Best SIP Return: A plethora of small-cap funds have given stellar returns in the near to mid-term, but there are fewer funds in this space that have performed equally well in the long term. In this write-up, we will look at the journey of one such fund – Quant Small Cap Fund, over the last 28 years.

Quant Small Cap Fund is a great example of how small savings can create big wealth. The fund was launched on 24th November 1996. It has given investors 13% returns (CAGR) since inception on lump sum investments and 15.25% annualised returns on money invested through the SIP (Systematic Investment Plan) route. With this rate of return, if someone had invested ₹100 daily or Rs 3,000 monthly through SIP since its launch, their investment would now be worth Rs 1.33 crore. This 28-year return data from Value Research shows the power of consistent small savings over time.

Likewise, if someone had invested a lump sum amount of Rs 1 lakh in this fund 28 years ago, the investment would be worth now Rs 28.32 lakh, earning around 13% CAGR returns.

Quant Small-Cap Fund details:

The latest AUM (Assets Under Management) of the Quant Small-Cap Fund is Rs 26,670 crore, and the expense ratio for the regular plan is 1.59%. The benchmark for this fund is the NIFTY Smallcap 250 TRI. Fund managers Ankit Pandey, Vasav Sehgal, and Sanjeev Sharma manage the scheme. It has received a 5-star rating from Value Research and a 3-star rating from CRISIL.

The fund is categorised as “Very High Risk” on the Riskometer, indicating that it is suitable for investors with a high-risk appetite and a long-term investment horizon.

Also read: Top 5 ELSS Funds: Up to 21% CAGR returns over 10 years! Rs 10K SIP grows up to a whopping Rs 42 lakh

Investment Strategy of Quant Small-Cap Fund:

The objective of this scheme is to generate high long-term returns by building a portfolio of shares from strong small-cap companies.

Currently, the Quant Small-Cap Fund allocates 67.34% of investors’ money to small-cap companies, 0.70% to mid-cap companies, and 25.37% to large-cap companies.

The scheme invests 93.41% of the total funds in equity and equity-related options, while 6.59% is allocated to money market instruments.

Quant Small Cap Fund: SIP Performance

Annualized SIP Return in 28 Years: 15.25%

Monthly SIP Amount: Rs 3,000

Total investment in 28 years: Rs 10,08,001

Value of SIP in 28 years: Rs 1,33,17,148

3-year SIP return: 27.27%
5-year SIP return: 37.31%
7-year SIP return: 25.92%

Quant Small Cap Fund: Lump sum performance (CAGR returns)

1-year return: 9.07%
3-year return: 19.81%
5-year return: 41.76%
Return since launch: 12.93%

Quant Small Cap Fund’s top 5 holdings:

Quant Small Cap Fund’s portfolio includes a diverse range of companies, with its top five holdings showcasing a mix of industry leaders and emerging players. The largest allocation is to Reliance Industries, comprising 8.99% of the portfolio, followed by Jio Financial Services at 5.89%. The fund also holds 4.05% in Aegis Logistics, 3.38% in Aditya Birla Fashion and Retail, and 3.29% in Bikaji Foods International. This strategic allocation reflects the fund’s focus on blending stability with growth opportunities across sectors.

Quant Smallcap Fund: Sector-wise investments

Financial Services: 17.5%
Oil & Gas: 14.5%
Healthcare: 14.3%
Consumer: 8.0%
Chemical: 5.6%
FMCG: 5.5%
PSU: 4.8%
Capital Goods: 4.2%
Construction: 4.0%
Telecom: 3.1%

Also read: SIP Calculator: How long will it take you to achieve Rs 1-crore goal with Rs 1000, 2000, 3000 and 5000 SIPs?

Who should invest in small cap stocks?

Aggressive investors seeking high returns and willing to take on significant risks can consider investing in small-cap funds. These funds are suitable for individuals who have a higher risk tolerance and the ability to handle market volatility.