Insurance

Life insurance: Annual premium collections of private sector players up 14 per cent

Private sector players reported improvement in individual Annualised Premium Equivalent (APE) growth, up 14% year-on-year (y-o-y) in December 2018 after remaining flat in November 2018.
insurance, life insurance, lic News

Insurance through WhatsApp: What is it, how to do it? Here’s all you need to know

With this new platform, policyholders can avail different benefits at their fingertips, anywhere, anytime, using WhatsApp.

health insurance, health insurance plans, health insurance plans in India, assess health insurance cover, claim rejection, claim rejection ratio of insurance company, claim insurance, claim settlement ratio, claim settlement ratio of health insurance companies, whatsapp, buy insurance through whatsapp, usage of whatsapp. News

Life assured, proposer or premium payer – who may claim tax benefits on life insurance?

Life insurance is a contract through which a person transfers to an insurance company the life risk of a person in whose life he or she has an insurable interest.

life insurance, insurable interests, insurance contract, life assured, proposer of life insurance, insurance premium, tax benefits on insurance premium, income tax, endowment insurance plans, transfer of risk, life risk, insurance company News

Home Insurance: This year secure your home early on; Here’s why

A comprehensive home insurance policy covers the assets, belongings and contents in the house, whereas there are policies which cover only the house.

home insurance, home insurance cover, householders insurance, Natural Calamities, Burglary & Theft News

Huge damage to car in accident? Revealed, how insurers pay for Total Loss

On receipt of a few complaints relating to general insurers settling lesser amounts than the IDV in case of total loss of motor vehicles, Irdai has raised its concern.

total loss, car insurance, total loss claim, theft claim, irdai, IDV, policyholders News

Port your health insurance policy for a lower premium; Know how to do it

If you are going opting for more benefits while porting, the premium of the new policy could be higher on account of added benefits. Also, watch out that you do not lose significant benefits in the ne

health insurance, health sector, irdai, Porting, porting health insurance policy, health insurance, health insurance plans, health insurance plans in India, assess health insurance cover, claim rejection, claim rejection ratio of insurance company, claim insurance, claim settlement ratio, claim settlement ratio of health insurance companies, Sum Insured, Restore option, No sub-limits, Undergo pre-policy tests, minimum co-pays, lower waiting periods, room rent capping, comprehensive cover, maternity, treatment abroad, OPD benefit, coverage to new born child, good network of hospitals, Cashless facility, Mental illness, Psychiatric illness, HIV, AIDS, genetic disorders, buy a health insurance policy, things to check before buying a health insurance policy, benefits of porting health insurance policy, News

6 best travel insurance hacks guaranteed to save money on a policy

Travel insurance is one of the most important aspects while travelling that a majority of people tend to ignore until the last minute.

travel insurance, travel insurance online, travel insurance policies, hacks to save money on travel insurance, group travel insurance packages News

Buying a health insurance policy? Here’s how to make the most of it

Health insurance is an important element of financial planning, as one big expenditure can set back your financial goals by a number of years.

health insurance, insurance, health insurance policy, health insurance plans, how to make the most of health insurance, News

Implementation of new CPA guidelines: Policyholders to shell out less from January 1, 2019

In the last few months, there have been streaks of new regulations announced by the regulator on the motor insurance side, which will eventually benefit the policyholders.

motor insurance, car insurance, Motor insurance premium, IRDAI, third party insurance, lower premium News

Do you know you are eligible for free health check-ups? Find out how

With the rising healthcare costs and the increased occurrence of lifestyle-based ailments, it is advisable to undergo a health check-up at least once every year, suggest experts.

free health insurance, free health insurance checkup health insurance, health insurance plans, health insurance plans in India, assess health insurance cover, claim rejection, claim rejection ratio of insurance company, claim insurance, claim settlement ratio, claim settlement ratio of health insurance companies, Sum Insured, Restore option, No sub-limits, Undergo pre-policy tests, minimum co-pays, lower waiting periods, room rent capping, comprehensive cover, maternity, treatment abroad, OPD benefit, coverage to newborn child, good network of hospitals, Cashless facility, Mental illness, Psychiatric illness, HIV, AIDS, genetic disorders, buy a health insurance policy, things to check before buying a health insurance policy News

Is your money sitting idle? Let it work for you; Know how

From equity mutual funds to bank fixed deposits, investment planning needs a careful analysis of the returns and the tenor mutual funds.

mutual funds,  fixed deposits, investment tips, Bank fixed deposits, Gold investment, company fixed deposits, PPF, Public Provident Fund, News

8 key trends and changes insurance industry witnessed in 2018

2018 proved to be a very important year for the insurance industry as it witnessed so many new trends and big developments during the year.

insurance, insurance industry, key trends in 2018, life insurance, motor insurance, health insurance News

Planning to buy a health insurance policy? 5 things to check before buying one

Depending on the individual or family’s needs, one must decide on the type of policy to buy. Find out the key factors to consider prior to purchasing a health insurance policy

health insurance, health insurance plans, health insurance plans in India, assess health insurance cover, claim rejection, claim rejection ratio of insurance company, claim insurance, claim settlement ratio, claim settlement ratio of health insurance companies, Sum Insured, Restore option, No sub-limits, Undergo pre-policy tests, minimum co-pays, lower waiting periods, room rent capping, comprehensive cover, maternity, treatment abroad, OPD benefit, coverage to new born child, good network of hospitals, Cashless facility, Mental illness, Psychiatric illness, HIV, AIDS, genetic disorders, buy a health insurance policy, things to check before buying a health insurance policy News

Don’t want your health insurance claim to be rejected? Know the disclosures you need to make

The insurance company understands the nature of risk and calculates the premium to cover that risk at the time of underwriting a policy

health insurance, health insurance plans, health insurance plans in India, assess health insurance cover, disclosure, claim rejection, how can you ensure a claim will not be rejected, reasons for rejection of insurance claims, claim rejection ratio of insurance company, reason for pf claim rejection, health insurance disclosure form, health insurance responsibility disclosure, claim insurance, claim settlement ratio, claim settlement ratio of health insurance companies, News

Indians see life insurance as the most handy instrument for planning their major life goals, reveals survey

Indians see life insurance as the most handy instrument for planning their major life goals while nearly a third do not have any idea about how much insurance they need, a survey has found.

life insurance, life insurance cover, fixed education, insurance industry, latest news on insurance News

Why it makes sense to buy a separate Cancer Cover; Find out

Cancer covers offer higher sum assured than regular health insurance policies, along with stage-based payouts

Cancer, Cancer-specific policies, diagnosis, hospitalization, chemotherapy, radiation therapy, surgery, stage based payout, Cancer Care plan, insurance policy, Stand-alone cover, health insurance, health insurance plans, health insurance plans in india, health insurance policy, health insurance companies in india, sum assured in insurance, sum assured multiplier factor, sum assured amount, sum assured in health insurance, sum assured on death, insurance policy in india,insurance policy details, insurance plans in india, cancer care policy, cancer care plan, cancer care hdfc life, cancer care india, cancer care insurance, cancer care policy india, cancer care policy hdfc, Carcinoma in Situ (CIS), cancer treatment in india, cancer treatment cost in india, News

Looking for best insurance plan for your children? Here are some top ones, check out the returns

As per a recent report by Principal Retirement Advisors, children’s education and marriage (68%) are the two topmost financial goals in India among new-parents followed by buying a house (55%).

child insurance, child plans, child insurance plan, child insurance policy, best child insurance plans in india, best child education plan in india 2018, News

Life insurance: Looking back, looking ahead – Regulatory support leading to new possibilities

Product guidelines like similar minimum death benefit across all ages and differentiated pricing of protection products for those who use wearables are good steps.

INSURANCE, LIFE INSURANCE, insurance policy News

ICICI Lombard to renew motor insurance policies using artificial intelligence

The tech-based feature will allow users to capture images of the car for which the insurance has expired and upload it using ICICI Lombard’s ‘insure’ mobile app.

Insurance News

What is cyber insurance and why you need it; Here’s all you need to know

With the higher use of digital platforms, cybercrime is growing at an increasing rate.

Insurance News

Motor insurance: Have two cars? Take a standalone personal accident cover of Rs 15 lakh

Irdai has relaxed its directive for compulsory personal accident cover for owner-driver under motor insurance policies

Insurance News

Before you dive, check if your insurance policy covers adventure sports

Sun-bathing lying on a beach or walking around a historical monument is not everybody's idea of a perfect holiday.

Insurance News

Premium income of life insurers falls 3% in November

Annualised premium equivalent (APE) of the life insurance industry in November declined 3% year-on-year to Rs 5,733 crore.

Premium income of life insurers falls 3% in November

Insurance Outlook: Near-term volumes to remain weak

In November 2018, private sector individual APE was almost flat as compared to 17-19% growth over the past three months.

insurance, insurance outlook News
Advertisement
Advertisement
Advertisement
Switch to Hindi Edition