Mutual fund investment via SIP rises 3.2 per cent to Rs 8,246 cr in October

SIP continued to be the preferred route for retail investors to invest in mutual funds as it helps them reduce market timing risk, the industry body noted.
mutual fund, mutual fund investment, systematic investment plans, AMFI News

Employee Pension Scheme: Left job? Opt for withdrawal of pension money or scheme certificate using Form 10C

Form 10C: After leaving a job, if you wish to withdraw EPS money or opt for Scheme Certificate, make sure you have filled the Form 10C.

Life Certificate for pensioners online, how to submit Life Certificate, how to apply Life Certificate, Life Certificate from home, jeevan pramaan pensioner, life certificate online, pension disbursing bank, submit the Life Certificate, Aadhaar, Digital Life Certificate, DLC, senior citizens News

Post Office Pension: Service rendered by employees as GDS can’t be counted for Pension – SC

Pension for Post Office Employees: Services rendered by postal department employees as Gramin Dak Sevaks (GDS) cannot be computed for calculation of the qualifying service of their pension after they

Pension for Post Office Employees News

Pradhan Mantri Awas Yojana: How women can benefit from PMAY and how to apply for it

With the help of this scheme, you can bring down the costs of owning your first house, but only a limited number of applications get approved each year by the government. Additionally, women get speci

PMAY, Pradhan Mantri Awas Yojana, Home Loan, Home Buyer, RERA, Modi government, Stalled Housing Projects, Government Scheme for Housing sector News

CIBIL score above 740: Do millennials care for Credit Score? Study reveals interesting trend

Rising credit-consciousness is a new trend among millennials. Between 2016 and 2018, the credit-consciousness among self-monitoring Indian millennials grew by 58 per cent, says a study by TransUnion C

credit consciousness among millinnials News

Equity investing: Stick to SIPs in volatile phase

With SIP AUM crossing the Rs. 3-lakh crore mark, investors are realising that this route of investing can help them sidestep behavioural weakness during volatility.

Money News

Reduce the tenure of your home loan if you have comfortable cash flow

If monthly cash flow is tight, and you are unable to save for future goals, go for EMI reduction.

Money News

Investing for child’s future? Here’s what you must do

Our in-house research shows that school fees, tuition fees and other associated expenses have risen by 150% in the last 10 years.

Money News

Opting for ULIP as an investment option? Here is all you need to know about it

ULIPs are a combination of investment and insurance. Hence, the premium that the investor pays towards his ULIP gets divided, and a part of it goes towards the investor's insurance coverage and the re

Unit-linked insurance plans, tax savings, tax saver, ulips, pure term insurance plan, systematic transfer plan, Life Cycle based Portfolio Strategy, Embedded value, risk, unit linked insurance plan, ulip, Policyholder, money news, NAV, mutual fund,insurance, life insurance  News

What if financial planning fails! Are you prepared for the situation when planned investments fail you?

Financial planning works fine to achieve the financial goals when economic and market situations are normal and swing in normal cycles.

financial planning, planned investments, global financial crisis, emergency fund, liquidity crisis, job loss, term insurance, enowment insurance, ULIP, bank fixed deposit, FD, health insurance, 2008 global financial crisis, emergency fund, equity investment News

Lost money in Cheque Bounce case? You don’t have to prove amount due – SC

Cheque Bounce Case: Who should prove the debt/amount due in cheque bounce case? The complainant, who has suffered as the cheque bounced, or respondent who issued the cheque? S

cheque bounce case News

Short Term Loan: Know the do’s and don’ts before opting for one

An advance salary loan is an EMI-based loan, wherein the borrower can withdraw 2.5 times of his/her net monthly salary. The money can be paid back in 3/6/9 or 12 months.

short term loan, short term loan in india, short term loan for students, personal loan, personal loan calculator, instant loans, short term loan interest rates News

EPF Withdrawal Rules: Don’t withdraw from PF before 5 years of service – Here’s why

If someone withdraws the PF amount before 5 years of continuous service, there are tax implications on 4 fronts. Read on to know them.

epf withdrawal rules, epf withdrawal after 5 years, epf withdrawal rules 2019, epf withdrawal rules after resignation, epf withdrawal after 5 years of service, tax on pf withdrawal before 5 years News

TDS payment rules: Failing to deduct TDS in these cases may put you in Income Tax trouble

Individuals or HUFs, who are not liable for tax audit, can use their PAN instead of TAN for deduction of tax.

TDS, TDS liability for individual, Tax Deducted at Source, Income tax department, PAN, TAN, HUF, Section 194-IB, Section 194-IA, Section 194M, Form 26QB, Form 16B, TRACES website News

Not CIBIL, this lender uses your social media behaviour for loan up to Rs 2 lakh!

CASHe, one of the largest digital lending application in the country, uses a new social behaviour-based credit rating system for faster lending to young millennials who may not have good CIBIL scores.

online loan News

Post Office Savings Account: How to register and activate Internet Banking

Post office savings bank (POSB) account offers internet banking using which you can not only transfer funds but also invest sitting in your home or office.

Equity Mutual Funds, corporate tax cut, LTCG, MF, mutual fund, equity fund, म्यूचुअल फंड, should you invest in equity mutual funds after tax rate slashed News

Five smart tips on setting financial goals

Setting financial goals early in your career will give you time to draw out detailed plans on how to channelise your savings and investment returns to meet your targets.

Money News

Capital gains tax rate depends on holding period

For holding periods of more than one year in equity mutual funds, long-term capital gains tax at 10% (excluding cess) is applicable on gains exceeding Rs. 1 lakh in a financial year.

Income Tax News

Suffering from diabetes? Buy a health cover

The cost of diabetes care has gone up manifold in recent years putting financial burden on families whose members suffer from the ailment.

Insurance News

Self-employed and facing trouble getting a loan? This is where you can get a loan easily

While trying to get a loan, not having a fixed income becomes problematic for businessmen seeking loans. Which is why it is difficult to get a personal loan by the self-employed.

personal loan, personal loans for self employed, self employed loans, Personal loans with longer repayment terms, personal loan interest rates, personal loan calculator, personal loan eligibility, credit score Payday Loans, payday loans in India, payday loans online, payday loans interest rates, Features, benefits, interest rates, payday loan app, Microloans News

Gurugram bucks housing trend with maximum new launches in NCR: Study

Data show that buyers today have better access to affordable housing options at a time when Gurugram has seen an increase of 27% in new launches.

real estate, real estate in India, real estate in NCR, affordable housing, Gurugram bucks housing trend, maximum new launches in NCR, News

Employees Provident Fund: Will court punish directors when contribution delayed by company?

Employers cannot escape from the responsibility of depositing PF contributions of employees timely. Also, the employer can't be exonerated even when it deposits the contributions after a complaint of

provident fund contribution rules News

Income Tax for Senior Citizens: Tax benefits that elderly people get compared to others

Compared to non-senior citizens, senior citizens get additional tax benefits as they usually don't have regular source of earned income.

income tax, income tax refund, income tax return, ITR, senior citizens, non-senior citizens, ordinary individuals, very senior citizens, Basic Exemption Limit, Deductions for Medical Insurance Premium, Deductions on Interest Income, Deductions on Treatment of Specified Diseases, Advance Tax, Filing ITR Manually, e-filing of ITR, Reverse Mortgage Scheme, standard deduction, capital gain tax News

Want to receive OTP for every transaction in your SBI bank account? Here’s the process

SBI high-security password: In addition to SMS, account holders can receive financial and non-financial transaction-related authentication details on their registered email address.

high security password, OTP, SBI, State Bank of India account, state bank of India otp not coming, sbi safe online banking , sbi otp not received, how to set password, second-factor password News
Income Tax Calculator, Budget 2019, How to Calculate Income Tax


Stock Market