Money

A 3-Step Guide For Women Starting Their Investment Journey

While there are several other questions you will have as you move further along your investment journeys, these three simple rules will be relevant throughout. I hope that this women’s day more and more women empower themselves by taking their financial
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Investing in commercial real estate? Keep these factors in mind

Investors can earn much higher returns that are inflation-adjusted in commercial real estate compared to fixed deposits and other debt mutual funds.

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Yes Bank Moratorium: AMCs give investors option to channelise payout money to other banks

Some AMCs even decide to hold the payout money on redeptions due on Friday, March 6, 2020 to allow the investors opportunity to change the bank.

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Hike in Third Party Insurance premium proposed by IRDAI– Check how much you may pay for your vehicle

As of now, the rates are proposals by IRDAI, while the final notification of the TP rates will happen at the beginning of the new financial year.

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Auto Insurance: 12 tips to reduce car insurance premium

Some insurance companies are also offering discounts based on the profession of the insured (viz: doctors, teachers, lawyers etc). But beware of car insurance firms who claim to offer 'free' insurance

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TDS Calculation on Salary: CBDT issues clarification on circular issued in January 2020

For the correct way of TDS Calculation on Salary, the CBDT has issued a clarification on the method of calculating the tax on salary income for FY 2019-20.

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Income Tax Saving: From PPF, home loan to NPS, smart options to save maximum tax for FY2019-20

It is important to plan tax-saving investments in advance in order to save on taxes and not end up depositing excess taxes during the tax year.

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EPFO cuts interest rate by 15 bps to 8.5% for FY20, a 7-year low

Lower than expected returns on its investments in government securities, where it is permitted to invest up to 65% of its incremental deposits, may have prompted the EPFO to opt for the rate cut.

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Small-Cap Mutual Funds: Ideal for investors who have long-term goals; Here’s why

Small-cap mutual fund schemes are meant for aggressive equity investors who can stomach volatility.

Small-cap equity funds can be ideal for investors who may have long-term goals like planning for children’s education, saving for retirement. News

Life Insurance: Customers prioritise return on premium over sufficient cover

Awareness and ownership of life insurance products is increasing though urban Indians still feel financially insecure, says a Max Life Insurance-Kantar survey

However, there is a significant increase in awareness regarding life insurance products, especially term plans for pure protection. News

Big dreams, lack of financial planning: Plight of Indian women in life goals preparedness

Most Indian women don't get involved in decision making, even as they actively participate in conversations around financial planning and investments at home.

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North East Delhi Riots: IRDAI issues guidance note for insurance companies

IRDAI has come out with a guidance note for all general, life and stand-alone-health insurance companies that issued insurance policies in the riots affected areas in North East Delhi.

North East Delhi riots, irdai, insurance policies, general insurance companies, health insurance companies News

LIC Housing Finance 2020 home loan offer: Apart from EMI waivers, here’s all you can get under this scheme

According to the scheme offers, a buyer only have to pay the principal amount till he/she gets the possession of the house. During this period, the borrower will pay interest only on the amount disbur

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Public Provident Fund: How to become a crorepati with PPF investment

After the mandatory lock-in of 15 years, you can still choose to continue with your account either by continuing to invest or without any further investment. This extension can be done in a block of 5

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Your provident fund balance to earn less: EPFO declares PF interest rate for 2019-20

With the interest rate coming down in the economy, the EPF interest rate was also expected to come down.

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Will my health insurance policy cover Coronavirus? IRDAI issues guidelines on handling of claims

The costs of hospitalisation including the treatment during the quarantine period have to be settled by insurers as per the terms and conditions of the policy.

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Want to become rich? Check out where ultra rich are parking their money today

One of the approaches that savvy UHNIs take is to try and identify dislocated asset classes, ie., those categories that are out of favour and where price has either fallen or languished for some time.

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Equity-Linked Savings Scheme: 4 things to keep in mind while investing in ELSS

Investors looking for tax benefits and planning to invest for longer periods such as 5-7 years, should opt for these equity schemes.

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Good news for home buyers! HDFC cuts retail prime lending rate on home loans

The cut in the Retail Prime Lending Rate by HDFC will be effective from March 9 and would benefit a large number of its home loan borrowers.

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NPS vs ELSS vs PPF: Which one would suit you most for accumulating retirement corpus?

The common features of the instruments available for retirement savings are that such instruments are of long-term nature and they are tax efficient.

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Arogya Sanjeevani Policy: Why it suits a first time health insurance buyer

IRDAI has made it mandatory for insurers to launch a standard health insurance product, making comparisons easier for policyholders.

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Dividend Distribution Tax: How you can benefit from the removal of DDT

One major change which will impact investors post 1st April 2020 is the removal of Dividend Distribution Tax (DDT) for dividends paid out by Indian corporates.

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Property values in prime residential markets show dismal growth during 5 years

While price increases in Ahmedabad, Chennai, Kolkata and Pune were only marginal, the two NCR markets of Gurugram and Noida saw rates declining during the same period.

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Coronavirus Disease (COVID-19): Digit Insurance launches insurance policy to provide protection against the disease

The insured should not be suffering from any symptoms of the virus, like cough with or without sputum, cold or nasal block, fever with body pain or shortness of breath for the last 6 weeks. Having the

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