Maha Kumbh Mela 2025: Days before the start of the world’s largest religious congregation ‘Maha Kumbh 2025’, digital payment app PhonePe, in partnership with ICICI Lombard General Insurance, has launched a first-of-its-kind insurance coverage for devotees travelling to Prayagraj.
The insurance plan is designed for travellers attending the upcoming Maha Kumbh Mela from January 13 to February 26, 2025, giving them a coverage against health emergencies, personal accidents, and travel disruptions.
This comprehensive plan will be available in two variants, catering to the needs of a broad spectrum of travellers: Rs 59 per traveller for individuals travelling by train or bus and Rs 99 per traveller for individuals travelling by domestic flights.
“The Maha Kumbh Mela is one of the largest spiritual gatherings globally, attracting millions of devotees across all spheres. Recognizing the unique challenges associated with an event of this scale, PhonePe has launched this innovative insurance coverage plan, in partnership with ICICI Lombard General Insurance,” the PhonePe Group said in a statement on January 10.
Key features of the insurance plan:
Hospitalisation cover: Get reimbursed up to Rs 50,000 for hospitalisation due to illness or injury, with a deductible of Rs 500.
OPD cover: Doctor consultation for illness and injury is covered up to Rs 1,500, with a deductible of Rs 500.
Personal accident cover: Coverage of up to Rs 1,00,000 for death or disability caused by accidents.
Trip cancellation: Get reimbursed up to Rs 5,000 for non-refundable expenses if you cancel your trip due to unforeseen circumstances such as medical emergencies, natural calamity, etc.
Loss of baggage: Get up to Rs 5,000 for permanently lost checked-in baggage while in the custody of a common carrier (Applicable for domestic flight cover policyholders only).
Missed flight cover: If your previous flight is delayed by over three hours and you miss a connecting flight, the insurer will reimburse your ticket cost up to Rs 5,000 (Applicable for domestic flight cover policyholders only).
Repatriation of remains: Coverage of up to Rs 10,000 to cover the cost of transporting the deceased back home.
All these features under the insurance plan will address the “specific needs of travellers and provide them with peace of mind and financial security”, PhonePe said.
Deadline to avail the Maha Kumbh Mela insurance plan
Users can avail this plan on the PhonePe platform until 25th February 2025 and have access to complete coverage for the entire duration of their journey and stay at the Maha Kumbh Mela, ensuring a safe and secure pilgrimage for millions of devotees.
Commenting on the launch, Vishal Gupta, CEO at PhonePe Insurance Broking Services, said, “We are delighted to introduce this first-of-its-kind insurance offering for an event as significant as the Maha Kumbh Mela. This launch aligns with our commitment to being the most trusted platform for all insurance needs.”
Anand Singhi, Chief – Retail & Government Business, ICICI Lombard General Insurance said, “At ICICI Lombard, innovation and customer focus are at the heart of everything we do. We have partnered with PhonePe for this industry-first insurance offering because of their unparalleled reach and deep understanding of customer needs.
Here’s how users can avail the insurance cover on the PhonePe app:
- Navigate to the Insurance section on the PhonePe app and select “Maha Kumbh” Insurance.
- Go through the product details and click on “Buy now”.
- Select a plan based on your mode of travel and add member details