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  3. pf desk

PF Desk

Introduction
The PF Desk is the specialized personal finance editorial wing of FinancialExpress.com. In an era of financial volatility and information overload, the PF Desk serves as a definitive resource for unbiased, data-driven, and actionable financial journalism. Our mission is simple: to demystify complex fiscal regulations and empower every Indian—from the…Read More
Author's image

The PF Desk is the specialized personal finance editorial wing of FinancialExpress.com. In an era of financial volatility and information overload, the PF Desk serves as a definitive resource for unbiased, data-driven, and actionable financial journalism. Our mission is simple: to demystify complex fiscal regulations and empower every Indian—from the first-time earner to the retired professional—to master their money.

The PF Desk functions as a bridge between high-level regulatory shifts and the individual’s wallet. Whether it is a change in the tax code or a shift in monetary policy, our team translates “finance-speak” into clear strategies that help our readers protect and grow their wealth.

Expertise and Domain Coverage

The PF Desk provides 360-degree coverage of the Indian financial ecosystem. Our editorial workflow is built around monitoring key regulators, including RBI, SEBI, IRDAI, PFRDA, EPFO, and RERA, ensuring our readers are the first to know about changes that impact their bottom line. Our core areas of expertise include:

Taxation & Compliance: Real-time updates on Income Tax slabs, deductions, and filing mandates to ensure optimal tax planning.

Investment Intelligence: Deep dives into Mutual Fund performance, NFOs, Equities, and Fixed Income instruments (Bank Deposits & Small Savings).

Social Security & Retirement: Comprehensive tracking of Pension schemes, National Pension System (NPS), and EPFO updates for long-term security.

Protection & Credit: Critical analysis of Insurance products (Life, Health, General) and the evolving landscape of Lending and Credit Card regulations.

Real Estate & Succession: Navigating property market trends and the intricacies of estate planning and wealth transfer.

Accuracy, Integrity, and Experience

Established in 2022, the PF Desk is powered by a team of seasoned financial journalists and researchers who bring decades of collective experience to the table. We recognize that financial decisions are deeply personal; therefore, we adhere to a “Data-First” philosophy.

Every story published under the PF Desk byline undergoes a rigorous verification process, cross-referencing primary regulatory sources and historical data sets. We don’t just report the “what”—we explain the “why” and the “how,” providing the context necessary for millennials, private sector employees, and senior citizens to make smart, informed money decisions in a rapidly changing regulatory environment.

Key Contributors:

Mithilesh Jha

Sunil Dhawan

Shivangini Gupta

Contact Info: pf.desk@financialexpress.com

Author's image
PF Desk Social Media Profile
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By PF Desk
Missing the applicable due date does not necessarily prevent a taxpayer from filing a return. A belated return can generally be filed until December 31, 2026.
‘AY 2026-27 ITR due dates’ surges on Google Trends: Key filing deadlines every taxpayer should know

Filing the return within the prescribed due date remains the best way to avoid unnecessary costs and compliance hassles.

By PF Desk
June 17, 2026 19:13 IST
Under mandatory scrutiny, a return is selected automatically based on predefined criteria laid down by the CBDT, irrespective of the taxpayer's risk score or refund claim.
Google Trends: Mandatory ITR scrutiny criteria explained: Who can receive a tax notice in AY 2026-27?

Scrutiny assessment is a detailed verification process in which the Income Tax Department examines a taxpayer’s return, income disclosures, deductions,…

By PF Desk
June 14, 2026 22:20 IST
Is EPFO launching instant PF withdrawals through UPI? Explore the latest updates on the EPFO-BHIM UPI project, API integration, and faster claim settlements.
‘UPI transfer for EPF subscribers’ trends on Google Trends: Is EPFO rolling out a new feature?

Google Trends shows rising searches for “UPI transfer for EPF subscribers.” Here’s what EPFO’s proposed UPI-based PF withdrawal system could…

By PF Desk
May 20, 2026 18:55 IST
In a big relief to crores of salaried employees, the Employees’ Provident Fund Organisation (EPFO) last week announced that it is planning to automate full or final provident fund (PF) withdrawal claims.
Google Trends: EPFO to soon automate final PF withdrawals

EPFO plans to automate final PF withdrawals and account transfers, making provident fund claim settlements faster, paperless and seamless for…

By PF Desk
May 20, 2026 10:36 IST
EPFO to launch UPI-based withdrawals:EPFO is preparing to launch a UPI-based system that could allow subscribers to withdraw PF money directly into their bank accounts.
Good news for salaried employees: EPFO plans instant PF withdrawal through UPI

EPFO subscribers may soon be able to withdraw their PF money instantly through UPI as the Labour Ministry said testing…

By PF Desk
May 19, 2026 21:35 IST
Tamil Nadu hikes DA by 2% for govt employees, teachers; Vijay govt to spend Rs 1,230 crore
Tamil Nadu CM Vijay’s first big move: 2% DA hike for govt employees; state to spend Rs 1,230 crore

According to an official release, the DA has been raised from 58 per cent to 60 per cent and will…

By PF Desk
May 14, 2026 15:29 IST
Google Trends alert: Update PF KYC online using UAN to avoid withdrawal delays
Google Trends alert: Update PF KYC online using UAN to avoid withdrawal delays

Google Trends shows a spike in searches for “update PF KYC online using UAN”. Here’s a simple step-by-step guide to…

By PF Desk
April 29, 2026 14:12 IST
PF claim rejected? 7 simple steps to avoid PF claim rejection, as per EPFO rules
Google Trends: PF claim rejected? 7 simple steps to avoid PF claim rejection, as per EPFO rules

PF withdrawal getting rejected? A quick checklist—based on Employees’ Provident Fund Organisation guidelines—can help you avoid common mistakes and ensure…

By PF Desk
April 29, 2026 07:17 IST
Listed developers dominate land deals in FY26; Bengaluru emerges as top hotspot
Listed developers dominate land deals in FY26; Bengaluru emerges as top hotspot

Listed real estate developers tightened their grip on India’s property market in FY2026, accounting for nearly half of all land…

By PF Desk
April 27, 2026 20:00 IST
UIDAI says Aadhaar isn’t enough to prove your date of birth.
Aadhaar isn’t proof of date of birth, UIDAI clarifies its correct usage

The Unique Identification Authority of India has cleared up a common confusion: Your Aadhaar works as ID proof, but it…

By PF Desk
April 27, 2026 18:56 IST
Dearness Allowance 60%, DA increase 2%, central government employees DA, DA arrears Jan 2026, Dearness Relief pensioners, salary increase govt employees, DA latest news, AICPI DA revision, 8th Pay Commission update, DA calculation basic pay, govt salary hike 2026
DA hiked by 2%: Central govt clears allowance increase to 60%, arrears from Jan 2026

DA hiked by 2% to 60% for central govt employees, effective Jan 2026. Arrears to be paid. Check impact on…

By PF Desk
Updated: April 18, 2026 17:18 IST
Senior citizen FD rates up to 7.9%: Private banks edge past PSUs in fixed deposit returns
Senior citizen FD rates in 2026: Private banks vs PSUs — which offers the best fixed deposit rates?

Senior citizens can currently earn up to 7.9% interest on fixed deposits, but most large banks are offering returns in…

By PF Desk
April 16, 2026 19:29 IST
No DA hike yet in April: Central govt employees protest, demand pending DA/DR and arrears
No DA hike yet in April: Central government employees protest, demand pending DA/DR and arrears

Central government employees are protesting over the delay in the January–June 2026 DA/DR revision. With no update even after mid-April,…

By PF Desk
April 16, 2026 10:22 IST
SGB early redemption bonanza: 28% annual return plus 2.5% interest
Sovereign Gold Bonds: Bonanza for 2019-20 Series V investors; over 300% return on early redemption

Sovereign Gold Bond (SGB) 2019-20 Series V investors are set for impressive gains on premature redemption, with returns of about…

By PF Desk
April 15, 2026 16:29 IST
8th Pay Commission: Major Salary Hike Possible with Demand for 3.83 Fitment Factor; JCM Submits Memorandum to Government
8th Pay Commission: Minimum salary to jump to Rs 69,000? What 3.83 fitment factor demand suggests

The National Council (JCM) has submitted a 51-page memorandum for the 8th Pay Commission, demanding a fitment factor of 3.833…

By PF Desk
April 15, 2026 12:02 IST
Rs 15.85 lakh annual salary, Rs 0 tax? Here's how new tax regime makes it possible
Rs 15.85 lakh annual salary, Rs 0 tax? Here’s how new tax regime makes it possible

A salaried individual earning Rs 15.85 lakh annually can reduce tax liability to zero under the new tax regime —…

By PF Desk
April 14, 2026 19:18 IST
Actor Vijay paid Rs 1.5 crore penalty on Rs 15 crore cash found at home; I-T rules allow up to 200% — why just 10%?
Actor Vijay paid Rs 1.5 crore penalty on Rs 15 crore cash found at home; I-T rules allow up to 200% — why just 10%?

Income tax penalties can go up to 200% depending on under-reporting or misreporting of income, the recent case involving Vijay…

By PF Desk
April 14, 2026 17:03 IST
EPFO update: Form 121 replaces 15G and 15H - What EPF members must know about new TDS rules
EPFO update: Form 121 replaces 15G and 15H – what EPF members must know about new TDS rules

EPFO has introduced Form 121 to replace Forms 15G and 15H from April 1, 2026 under the new Income Tax…

By PF Desk
April 14, 2026 14:19 IST
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