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Does 100% FDI Bridge the Gap to ‘Insurance for All by 2047’?

Will reforms unlock insurance potential?

The amended Act has paved way for foreign entities. Much needs to be done in promoting the reform, and for…

January 29, 2026 05:30 IST

Consumers prioritise buying insurance

Indian households spend 25% of their total wallet share on buying insurance.

January 27, 2026 22:54 IST

Insurers seek higher exemptions, tax parity on annuities in Budget

These measures would help boost insurance penetration, channel long-term savings into annuity and retirement products, and encourage wider adoption of…

Updated: January 21, 2026 12:38 IST

Govt rolls out unified salary account with insurance, health cover and digital benefits

Unified salary account for central employees: Insurance cover up to Rs 2 crore, airport lounge access, cheaper loans and more

The Finance Ministry’s Department of Financial Services has launched a Composite Salary Account Package for central government employees, offering zero-balance…

January 15, 2026 15:01 IST

Explainer: The merits of a risk-based insurance premium model

The RBI has approved a landmark shift from flat-rate to risk-based deposit insurance premiums. Learn how this new framework rewards…

Updated: January 5, 2026 06:53 IST

Insurance Amendment Bill 2025: What it really means for insurance customers

Insurance Amendment Bill 2025: 5 big changes that will impact every insurance customer

For customers, this Bill’s provisions could slowly translate into more insurance companies entering India, better and more innovative insurance products,…

December 16, 2025 16:37 IST

Insurance Laws (Amendment) Bill 2025 to be tabled in Lok Sabha: What it means for India's insurance sector

Insurance Laws Amendment Bill to be tabled in Lok Sabha: What it means for India’s insurance sector

The Insurance Laws (Amendment) Bill, 2025 is set to be tabled in the Lok Sabha after receiving Union Cabinet approval.…

Updated: December 15, 2025 09:37 IST

New India Assurance Co Chairman and Managing Director Girija Subramanian

Price should reflect associated risks: New India Assurance MD

New India Assurance CMD Girija Subramanian warns that intense competition among general insurers is leading to significant price undercutting in…

December 11, 2025 20:03 IST

PM Modi wants you to claim your unclaimed money — bank deposits, insurance dues and MF units worth Rs 1 lakh crore lying idle

PM Modi wants you to claim your unclaimed money — bank deposits, insurance and MFs worth over Rs 1 lakh crore

Prime Minister Narendra Modi has urged people to check whether they or their families have unclaimed money lying in banks,…

December 10, 2025 13:44 IST

‘Claims exchange will end insurer-hospital friction,’ Q&A with Tapan Singhel MD Bajaj General Insurance

‘All insurers are already on NHCX, but hospital participation has been slow. Once hospitals join, real-time digital exchange will make…

Updated: December 5, 2025 23:17 IST

Life Insurance Premiums Rebound with 15% Surge in September; GST Impact Weighs on Q2 Margins.

A term plan that refunds your money if you survive

These plans come with higher premiums, around 1.8x to 2x the cost of regular term plans, due to the inclusion…

December 5, 2025 20:40 IST

‘Bima Sugam to boost no-frills health products,’ V Suryanarayanan, MD Cholamandalam MS General Insurance

“The key advantage is its link to the government’s digital public stack, which will make transactions easier and convenient for…

October 23, 2025 23:48 IST

rbi, reserve bank of india, insurance, rbi insurance, insurance schemes, opinion

Why RBI must reform deposit insurance rates

Calibrating premiums to actual risk will empower banks, protect depositors, and accelerate economic momentum by reducing cost of doing business.

Updated: October 8, 2025 06:22 IST

GST 2.0 impact: Life insurers slash distributor commissions on term, ULIPs and annuities - Key takeaways for policyholders

Life insurers cut commissions on term, ULIPs, annuities post GST 2.0, report reveals – What it means for policyholders

Meanwhile, insurance companies have found a way to offset their ITC losses. They are now reducing brokerage and commission for…

October 3, 2025 16:08 IST

PB Fintech, HDFC Life, SBI Life in focus - Is the commission cap in Insurance Bill a concern?

Zero GST to raise insurers cost; hike in premiums unlikely for now

The recent GST exemption on individual life and health insurance, while beneficial for consumers, poses a challenge for insurers who…

September 5, 2025 08:17 IST

Nuvama insurance stock pick, HDFC Life share price target, SBI Life share price target, insurance sector growth

From HDFC Life to Max Financial Services: JM Financial’s top insurance picks after GST rate revamp

Insurance stocks surge as GST scrapped on life and health policies, making premiums cheaper – explore the impact on HDFC…

September 4, 2025 10:26 IST

niva bupa health insurance, niva bupa, niva bupa insurance, insurance benefits, max hospitals

Niva Bupa suspends cashless facility at Max Hospitals across India, explains how insurance benefits can be availed

A notification of Niva Bupa said, “With great consideration, and only after exhausting all other options, we are constrained to…

September 1, 2025 22:59 IST

Why Indian Term Plans are a Smart Choice for NRIs. (Image Source: Unsplash)

NRIs look homewards for term insurance

NRIs are increasingly choosing term insurance plans from Indian insurers due to significantly lower premiums (up to 50% less) and…

August 29, 2025 23:12 IST

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