Best credit cards for airport lounge access in India in 2025

Airport lounge access is no longer a luxury reserved for a few. With the right credit card, you can enjoy the comfort of lounges across India and beyond. You must remember that not all credit cards offer unlimited lounge access. Many have restrictions. For example, some cards only allow a limited number of visits each year. Others require a minimum spend to unlock access. Check which lounges your card covers and whether these are domestic, international, or both.

Here’s how to make the most of your airport lounge benefits.

Meet Spending Requirements

Some credit cards offer lounge access as a reward for meeting spending thresholds. For instance, tier-based credit cards may grant benefits if you meet specific annual or monthly spending targets. Plan your expenses to meet these limits without overspending.

Register for Lounge Programmes

Cards like RuPay and Visa often require you to register for their lounge programmes. Ensure you sign up beforehand. Without registration, you may not be eligible for lounge access, even if your card offers it.

Adhil Shetty, CEO of Bankbazaar.com. says, “Lounge access is usually linked to your physical credit card. Make sure to carry it while travelling. Virtual or digital cards may not be accepted at lounges.”

Also Read: How many fixed deposit accounts should you open? A guide to maximizing your savings

Check for Additional Charges

Some credit cards impose additional fees for lounge visits beyond a set limit. Always confirm if your visit is complimentary. If not, decide whether the charges are worth the perks.

Plan Your Visits

Airport lounges can get crowded, especially during peak travel times. Arrive early to secure your spot. Many lounges also limit entry closer to flight departure times.

Utilise Value-Added Services

Most lounges offer more than just a seat and snacks. Use services like Wi-Fi, workstations, and shower facilities if available. Some lounges even offer spa services at a discount.

Keep an Eye on Expiry Dates

Lounge access benefits may reset annually. Unused visits often do not carry over to the next year. Check your card’s terms and plan your travel to use all the benefits before they expire.

Avoid Misuse

Most lounges have rules about guests and visit frequency. Misusing benefits could lead to cancellation of privileges. Follow the guidelines to ensure continued access.

The table below gives you details of the credit cards that offer airport lounge access benefits to the cardholders.

Best Credit Cards for Airport Lounge Access in India in 2025