Sanjeev Sinha

Sanjeev Sinha is Editor, Personal Finance at Financial Express Online. He has more than 20 years of experience with some of the top Indian media

organisations. He has covered a wide variety of subjects such as politics, taxation, wealth management, brands, marketing, management and real estate. An avid reader of crime fiction, Sanjeev spends his free time watching action movies and listening to classical music.
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Articles By Sanjeev Sinha

654 Articles

More than 50% of delayed housing projects in 9 residential markets of India are in MMR: Report

According to an analysis that covers 10 prime residential markets of the country, as many as 1,665 RERA-registered housing projects are delayed by over 5 years across India and are likely to see completing only after 2020.

real estate, real estate in India, delayed housing projects, residential markets, MMR, Mumbai Metropolitan Region , Ahmedabad, Bengaluru, Chennai, Gurugram, Hyderabad, Kolkata, Mumbai, Noida-Greater Noida, Pune News

Commercial, retail real estate on strong footing even as housing segment faces challenging times

The housing segment has recorded subdued growth even during the festive season. Thankfully, that is not the case with commercial, retail and warehousing sectors, which are said to be on a strong footing.

Money News

Will Alternate Investment Fund revive stalled housing projects?

This Special Window will provide last-mile funding to only those housing projects which are in the non-NPA and non-NCLT category and are net worth positive.

real estate, real estate in India, Alternate Investment Fund, stalled housing projects, non NPA, non NCLT projects, homebuyers News

Gurugram bucks housing trend with maximum new launches in NCR: Study

Data show that buyers today have better access to affordable housing options at a time when Gurugram has seen an increase of 27% in new launches.

real estate, real estate in India, real estate in NCR, affordable housing, Gurugram bucks housing trend, maximum new launches in NCR, News

Good news! Key NCR cities witness maximum decline in unsold housing stock

The collective unsold housing stock in the three key cities of Uttar Pradesh has declined by 26% in two years, from 1,31,150 units in Q3 2017 to about 97,270 units by the Q3 2019-end.

real estate, real estate in india, unsold housing stock, decline in unsold housing stock, uttar pradesh, Noida, Greater Noida, Ghaziabad News

Real estate market remains sluggish, but developers betting big on festive sales

In spite of a slew of reform measures taken by the government, over the past few years, the real estate sector has been grappling with subdued demand.,

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5 reasons to buy your dream home this festive season

Investors are not interested in putting their money into stagnating real estate. However, for an end-user who is planning to buy his dream home, this pessimistic market scenario can be used to his benefit.

home buying, dream home, festive season, reasons to buy home this festive season, RERA, Bargain Deals, lower property prices, Better regulation News

Real estate bets big on festive season, but will its fortunes revive?

The prevalent mood this season is one of cautious optimism, as we are still some way from a full-fledged revival of the realty sector.

real estate, real estate in India, festive season, housing sales, RERA, GST, Navratri, Diwali, revival of fortunes, property market News

Home Loan Prepayment Vs Investment: Should you prepay your home loan or invest for better returns?

Should I invest or pay off my home loan? This is the most intriguing question which keeps playing on the mind of a large number of home loan takers, particularly in a falling interest rate regime.

Investment Vs Home Loan, Home Loan Prepayment Vs Investment, home loan, investment, housing loan, home loan prepayment vs investment calculator, credit card dues, personal loan, car loan News

Better connectivity, proximity to commercial hubs boost demand for housing

Industry experts believe that better connectivity is perhaps one of the most important drivers of demand as far as real estate is concerned.

housing, real estate, Better connectivity, proximity to commercial hubs, boost demand for housing, residential project, commercial development News

Cheaper home loans, ready-to-move-in affordable homes may be big drivers of demand during this festive season

Although expectations are muted this year, still some increase in sales are expected because of various factors, including the availability of affordable ready-to-move-in homes as well as cheaper home loans.

real estate, festive season, real estate sales in festive season, cheaper home loans, affordable ready to move in homes, housing demand News

Want lower home loan, car loan EMIs? How to do it without switching banks

In line with the RBI guidelines, a number of banks have already linked their loans to customers' risk profile, while many others are in the process of doing so.

credit score, cibil score, home loan, car loan, vehicle loan, SBI, Bank of Baroda, UBI, IDBI bank, linking of loans to customers risk profile, lower interest rates, News

Good news for borrowers! Home loans, car loans to get cheaper as SBI, HDFC Bank reduce lending rates

SBI is not the only leading bank which has slashed its lending rates recently. Some other banks – including HDFC Bank and ICICI Bank – have also made their home loans, car loans, and personal loans cheaper.

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Good News Taxpayers! Income Tax Department can’t issue you a notice or order without doing this

In a bid to provide better services to taxpayers and ensure greater accountability and transparency in tax administration, CBDT has announced the launch of Documentation Identification Number.

income tax, income tax notice, Documentation Identification Number, DIN, CBDT, Income tax department, PAN, News

Good news for taxpayers! CBDT extends PAN-Aadhaar linking deadline to December 31

It may be recalled that the Income Tax Department had extended the PAN-Aadhaar linking deadline many times earlier also.

PAN, Aadhaar, pan aadhaar linking deadline, pan aadhaar linking deadline extended, CBDT, Ministry of Finance News

Government measures will boost real estate, but some challenges remain

In an exclusive interview, Parveen Aggarwal, Founder and Chairman, Signature Sattva, shares his views on the recent developments in real estate and various issues plaguing the sector.

real estate, affordable housing, exclusive interview, Parveen Aggarwal Founder and Chairman Signature Sattva, Finance Minister Nirmala Sitharaman, homebuyers News

What ails real estate and how can it be put back on track?

The biggest blow to the realty market in India was perhaps dealt with not by policy reforms, but by builders themselves.

real estate, real estate in India, real estate crisis, crisis in real estate, real estate slowdown, revival of real estate, How real estate can be revived, GST, RERA, Housing for all by 2022, homebuyers, investors News

5 smart ways to get FREE insurance cover up to Rs 50 lakh

There are many financial products which come with an add-on insurance benefit. Once you become aware of it, then it can help you in a big way.

free insurance, insurance, free insurance cover, free insurance with financial products, mutual fund, credit card insurance, debit card insurance, EPF, bank deposit News

Demand for affordable housing to remain strong, but will luxury housing also see an upsurge?

Affordable housing will remain the dominant segment in the coming years with a total of 10 million PMAY (U) units to be delivered by 2020 itself. However, what about luxury housing?

real estate, real estate in India, affordable housing, luxury housing, affordable vs luxury housing, demonetisation, Modi government, Housing for All by 2022, NRI News

ITR Filing 2019: 5 common mistakes in filing income tax return which may cost you dearly

Income Tax Return 2019: Tax filing mistakes may not only make one's tax return invalid, but sometimes may also make one liable for penalty and prosecution, depending upon the nature of mistakes.

Income Tax, E-filing portal, DIN Number, How to verify News

RERA is beneficial for buyers, has changed the dynamics of real estate in India: Li Qiongjia

In an exclusive interview, Li Qiongjia, Director, Risland (North India), talks about the Indian real estate market and shares his business outlook.

real estate, real estate in India, RERA, exclusive interview with Li Qiongjia of Risland, luxury real estate, Sky Mansion News

Real estate says rate cut welcome, but not good enough to boost housing

Real estate needed a deeper rate cut to make a significant difference to both the mid-income and affordable housing segments.

RBI policy, repo rate cut, Real estate, housing, affordable housing, bank, NBFC, home loan, News

Real Estate Investment: Will circle rate reduction give Noida an edge over Gurugram?

The UP government has recently slashed the circle rates of residential and commercial properties in Gautam Buddh Nagar, comprising of essentially four regions such as Noida, Greater Noida, Dadri and Jewar.

real estate in india, real estate investment, UP government, circle rates, Gautam Buddh Nagar, Noida, Greater Noida, Dadri, Jewar News

Fixed deposits of Commercial Banks Vs Small Finance Banks: Which one should you go for?

Some of the banks are offering returns up to 9% on their regular FDs, which can go up to 9.5% in case of senior citizen FDs. However, which one is a better choice for you?

fd rates, fixed deposit rates, fixed deposit rates comparison, fixed deposit rates SBI, FD rates in HDFC, FD rates in SBI, fd rates axis bank, ICICI, small finance bank fd rates, jana small finance bank fd rates News

ITR efiling 2019-20: Heard complaints of too many changes in ITR forms, talk of date extension? Here’s CBDT clarification

There are complaints on social media that numerous changes in some of the ITR forms have been made recently, owing to which taxpayers are facing difficulties in filing their income tax returns.

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Model Tenancy Act 2019: 10 things about Tenancy Act every landlord and tenant should know

It is believed that the Model Tenancy Act, 2019 will help overhaul the legal framework vis-à-vis rental housing across India and may also give a boost to private participation in this segment.

Model Tenancy Act 2019, Model Tenancy Act India, tenancy act 2019, tenancy act in Uttar Pradesh, RERA, Nirmala Sitharaman, rental housing News

Cheap homes era over? Here’s what buyers should do with data showing housing prices going up

After a long time, housing prices are said to have started rising again. However, is this really the case or there is more to it than meets the eye?

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