Sanjeev Sinha

Sanjeev Sinha is Editor, Personal Finance at Financial Express Online. He has more than 20 years of experience with some of the top Indian media organisations. He has covered a wide variety of subjects such as politics, taxation, wealth management, brands, marketing, management and real estate. An avid reader of crime fiction, Sanjeev spends his free time watching action movies and listening to classical music.

Cheap homes era over? Here’s what buyers should do with data showing housing prices going up

After a long time, housing prices are said to have started rising again. However, is this really the case or there is more to it than meets the eye?

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Budget 2019: Six Budget incentives, new tax rules for common man you need to know

Union Budget 2019 India: The Budget proved to be a big disappointment for taxpayers. However, it has provided some incentives to the common man. Here's a look at 6 such incentives and new tax rules.

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Budget 2019: Taxpayers beware! FM Sitharaman wants you to mandatorily file ITR on high value transactions

Budget 2019 India: It may be noted that currently, a person other than a company or a firm is required to furnish ITR only if his total income exceeds the maximum amount not chargeable to tax, subject to certain exceptions.

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Budget 2019: From changes in tax slabs to increase in home loan deduction limit, here’s what common man wants FM to do

Budget 2019 India: The first change which many people are expecting may be in the income tax slab rates.

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Budget 2019: From easing of ECB norms to industry status, real estate seeks big sops from Budget

Budget 2019 India: With both banks and NBFCs unwilling to lend to the sector, easing of ECB (external commercial borrowing) norms would provide some relief to a cash-strapped industry and help tide over the liquidity crunch t

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Budget 2019: Should there be no income tax in India? Here’s what tax experts say

Union Budget 2019: During the time of demonetisation, there was some talk around abolishing income tax and bringing a consumption-based tax system. However, is it a good idea?

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Budget 2019: Will income tax slabs and rates for individual taxpayers be revised in FM Nirmala Sitharaman’s maiden budget?

The Union Budget 2019 is going to be presented soon and with this there are expectations galore that some tax relief must be given to the common man. However, will that happen?

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Budget 2019: Before FM Nirmala Sitharaman presents new budget, here are key changes in income tax rules made in Interim Budget this year

The Union Budget 2019 is scheduled to be presented soon on July 5, and with this all eyes are set on the newly-appointed Finance Minister Nirmala Sitharaman.

Budget 2019, new direct tax laws, direct tax,Direct Taxes Code, DTC, News

Motor insurance to cost more as IRDAI hikes TP insurance premium for cars, two-wheelers

IRDAI has finally decided to revise the premium rates for Motor Third Party insurance for the current financial year, i.e. 2019-20.

motor insurance, IRDAI, Third Party Insurance, IRDAI hikes Third Party Insurance Premium, cars, two wheelers, June 16, Motor Third Party Liability Insurance News

More power to you over builders; Now, get refund for delayed possession of house

The NCDRC has recently ruled that buyers can seek refund from the developer if the possession of the house or flat is delayed beyond one year.

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Is EPF alone good enough for your retirement? Find out before income falls short in your lean years

While the phenomenon of falling interest rates is very encouraging for investments and economy as a whole, it raises concerns over the sustainability of high fixed return instruments like EPF.

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Buying second home from the same developer is a big No-No for many buyers now; Here’s why

In some markets, buyers said they will not consider buying a property from the same developer, clearly giving an indication that they are not satisfied with their developer.

real estate, home buying, real estate investment, ANAROCK’s Consumer Sentiment Survey H1 2019, delhi NCR, kolkata, Bangalore, Pune, Chennai News

Good news taxpayers! Date of allotment of house will be treated as date of acquisition, rules ITAT

When an under-construction property is acquired, it is always a subject matter of controversy between the taxpayer and the tax department while determining the holding period of the property to compute capital gain.

real estate, under construction property, Date of allotment of house, date of acquisition, ITAT Mumbai, capital gains tax, long term capital gain, LTCG, News

Good News! Now, builder can’t force his clauses on home buyers, rules Supreme Court

The Supreme Court has held that terms of a contract will not be final and binding if it is shown that the flat purchasers had no option but to sign on the dotted line.

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Tax Saving FD: A better investment option for the risk averse to earn high return and save taxes

There are a plethora of tax-saving options in the market that can enable a customer increase savings and preserve wealth, and the tax-saving fixed deposit is one of the safest bets.

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Credit Card Alert! 7 types of people who should NEVER have a credit card

While credit cards may prove to be one's best friend in times of crisis, they can also turn into one's worst enemy if used recklessly.

credit card, credit card debt, credit card payment, credit card mistakes, credit score, cibil score, Spendthrifts, credit card interest, News

What is driving the growth of co-working space in India?

Flexible workplaces in India are growing at a rapid pace, with flexi operators leasing the highest ever in 2018.

real estate, Flexible workplaces, coworking space, business centers, Millennials, startups News

Top 10 office micromarkets that witnessed maximum YoY rental value growth in Q4 2018

Buoyant leasing activity coupled with a decline in supply infusion led to rental value appreciation of 7.1%-16.3% in select micromarkets across cities, as per Colliers Research.

real estate, real estate in india, Top 10 office micromarkets, office market, Colliers Research, Bengaluru, Hyderabad CBD, Kolkata CBD News

GST rate cut will be good for real estate, homebuyers: Developers

A group of ministers has recently recommended 5% GST for under construction properties and 3% GST for affordable housing, which has been welcomed by both industry experts as well as developers.

real estate, GST, GST on real estate, GoM, gst rate cut, affordable housing News

Hurry up! This may be the best time to invest in FD; Here’s why

The RBI has started cutting rates again. This means that now there is very little chance of the FD rates going up in the near future. So, what should you do now?

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Have money to invest? UK, US can give better opportunities than Delhi, Mumbai real estate

Property prices in places like New York, London or central Singapore are more or less on par with the prices of ultra-luxury properties in, say, central Delhi or South Mumbai.

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Budget 2019: How much money PM Modi has put into the hands of common man?

India Union Budget 2019: Finance Minister Piyush Goyal, while presenting the Interim Budget 2019 today, gave some income tax relief to the middle class taxpayers and proposed full tax rebate under Section 87A for individuals

Budget 2019-20 News

Budget 2019: Big income tax relief for those earning up to Rs 5 lakh! Will it benefit people earning more too?

India Union Budget 2019: Finance Minister Piyush Goyal gave the middle class taxpayers some big-bang income tax relief, while presenting the Budget 2019 in Parliament today.

Budget 2019-20 News

Big Union Budget 2019 tax relief: Income tax slabs to LTCG to home loans, 10 key common man expectations

India Union Budget 2019: The Budget 2019 is to be presented today. Although industry experts are not expecting any major policy changes from this budget, but that is not the case with the common man.

Budget 2019-20 News

Budget 2019 income tax slab rates: What FM Piyush Goyal may do for the middle class

Income Tax Slab Rates Expectations from Budget 2019: Tax experts say that one change which is expected from the upcoming Budget is the change in the income tax slab rates.

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Policy reforms have helped property buyers regain confidence: Deepak Kapoor

In an exclusive interview, Deepak Kapoor, Former President CREDAI-Western UP, & Director, Gulshan Homz, talks about the current status of real estate, and shares his outlook for the sector.

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Taxpayers Beware! 6 transactions which may invite penalty, prosecution under Income Tax Act

The Income Tax Department has stepped up its efforts and action in recent months in a bid to curb black money and tax evasion.

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