Sanjeev Sinha

Sanjeev Sinha is Editor, Personal Finance at Financial Express Online. He has more than 20 years of experience with some of the top Indian media organisations. He has covered a wide variety of subjects such as politics, taxation, wealth management, brands, marketing, management and real estate. An avid reader of crime fiction, Sanjeev spends his free time watching action movies and listening to classical music.

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Articles By Sanjeev Sinha

1079 Articles

Housing sales rise 93% YoY in Q2 2021, but dip 58% QoQ amid 2nd Covid wave

ANAROCK data reveals that housing sales in Q2 2021 stood at approx. 24,570 units across the top 7 cities, increasing by 93% annually but dropping by 58% Q-o-Q.

Bengaluru ranked as one of the Top 5 technology centers in Asia Pacific

The report provides a new ranking of the most attractive technology submarkets within major APAC cities, which should serve as a navigation tool for technology groups, as they plan expansion.

Stamp duty cut can prompt more people to buy homes: Consumer Poll

More than 80% of prospective buyers say they would purchase a house if stamp duty charges are cut, reveals a Consumer Poll.

Is it good time to invest in a banking and financial services fund? Find out

In an exclusive interview with FE Online, Anand Laddha of HDFC AMC shares his views on whether it is an opportune time to invest in a banking and financial services fund.

Need for safer, bigger homes to drive demand for residential real estate

Increased discounts, freebies and attractive payment terms in addition to benign interest rates and regulatory measures are expected to boost sales for real estate players.

Looking for a personal loan? Check out the lowest interest rates offered by 10 banks right now

Personal loans could be an excellent tool to meet big-ticket funding requirements as their maximum permissible loan quantum could be as high as Rs 25 lakh or even more.

Haryana extends relief to real estate by declaring April, May a Zero Period

The Haryana government has taken a prudent step by granting relief on interest and other time-bound compliances for April and May, which will help the realty sector to bounce back and return to normalcy soon.

Peripheral areas overtake city centres as homebuyers prefer bigger homes at affordable rates

In FY19, the share of new launches in the peripheral locations was close to 51% of about 2.29 lakh home launched in these cities. In FY20, more than 2.07 lakh new units hit these markets and the peripheral areas accounted for

How to make the most of tax deductions on education loan

You can claim tax deductions against education loans under Section 80E of the Income Tax Act. However, there are a few things to keep in mind.

India’s financial wealth likely to grow by 10% pa to $5.5 trillion by 2025

Total Global Financial Wealth reached new heights in 2020, rising 8.3% as strong stock market performance and a spike in savings fueled a wealth boom.

Salary Overdraft: How it works, features, benefits, interest rates – Here’s all you need to know

Many banks offer salary overdraft accounts to select existing salary account holders based on their credit profile and the profiles of their employers.

Used Car Loan Rates Starting at 7.3%: Check out current offers from leading banks

If you’re planning to take a used car loan, make sure to compare all the loan offers to find the one with the best repayment terms.

India slips 12 spots globally in YoY home price movement: Knight Frank

India moved down 12 spots in the global home price index to the 55th rank in Q1 2021 against the 43rd rank in Q1 2020, with a decline of 1.6% YoY in home prices.

RBI step in the right direction, will help real estate: Developers

Developers believe by keeping the repo rate unchanged, the central bank has taken the step towards the right direction in the current circumstances.

Monetary Policy: RBI move positive for home loan borrowers, say industry experts

The continuation of the low interest rate regime works very well for home loan borrowers as the environment of high affordability is likely to continue for some more time.

Gold loans starting at 7%: Find out what banks and NBFCs are currently offering

To help you make an informed decision, here’s a list of the gold loan interest rates currently being offered by some of the leading banks and NBFCs in our country.

Buyer’s preference has shifted primarily to affordable and mid-segment homes: Bijay Agarwal

In an exclusive interview, Bijay Agarwal of Salarpuria Sattva talks about how real estate is coping with the changes in times of the Covid pandemic and what is the sector's strategy to remain in shape.

Demand for spacious homes picks up amid Covid pandemic

Buyers are now looking for 3BHK homes considering the factors of affordability and financial feasibility across the topmost cities.

Rising cost of raw materials may hit realty growth, hike property prices

The prices of construction raw materials are steadily inching upwards over the last couple of months and have hit real estate hard.

Shopping credit cards in high demand, lower discretionary spends hit lifestyle cards: Report

The report indicates that people have been doing a balancing act – keeping their discretionary spends low while trying to balance safety and security.

85% buyers in NCR bought 1st home post pandemic: Report

Just 15% of end-users in NCR felt the need to upgrade to bigger homes, while 65% of buyers in MMR upgraded, driven by the new normal imperatives of WFH and e-schooling.

Car loan on your mind? Top 10 govt and private banks offering the lowest rates

It makes a lot of sense to compare the current car loan offers by different lenders to find a deal that best meets your financing requirements.

Real estate better prepared now, impact of 2nd wave of Covid may be limited, say developers

Developers believe that the impact of the second wave of pandemic will be limited on real estate as the sector is better prepared now and has already adapted to digital tools.

Secured Loans: How to choose between a loan against FD, loan against property and gold loan

The most common ways of arranging finances is by borrowing against an asset, and the most commonly-owned assets are property, fixed deposits, and gold.

Choosing between secured loans

Financial priorities of Indians evolving with saving sentiment gaining clout: KPMG Survey

More than 85 per cent of respondents are likely to stick to their savings plan even with a 10 per cent fall in their income, indicating the saving sentiment.

Listed realty players’ sales share up at 22% in first 9 months of FY21

Of the total sales made in the first nine months of FY2021 across the top 7 cities, the top 8 listed players’ share stood at 22% while non-listed leading players’ share was 18%.

Hyderabad clocks 39% growth in housing sales, lowest inventory overhang of 25 months across top 8 cities: Report

The hi-tech city also has the lowest inventory overhang of 25 months despite a sharp rise in new supply.

Income Tax Calculator, Budget 2019, How to Calculate Income Tax


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