• Rajasthan

    Cong 100
    BJP 73
    RLM 3
    OTH 23
  • Madhya Pradesh

    Cong 115
    BJP 106
    BSP 2
    OTH 7
  • Chhattisgarh

    Cong 63
    BJP 18
    JCC 9
    OTH 0
  • Telangana

    TRS-AIMIM 94
    TDP-Cong 22
    BJP 1
    OTH 2
  • Mizoram

    MNF 26
    Cong 5
    BJP 1
    OTH 8

* Total Tally Reflects Leads + Wins

Sanjeev Sinha

Sanjeev Sinha is Editor, Personal Finance at Financial Express Online. He has more than 20 years of experience with some of the top Indian media organisations. He has covered a wide variety of subjects such as politics, taxation, wealth management, brands, marketing, management and real estate. An avid reader of crime fiction, Sanjeev spends his free time watching action movies and listening to classical music.

Government makes NPS withdrawal 100% tax-free; It gives you a big benefit

The government has made the entire NPS withdrawal tax-free and has also raised their contribution to the NPS corpus of the Central government employees from 10% to 14%.

S, national pension system, NPS withdrawal, tax free, Section 80c, government employees, Arun Jaitley, finance bill News

Bad news! SBI hikes lending rates; Home loan, car loan to cost more

Soon after HDFC Bank increased its MCLR, the State Bank of India has hiked its MCLR, BPLR and base rate w.e.f. December 10, 2018.

SBI, HDFC bank, SBI hikes MCLR, BPLR, base rate, home loan, car loan, personal loan, News

No TDS on interest income up to Rs 50,000 in case of senior citizens, clarifies CBDT

CBDT has clarified that in the case of senior citizens, no TDS is required to be deducted u/s 194A, where the amount of such income doesn't exceed Rs 50,000 in aggregate.

income tax, TDS on interest income, CBDT, interest income, senior citizens, 50000, bank deposits News

Real estate showing signs of revival, right time to buy home: Dhruv Agarwala

In an exclusive interview, Dhruv Agarwala, Group CEO, Housing.com, Proptiger and Makaan.com, talks about the latest trends in the realty market and its future growth potential.

real estate, exclusive interview, Dhruv Agarwala, Group CEO, Housing.com, Proptiger, Makaan.com, rera News

RBI keeps repo rate unchanged at 6.5%, but home loan, car loan interest rates may still go up

Any future increase in the cost of deposits might force banks and HFCs to increase their lending rates despite the status quo in the RBI policy rates.

RBI policy review, home loan, home loan interest rates, car loan, personal loan, home loan to cost more, EMI to rise, SBI home loan interest rates, HDFC Bank home loan interest rates News

Best FDs: Small Finance Banks latest interest rates offer better opportunity? Check out

Check out the latest interest rates of FDs offered by small finance banks as well as commercial banks, including SBI, HDFC Bank, Axis Bank, Yes Bank and others.

fixed deposits, FDs, latest interest rates of fixed deposits, FDs of Small Finance Banks Vs Commercial Banks, FD in SBI, HDFC Bank, ICICI Bank, Axis Bank, Yes Bank, PNB News

Festive season fails to cheer realty sector, but NCR builders not disappointed

The realty market failed to record sales as expected and also no significant change was noted in the number of inquiries seen during this festive season – although this varies from city to city and region to region.

real estate , real estate market, property sales, festive season, Delhi NCR, policy reforms, RERA News

Best tax-saving fixed deposits: SBI Vs ICICI Vs HDFC Bank Vs Kotak Vs Axis; Interest rates compared

Instead of regular fixed deposits, you should go for Tax-Saving FDs as apart from giving decent returns, they will also help you save tax.

fixed deposits, FDs, fixed deposit rates, tax saving fixed deposit, tax saver fixed deposit, tax saving fixed deposit sbi, section 80C deduction, ICICI Bank, HDFC Bank, Kotak Bank, Axis Bank News

Don’t have PAN and need to do these important transactions? Form 60 can help you

As per the Income Tax Act, PAN is necessary to be quoted in various documents or transactions. However, in certain cases Form No 60 can also be used. Here's all you need to know.

income tax form 60, income tax, form no 60, Rule 114B , PAN, CBDT, income tax act News

Seeing a major shift in customer mindset towards protection plans: Subhrajit Mukhopadhyay, Edelweiss Tokio Life Insurance

In an exclusive interview, Subhrajit Mukhopadhyay of Edelweiss Tokio Life Insurance shares his views on the latest trends in the life insurance industry, as also how customer needs and behaviour have changed over the past few

life insurance, latest trends in life insurance, term plans, Ulips, protection needs, Subhrajit Mukhopadhyay, Edelweiss Tokio Life Insurance, exclusive interview News

Policy reforms, falling rupee make real estate attractive for NRIs

For most Indians, real estate may not remain a lucrative investment avenue currently as it was earlier, but for most NRIs, it continues to be the favourite investment option in India.

real estate, real estate investment, NRIs, NRI investment in real estate, falling rupee, policy reforms, RERA, News

Got unsolicited credit card? Bank can’t force you to pay for its misuse

If any bank has issued you an unsolicited card, without your consent, then you are not liable to pay for any loss suffered by the bank arising out of misuse of such card.

credit card, credit card dues, unsolicited credit card, Canara Bank, R K Dhingra, Canara Bank Vs R K Dhingra case, RBI circular on credit card News

IRDAI proposes new guidelines for life insurance policies; Here’s how they will benefit buyers

IRDAI has recently proposed new draft product guidelines for linked and non-linked life insurance policies, which are set to benefit insurance buyers substantially.

IRDAI, IRDAI new product guidelines, IRDAI guidelines for linked and non linked life insurance policies, insurance policies, death benefit News

Gratuity calculation: 5 lesser-known points every salaried employee should know

Every salaried employee must have heard about gratuity, but not many of them might be aware of what is gratuity and how it is calculated.

gratuity, gratuity calculation, gratuity exemption, gratuity formula, gratuity act 1972, how is gratuity calculated, lesser known facts about gratuity News

Worried over SBI slashing ATM cash withdrawal limit? Here’s what you can do now

State Bank of India has just halved the ATM cash withdrawal limit of some of its debit cards. However, there is no need to get disappointed as there is still some way out.

SBI, state bank of india, SBI slashes ATM cash withdrawal limit, ATM cash withdrawal limit, debit cards, credit cards, festive shopping News

Corporate FDs shine again, but should you go for them or bank fixed deposits? Check out the latest interest rates

With equity markets being in a bearish phase combined with low returns on bank deposits and debt MF schemes, corporate fixed deposits have become the latest buzzword with investors. However, should you opt for them?

fixed deposits, corporate FDs, corporate fixed deposits, bank FDs, mahindra finance, bajaj finserv, DHFL, SBI, HDFC, ICICI News

Taxpayers beware! You can now be prosecuted if you fail to file your income tax return on time

The Delhi High Court has recently approved initiating prosecution proceedings against an individual taxpayer for not filing ITR and failing to respond to the tax notices sent to him.

tax alert, income tax return, ITR, Delhi High Court, prosecution proceedings, non filing of tax return, Section 276CC News

Tax evaders beware! Revenue authorities identifying potential cases of tax non-compliance

Income Tax Department is analysing the deposits made during the demonetisation period. Accordingly, suspicious transactions are being brought under scrutiny and notices are being issued.

demonetisation, modi government, unaccounted cash deposits, income tax department, income tax notice, Benami Law, revenue department, News

Good news! IT officer can’t take away your tax refund and adjust against outstanding demand without notice

The Bombay High Court has in a recent case set aside the adjustment of tax refund against the tax demand, and instructed the tax authorities to streamline their internal process.

income tax, income tax refund, income tax demand, income tax demand notice, Bombay High Court, outstanding tax demand, income tax act, News

Credit Card Cash Advance: What you need to know before withdrawing cash on your credit card

Cash advance feature is one of the many features available on a credit card which provides instant liquid cash to the cardholders. However, withdrawing money on your credit card isn't the most ideal thing to do. Here's why.

credit card, credit card application, credit card cash withdrawal, credit card cash withdrawal charges, credit card cash limit, credit score, News

Looking to invest in fixed deposits? Check out the latest FD rates of SBI, HDFC, ICICI, Kotak, Axis and other banks

Fixed deposits are always an attractive option in a rising interest rate scenario, for the simple reason that they allow you to lock in your interest earnings at higher rates, shielding them from a decline for a fixed term.

fixed deposits, FDs, fixed deposit interest rates, latest fixed deposit interest rates, FD rates of SBI, HDFC, Kotak, ICICI, BoB, Axis Bank News

Real estate bets big on festive season for revival of fortunes, comes out with innovative schemes to woo buyers

The festive season is considered very auspicious for the purchase of property and close to 30-40% of yearly sales are generated during this short period itself. Developers therefore make every effort to woo customers with fre

real estate, festive offer, festive sales, festive season, developers, home buyers, navratra, diwali, freebies, discounts, free car parking, News

Recurring Deposit vs Fixed Deposit: Which of the two is more suitable for you? Find out

The comparison of a bank FD versus an RD is based more on convenience and practical needs than on the comparative returns.

Recurring deposits, fixed deposits, RD, FD, Recurring deposits vs fixed deposits, RD vs FD, FD vs RD, SIP of FD, Recurring deposit interest rates, News

Flipkart Big Billion Days & Amazon Great Indian Festival sales kick off: Should you take a personal loan to splurge?

With the festive season round the corner, Big Billion Days and Great Indian Festival sales are back. However, is going for a loan to make big-ticket purchases the right option?

Flipkart Big Billion Days, Amazon Great Indian Festival sales, festive season, personal loan, flipkart offers, amazon offers, flipkart offers on mobiles, News

Now earn up to 9.5% on FDs; Check out the latest fixed deposit interest rates of different banks

Fixed deposit interest rates vary widely depending on banks, types of banks as well as tenors. Here we are taking a look at the top FD rates offered by various banks as well as small finance banks.

fixed deposits, fixed deposit interest rates, FD rates, bank FD, small finance bank FD, Bank FD Vs Small Finance Bank FD, fixed deposits in SBI, fixed deposits in HDFC, ICICI Axis bank News

Buying term insurance? You must ask these six questions first

Before going for a term plan, it makes sense to ask some questions and compare the various plans offered by the insurance companies in order to determine which one to purchase.

term insurance, term insurance plans, term insurance LIC, term insurance HDFC, term insurance SBI, term insurance kya hai, how to buy term insurance online News

RBI keeps repo rate unchanged, but no guarantee of relief for loan takers; Home, car loan rates may still go up!

The RBI in a surprise move kept its key policy rate unchanged at 6.50% in its monetary policy review on Friday. Still all types of loans are set to cost more as a majority of banks and HFCs have already hiked their rates.

home loan, home loan rate hike, car loan, personal loan, rate hike, RBI monetary policy review, RBI policy meet, home loan interest rates, SBI, HDFC Bank News
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