Sanjeev Sinha

Sanjeev Sinha is Editor, Personal Finance at Financial Express Online. He has more than 20 years of experience with some of the top Indian media organisations. He has covered a wide variety of subjects such as politics, taxation, wealth management, brands, marketing, management and real estate. An avid reader of crime fiction, Sanjeev spends his free time watching action movies and listening to classical music.

More power to you over builders; Now, get refund for delayed possession of house

The NCDRC has recently ruled that buyers can seek refund from the developer if the possession of the house or flat is delayed beyond one year.

delayed possession of flat, home buying, refund for delayed possession of house, possession delayed beyond one year, NCDRC, Shalabh Nigam Vs Orris Infrastructure Pvt Ltd, rera News

Is EPF alone good enough for your retirement? Find out before income falls short in your lean years

While the phenomenon of falling interest rates is very encouraging for investments and economy as a whole, it raises concerns over the sustainability of high fixed return instruments like EPF.

EPF, EPFO, Employees Provident Fund, Provident Fund, PPF, ELSS, Debt Vs Equity, EPF vs PPF, retirement corpus, Finance Minister News

Buying second home from the same developer is a big No-No for many buyers now; Here’s why

In some markets, buyers said they will not consider buying a property from the same developer, clearly giving an indication that they are not satisfied with their developer.

real estate, home buying, real estate investment, ANAROCK’s Consumer Sentiment Survey H1 2019, delhi NCR, kolkata, Bangalore, Pune, Chennai News

Good news taxpayers! Date of allotment of house will be treated as date of acquisition, rules ITAT

When an under-construction property is acquired, it is always a subject matter of controversy between the taxpayer and the tax department while determining the holding period of the property to compute capital gain.

real estate, under construction property, Date of allotment of house, date of acquisition, ITAT Mumbai, capital gains tax, long term capital gain, LTCG, News

Good News! Now, builder can’t force his clauses on home buyers, rules Supreme Court

The Supreme Court has held that terms of a contract will not be final and binding if it is shown that the flat purchasers had no option but to sign on the dotted line.

builder buyer contract, builder buyer agreement, Terms of builder buyer contract not binding, clauses one sided, supreme court, Pioneer Urban Land & Infrastructure Ltd Vs Govindan Raghavan, real estate, News

Tax Saving FD: A better investment option for the risk averse to earn high return and save taxes

There are a plethora of tax-saving options in the market that can enable a customer increase savings and preserve wealth, and the tax-saving fixed deposit is one of the safest bets.

fixed deposit, FD, Tax Saving FD, income tax saving, section 80C benefit, tax saving FD ICICI, tax saving fd SBI, tax saving fd rates, SBI, HDFC Bank News

Credit Card Alert! 7 types of people who should NEVER have a credit card

While credit cards may prove to be one's best friend in times of crisis, they can also turn into one's worst enemy if used recklessly.

credit card, credit card debt, credit card payment, credit card mistakes, credit score, cibil score, Spendthrifts, credit card interest, News

What is driving the growth of co-working space in India?

Flexible workplaces in India are growing at a rapid pace, with flexi operators leasing the highest ever in 2018.

real estate, Flexible workplaces, coworking space, business centers, Millennials, startups News

Top 10 office micromarkets that witnessed maximum YoY rental value growth in Q4 2018

Buoyant leasing activity coupled with a decline in supply infusion led to rental value appreciation of 7.1%-16.3% in select micromarkets across cities, as per Colliers Research.

real estate, real estate in india, Top 10 office micromarkets, office market, Colliers Research, Bengaluru, Hyderabad CBD, Kolkata CBD News

GST rate cut will be good for real estate, homebuyers: Developers

A group of ministers has recently recommended 5% GST for under construction properties and 3% GST for affordable housing, which has been welcomed by both industry experts as well as developers.

real estate, GST, GST on real estate, GoM, gst rate cut, affordable housing News

Hurry up! This may be the best time to invest in FD; Here’s why

The RBI has started cutting rates again. This means that now there is very little chance of the FD rates going up in the near future. So, what should you do now?

ICICI Bank FD Xtra, Bank fixed deposits, ICICI Bank, FD Xtra,recurring deposits,Free life cover with FD News

Have money to invest? UK, US can give better opportunities than Delhi, Mumbai real estate

Property prices in places like New York, London or central Singapore are more or less on par with the prices of ultra-luxury properties in, say, central Delhi or South Mumbai.

real estate investment, real estate India, real estate USA, real estate UK, investing in real estate india, delhi, mumbai, dubai property, investing in foreign markets News

Budget 2019: How much money PM Modi has put into the hands of common man?

India Union Budget 2019: Finance Minister Piyush Goyal, while presenting the Interim Budget 2019 today, gave some income tax relief to the middle class taxpayers and proposed full tax rebate under Section 87A for individuals

Budget 2019-20 News

Budget 2019: Big income tax relief for those earning up to Rs 5 lakh! Will it benefit people earning more too?

India Union Budget 2019: Finance Minister Piyush Goyal gave the middle class taxpayers some big-bang income tax relief, while presenting the Budget 2019 in Parliament today.

Budget 2019-20 News

Big Union Budget 2019 tax relief: Income tax slabs to LTCG to home loans, 10 key common man expectations

India Union Budget 2019: The Budget 2019 is to be presented today. Although industry experts are not expecting any major policy changes from this budget, but that is not the case with the common man.

Budget 2019-20 News

Budget 2019 income tax slab rates: What FM Piyush Goyal may do for the middle class

Income Tax Slab Rates Expectations from Budget 2019: Tax experts say that one change which is expected from the upcoming Budget is the change in the income tax slab rates.

Income Tax Calculator, Men/Women Tax Slab, Income Tax Calculator for Senior Citizen, income tax slab for ay 2019, tax slab rate, budget 2019 News

Policy reforms have helped property buyers regain confidence: Deepak Kapoor

In an exclusive interview, Deepak Kapoor, Former President CREDAI-Western UP, & Director, Gulshan Homz, talks about the current status of real estate, and shares his outlook for the sector.

real estate, real estate investment, RERA, GST, exclusive interview of Deepak Kapoor, Former President CREDAI Western UP, Director of Gulshan Homz, budget expectations News

Taxpayers Beware! 6 transactions which may invite penalty, prosecution under Income Tax Act

The Income Tax Department has stepped up its efforts and action in recent months in a bid to curb black money and tax evasion.

Section 143(1), Section 143, Section 143 notice, Income Tax department,IT return News

Budget 2019: Real estate sector not betting big on Budget, keeps optimism tempered with realism

Experts believe that the Budget 2019 will be more focused on courting voters, and there won't be any serious big-bang announcements for the real estate sector.

budget expectations for real estate sector News

Budget 2019: Will FM Jaitley double I-T exemption limit to Rs 5 lakh? Here’s what tax experts say

Some industry bodies, including the CII, have recommended that the I-T exemption limit should be doubled to Rs 5 lakh. However, is this possible?

Budget 2019, Union Budget 2019, interim budget 2019, finance minister Arun Jaitley, Modi government, income tax exemption limit, Rs 5 lakh, income tax slab, CII, News

Budget 2019: Why there is a strong case to lower income tax rates in India

On a practical basis, there are many reasons why there should be further easing of both the income tax rates as well as the exemption limits.

budget 2019, union budget 2019, income tax rates, income tax slabs, reduction in tax rates, budget 2019 expectations, budget 2019 income tax, exemption limit, Arun Jaitley News

Can father legally recover money spent on child’s education? Here’s what the Bombay HC said in this case

A case of cheating filed by a father against his son for failure to pay back Rs 29 lakh has apparently disturbed the Hon’ble Judges of the Bombay High Court.

education loan, education loan default, education loan in India, education loan interest rate, education loan details, education loan calculator, prevent education loan default, News

Better days ahead for real estate investors! GST, demonetisation, RERA now aiding home buyer dream

Having faced a prolonged slowdown, the real estate segment has finally started showing signs of revival.

real estate, real estate revival, real estate investment, Good news, homebuyers, NCR, Mumbai, Pune, Knight Frank report, ANAROCK Property Consultants News

4 recent changes in PAN card rules you must be aware of

The new PAN card rules are expected to widen the tax base and help the tax authorities to have more control on entities entering into financial transactions above the specified limit and taking benefit of legislative loopho

PAN card, PAN rules, aadhaar card, aadhaar number, new pan rules, December 5, CBDT, budget 2018 News

8 key trends and changes insurance industry witnessed in 2018

2018 proved to be a very important year for the insurance industry as it witnessed so many new trends and big developments during the year.

insurance, insurance industry, key trends in 2018, life insurance, motor insurance, health insurance News

Expect 2019 to be a year of consolidation for real estate: Pradeep Aggarwal

In an exclusive interview, Pradeep Aggarwal, Chairman and Co-Founder, Signature Global, speaks about the resurgence of affordable housing, its role in reviving the sector, and the prospects of real estate in 2019.

real estate, exclusive interview, Pradeep Aggarwal, Chairman, Signature Global, affordable housing, outlook for 2019 News

Beware! UPI app user loses Rs 6.8 lakh from his SBI account; Was it fraud? What legal experts said

Legal and financial experts say that such frauds are not possible without resorting to high-end phishing techniques and tricking the users.

UPI app, UPI app user loses Rs 6.8 lakh from SBI account, phishing, financial fraud, SIM card cloning News
Income Tax Calculator, Budget 2019, How to Calculate Income Tax


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