Top 5 credit cards for airport lounge access in India and abroad

Travelling can be exhausting and that is why you need airport lounge access where you can relax and access services like refreshments, Wi-Fi access and comfortable seating. You can enjoy these perks without extra costs with the help of your credit card.

Many credit cards provide lounge access benefits along with these services. Airport lounge access can transform your travel experience, but you must have the right credit card. Stay informed about offers, understand the terms, and make the most of your benefits. Travelling in comfort is just a swipe away!

To make the most of these offers, here’s a guide on availing the best deals.

1. Choose the Right Credit Card

Select a credit card that suits your travel habits. Banks offer various cards tailored to different needs. Premium cards often come with unlimited lounge access. Mid-range cards may offer a fixed number of visits each year. Compare the features and benefits carefully. Some cards also include international lounge access. For frequent international travellers, this can be a huge advantage.

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2. Understand Lounge Programmes

Credit cards often partner with specific lounge networks. The most popular are Priority Pass, Dreamfolks, and domestic programmes like Visa Airport Companion. Check which programme your card supports. Knowing the network helps you plan your visits better. Priority Pass, for instance, offers access to over 1,300 lounges worldwide.

3. Check for Offers and Promotions

Banks often run promotional offers. These may include additional lounge visits or discounts on card fees.

Adhil Shetty, CEO of Bankbazaar.com, suggests, “Visit your bank’s website regularly. Sign up for email alerts to stay updated on promotions. Some offers are seasonal or tied to festivals and holidays. Take advantage of these limited-time deals.”

4. Know the Terms and Conditions

Every credit card comes with its own terms. Check how many lounge visits are included annually. Some cards offer quarterly benefits, such as two visits every three months. If you exceed the limit, you may incur a fee. Also, verify if add-on cardholders can avail the same benefits.

5. Use International Lounge Access Wisely

If you travel internationally, choose a card that provides global lounge access. Some cards offer unlimited international visits through lounge programmes. However, others may only offer a few visits per year. Plan your trips to maximise these benefits.

6. Keep an Eye on Card Fees

Premium cards often have high annual fees. Weigh the benefits against these costs. If the lounge access and other perks outweigh the fee, the card is worth it. Some banks offer fee waivers based on annual spending. Meeting these spending milestones can help you avoid fees.

7. Activate and Register Your Benefits

For some cards, lounge access benefits are not automatic. You may need to register for programmes like Priority Pass or Dreamfolks. Contact your bank to ensure all your benefits are active. Carry your Priority Pass card or digital access code when travelling.

8. Use Add-On Cards

Many banks offer lounge access benefits on add-on cards. This can be useful for family members who travel with you. Ensure they have their own Priority Pass or Dreamfolks membership if applicable. Check if their usage counts towards your annual visit limit.

Also, you must keep track of how many lounge visits you have used. Some cards provide online dashboards or mobile apps for this. Staying informed helps avoid extra charges.

Many credit cards bundle lounge access with other travel perks. These may include discounts on hotels, cashback on flight bookings, or travel insurance. Combining these benefits enhances your overall travel experience.