One of the key benefits users consider when choosing a credit card is airport lounge access. This is a significant advantage for those frequently travelling across different cities and countries.

Many credit cards offer complimentary lounge access as a perk, while others may charge fees or require a minimum spend. A lounge visit can mean comfortable seating, free snacks, Wi-Fi, and a peaceful escape from crowded terminals. But before signing up for a card, it’s wise to know what to expect.

Also Read: RBI rate cuts to boost housing demand, enhance affordability in FY26

What to keep in mind for airport lounge benefits?

  • Not all lounge access is unlimited. Some credit cards offer a limited number of free visits per annum. Check how many visits you get and whether they apply to domestic, international, or both types of lounges.
  • Many cards provide access through the Priority Pass programme. But note that some visits might still incur fees, depending on the card’s terms. Always read the fine print.
  • Also, watch out for the annual fee. Premium cards offering lounge access often come with higher fees. Make sure the perks justify the cost.
  • Finally, think about how often you travel. If you only fly occasionally, you might not need a high-end credit card. Some basic cards also offer lounge access, though with fewer visits.

Adhil Shetty, CEO of Bankbazaar.com, says, “Airport lounge access can enhance your travel experience. It’s a perk that many travellers now enjoy, thanks to credit card benefits. But it’s important to choose wisely. Compare cards, check the terms, and pick one that suits your lifestyle and travel needs.”

It is important to have a credit card that takes care of your travel requirements, reduces your cost, and helps you save money. Airport lounge benefit is certainly a big advantage for travellers. After all, a little extra comfort at the airport can go a long way!

Best Credit Cards for Airport Lounge Access

Credit CardLounge Access BenefitsWelcome BenefitFee Structure
AU Ixigo Credit Card– 16 complimentary domestic airport and railway lounge visits per year (on quarterly spends of ₹20,000).NoneAnnual Fee: Lifetime free for a limited period.
– 1 complimentary international lounge visit per year.
Axis Atlas Credit Card– Up to 18 domestic lounge visits per year (including for guests).2,700 EDGE MilesJoining/Renewal Fee: Rs 5,000
– Up to 12 international lounge visits per year (including for guests).
HDFC Regalia Gold– 12 complimentary airport lounge visits (domestic and international terminals in India).Gift voucher matching joining fee after payment.Joining Fee: Rs 2,500;
Renewal Waiver: Spend Rs 4 lakh in the previous year.
SBI Card Elite– 2 complimentary domestic lounge visits per quarter in India.E-gift voucher worth Rs 5,000Annual Fee: Rs 4,999
– 6 complimentary international lounge visits per year (max. 2 per quarter).
HDFC Tata Neu Infinity– 8 domestic and 4 international lounge visits per year.1,499 Neu Coins after first transactionJoining Fee: Rs 0 (limited period).
Renewal Fee: Rs 1,499 (waived on ₹3 lakh annual spend).
Marriott Bonvoy HDFC– 12 domestic and 12 international lounge visits per year.NoneJoining/Renewal Fee: Rs 3,000
YES Bank Marquee– Unlimited complimentary international lounge visits per year (for primary and add-on cardholders).NoneAnnual Fee: Rs 9,999
– 6 domestic lounge visits per quarter.
– 2 domestic lounge visits for guests per quarter.

This table highlights the key benefits, welcome perks, and fee structures of each card. Compare these carefully to choose one that suits your travel and spending habits. Compiled by Bankbazaar.com