Super premium credit cards such as Axis Bank Primus and American Express Centurion offer luxury privileges that align with the lifestyles of ultra-high-net-worth individuals (HNIs). Axis Bank has partnered with Visa to offer Primus by invitation to a select group of wealthy people in New Delhi and Mumbai. The joining fee is Rs 5.9 lakh and the annual fee is Rs 3.54 lakh.
The American Express Centurion Credit card, also known as the Amex Black card, is another super premium option for ultra HNIs, offering exclusive privileges worldwide. Features of this invite-only credit card are provided only upon application. In the premium category, American Express Platinum Card offers exclusive benefits and access to premium travel experiences. The joining and annual fee is Rs 60,000 each.
Among other features, the American Express Platinum Card offers exclusive benefits, personalised service, and access to premium travel experiences. This includes a welcome gift of Rs 45,000 Taj vouchers, up to 25% discounts on international airline partners like Lufthansa, Emirates, Etihad and benefits from elite memberships like Taj Epicure, Hilton Gold Elite Tier, Marriott Bonvoy Gold Elite Tier and more. It also offers complimentary unlimited lounge access to Centurion, Priority Pass, Delta Sky Lounge along with emergency services and insurance including air accident insurance, overseas medical insurance.
Axis Bank Burgundy Private credit card is also designed for HNIs. While the joining and annual fee is Rs 50,000 each, it is provided free-of-cost to Burgundy Private clients. Among other features, this premium card offers free hotel and dining membership, including at Club Marriott, Accor Plus and Taj Epicure.