The month of September 2025 has brought many important changes for you. The last date for filing Income Tax Return (ITR), the deadline for choosing options in Unified Pension Scheme (UPS), bank FD offers and the new service of the Postal Department — all these are rules that will have a direct impact on your pocket and daily life. If you do not keep information about these changes in time, then you may have to suffer losses.
Let us know, 5 big rules related to money to be implemented this month, i.e. September 2025, and how they will affect you —
Registered post of India Post will end
The Department of Posts (DoP) has taken a big decision and merged the domestic registered post with speed post. That is, from September 1, 2025, every registered post sent within the country will now be delivered through speed post only. This will affect common customers and those sending government documents.
New last date for ITR filing
The Income Tax Department has extended the deadline for filing ITR for the financial year 2024-25 from July 31 to September 15, 2025. The CBDT made this announcement on May 27. Usually the last date for filing ITR is July 31, but this year taxpayers have been given an additional 46 days.
Deadline for choosing Unified Pension Scheme (UPS)
A big relief for central government employees is that the last date for choosing UPS has been extended to September 30, 2025. Earlier this deadline was June 30. Now employees will get more time to decide whether they want to remain in NPS or opt for UPS. Finance Minister Nirmala Sitharaman had told in Parliament that till July 20, 2025, 31,555 employees have opted for UPS and about 7,253 claims have been received, out of which 4,978 have been settled.
Change in SBI credit card rules
From September 1, SBI has changed its credit card rules. Now reward points will not be available on gaming platforms, merchants and government transactions on select cards.
Apart from this, all customers with Card Protection Plan (CPP) will be automatically shifted to new variants as per their renewal date from September 16. Its renewal charges will be – Classic ₹ 999, Premium ₹ 1,499 and Platinum ₹ 1,999.
Last chance for special offer on FD
If you are thinking of investing in FD, then the month of September is important for you. Both Indian Bank and IDBI Bank have launched special term FD schemes. The last date to invest in Indian Bank’s 444 days and 555 days FD, and IDBI Bank’s 444, 555 and 700 days FD schemes is 30 September 2025.
Summing up…
These rules, which will come into effect one by one this month, will directly affect the pockets of taxpayers, pensioners, bank customers and common consumers. In such a situation, it is important that you understand these changes in time and take your financial decisions.