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Unified Pension Scheme

The Unified Pension Scheme offers several key advantages to the Central government employees: Guaranteed Pension: Under UPS, Central govt employees will receive 50% of their average salary from the last 12 months before retirement. To be eligible for this scheme, an employee must have served for at least 25 years.

UPS latest update: Deadline extension, NPS switch-back option and family pension rules explained

UPS deadline extension: Has the Centre given more time to central govt employees? Key update on switch option and family pension

The Unified Pension Scheme (UPS) has seen a limited response so far, with just 1.22 lakh central government employees and…

December 15, 2025 19:28 IST

Big changes in NPS investment rules for central govt employees — here’s what NPS and UPS subscribers must know

PFRDA has introduced two new Auto Choice options under NPS and UPS for central government employees, increasing the total choices…

December 2, 2025 13:19 IST

Aadhaar–PAN linking, ITR deadlines and pensioner rules: Major financial changes coming in December 2025

December 31, 2025 is the final deadline to file a belated or revised ITR for FY 2024–25. After this date,…

December 1, 2025 07:08 IST

Unified Pension Scheme: 20 years of regular service and 3-month notice mandatory for voluntary retirement, says govt

The UPS was brought to cover around 23 lakh central government civil employees, covered under the NPS as of April…

November 6, 2025 16:18 IST

No comeback for the Old Pension Scheme for central employees? Centre reaffirms support for NPS and UPS

The 8th Central Pay Commission’s terms of reference highlight the “unfunded cost” of non-contributory pension schemes, signaling that the Old…

November 3, 2025 16:57 IST

Central govt employees to get more investment choices under NPS, UPS — Check out new options

Central govt employees get more investment choices under NPS, UPS — Check out new options

The government has approved two new investment options — Life Cycle 75 (LC75) and Balanced Life Cycle (BLC) — for…

October 29, 2025 20:11 IST

Government employees’ retirement rules change in 2025: From pension to allowances – 5 major changes

For many years, central government employees, except those in the armed forces, have been covered under the National Pension System…

October 22, 2025 19:08 IST

Can employees who switched to UPS also maintain NPS accounts side by side?

The UPS was launched on April 1 this year. Initially, the government fixed June 30 as the UPS deadline for…

October 3, 2025 12:33 IST

Unified Pension Scheme deadline ends today: Key UPS features central employees must know before switching from NPS

The UPS was launched on April 1 this year as an optional scheme under the existing NPS framework for central…

September 30, 2025 11:36 IST

Key NPS rules change from October 1 – How it affects your investment

Big changes in NPS rules from October 1 – Know how new guidelines affect your investment

The National Pension System (NPS) is set for major reforms from October 1, 2025. Investors may see new options and…

Updated: September 30, 2025 08:52 IST

NPS to Unified Pension Scheme migration deadline nears – Why govt employees are reluctant to UPS switch

Recently, on April 1, 2025, the government introduced the UPS. UPS is an optional scheme under NPS that provides employees…

September 17, 2025 15:11 IST

Centre to allow immediate pension benefits on voluntary retirement under UPS? Here’s what govt assured

Unified pension Scheme: Among several issues flagged by the unions and employee bodies, one issue has been the delay in…

September 9, 2025 19:03 IST

Money rule changes in September 2025: ITR filing deadline, UPS option, SBI credit card rules, FD schemes and more

Money rule changes this month: ITR filing deadline, UPS option, SBI credit card rules, FD schemes and more

From filing your Income Tax Return (ITR) to choosing the Unified Pension Scheme (UPS) and investing in special FD plans,…

September 1, 2025 07:15 IST

India's Unified Pension Scheme: Why Central Govt. Employees Are Not Opting In. (Image Source: Canva)

EXPLAINER: Why Unified Pension Scheme has few takers

The Unified Pension Scheme (UPS), designed to offer assured pension benefits to central government employees, has seen a lukewarm response.…

August 29, 2025 23:42 IST

NPS, UPS, unified pension scheme, pension, national pensions system

Centre allows one-time switch to NPS from UPS

The Centre has allowed a one-time switch from the Unified Pension Scheme (UPS) to the market-linked National Pension System (NPS)…

August 26, 2025 09:19 IST

Centre to restore Old Pension Scheme amid tepid response for UPS? Here’s what finance ministry says

At present, around 85 lakh central and state government employees are covered under the NPS. All central government departments and…

August 13, 2025 19:41 IST

Big tax relief for THESE govt employees as govt amends tax rules

Big tax relief for THESE govt employees as Centre amends tax rules

The government has extended NPS-like tax benefits to Unified Pension Scheme (UPS) subscribers. Now, up to 60% of the retirement…

August 12, 2025 11:54 IST

Govt to amend Unified Pension Scheme to make it more employee friendly? Here’s what Finance Minister says

The UPS, which guarantees assured pension for government employees on retirement like the old pension scheme, has so far failed…

July 31, 2025 16:12 IST

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