The last date for filing income tax returns (ITR) for AY 2025-26 is September 15, 2025. With the deadline approaching, more and more taxpayers are filing their returns either through the official income tax department portal or via third-party platforms. Taxpayers now have several options available when it comes to ITR filing platforms.
These platforms have made filing tax returns easier and more affordable than ever. The JioFinance App has recently launched a tax planning and ITR filing facility. JioFinance is offering an ITR filing plan for just Rs 24. This plan has been introduced in partnership with TaxBuddy and is currently considered the cheapest option in the market.
Filing your tax return this year? Head to our detailed ITR Guide for everything you need to know.
But the big question is, is this Rs 24 plan for every taxpayer? And how is it different from other platforms like ClearTax, TaxBuddy, Tax2Win, Myitreturn and TaxManager?
Who can file ITR using JioFinance’s Rs 24 plan?
The basic plan of Rs 24 is only for ITR-1 filing. That is, it will be applicable only to those salaried persons whose income is up to Rs 5 lakh and who have only one Form-16.
CA assistance is not available in this, meaning the taxpayer will have to do the filing himself.
This plan is ideal for those who file Nil Return or simple ITR-1.
It will not be useful for people with business income, capital gains, foreign investments or complex taxes.
If someone needs expert help, then JioFinance has another plan available which costs Rs 999.
Comparison with other tax platforms
There are already many online ITR filing platforms available in the market. Their charges are significantly higher than those of JioFinance. The charges are mentioned on the respective websites of these platforms.
Tax2Win: Basic plan Rs 49, CA-assisted plans Rs 1,274 to Rs 7,968
Myitreturn: Self-filing Rs 199, All income plan Rs 499, CA-assisted Rs 1,000 to Rs 6,000
TaxManager: Salary income ITR starts from Rs 500, CA-assisted up to Rs 5,000
ClearTax: Basic self-filing plan Rs 199; Basic plan with expert assistance Rs 2,649; Luxe plan (with annual advisory) Rs 25,000
TaxBuddy (Exclusive): Self-filing Rs 699, Complex ITR filing Rs 2,999
Clearly, JioFinance’s Rs 24 offer is the most affordable yet.
Is it right to look only at the charges?
While low prices may sound attractive, service and support are also important when choosing the right plan, not just the price.
Basic and cheap plans usually do not provide CA assistance.
If taxpayers have more than one income source, business income, or complexities such as capital gains, they should opt for more expensive plans or expert-assisted filing.
Question of data privacy and security
JioFinance has clarified that the company will not keep tax-related data with itself. All information will go to a registered e-return intermediary (ERI) like TaxBuddy, and that too with the permission of the user. However, the Digital Personal Data Protection Act, 2023 has not been fully implemented in India, so it is not yet clear how long the platforms can keep your financial data or use it to sell other products in the future.
Other features of JioFinance App
Along with tax filing, users can also access tax planning tools.
The app has features like comparison of old and new tax regimes, mapping of deductions and HRA calculation.
After filing ITR, taxpayers can track refund status and timeline from the app itself.
Summing up…
JioFinance’s Rs 24 ITR filing plan is a gamechanger for those who only file a simple ITR-1. But for those with a complex tax status, the expensive plans or CA-assisted services available on other platforms will prove to be more useful.