Grip Invest, a fixed-income investment platform, has launched a unique product called ‘Infinite’ that will automatically route monthly interest payouts from bonds and structured debt instruments (SDIs) towards debt mutual funds.
With Infinite, Grip Invest aims to solve “the chronic pain point of reinvestment” in fixed-return instruments, the company said in a release.
By automatically routing monthly bond payouts into “high-quality debt mutual funds” via an auto-SIP, Infinite will ensure interest return on bonds is reinvested, allowing capital to grow without disruption, it said. By this interest reinvestment in debt mutual funds, Grip Invest claims that bond investors may be able to earn 30% more returns.
Infinite is designed “to generate up to 30% more returns for investors by making compounding a seamless experience for fixed returns assets like bonds and SDIs”, the release said.
According to Nikhil Aggarwal, Founder & Group CEO, Grip, “Bond investors had to resort to manual tracking of interest payouts and reinvestment options, where they had to make one decision after another, just to keep their capital working. The reinvestment journey is fragmented and inefficient, especially for smaller returns earned by retail investors, which often sit idle. This friction not only disrupts compounding but also results in silent value erosion over time.” Infinite, he said, is the response to that bottleneck.
Aggarwal claims that Infinite will turn passive returns into active compounding, without lock-ins, delays or constant oversight. For investors, it delivers up to 30% more returns from the same portfolio, he emphasized.
How can Infinite be subscribed by bond investors?
Infinite is embedded directly into the investor journey on Grip’s platform. It can be activated at the time of purchasing a bond or through the investor’s existing portfolio section. Once enabled, every interest payout is automatically reinvested into a curated list of high-quality debt funds offering investors a way to maintain momentum in their portfolio, according to the release.
How can investors withdraw reinvested funds?
The reinvested funds can be withdrawn anytime or directed into another bond or SDI on the Grip platform, creating a fully flexible reinvestment loop that doesn’t rely on investor intervention.