The real estate market is witnessing a shift as women increasingly take on active roles in homeownership. Recent residential registered transaction data indicates a rise in female homebuyers, signalling broader financial independence and changing societal dynamics.

According to Square Yards’ report ‘Key Holders of Change – Women Driving Real Estate Growth and Transformation’, total residential transactions registered with IGR across key cities—Mumbai, Navi Mumbai, Thane, Pune, Bengaluru, Hyderabad, Noida, Greater Noida, and Ghaziabad—reached 5.77 lakh in 2024, reflecting a 4% increase from 5.56 lakh in 2023.

Notably, residential transactions by sole women buyers grew by 14% year-on-year, reaching 1.29 lakh transactions, up from 1.14 lakh. This pushed their share in total residential transactions to 22% in 2024 from 20% in 2023.

In contrast, transactions by sole male buyers rose by 11%, from 1.96 lakh to 2.18 lakh. Joint ownership (male + female) transactions declined by 7% during the same period but remained the dominant category, accounting for 40% of total registered residential transactions.

Note: Analysis includes Pune, Thane, Mumbai, Navi Mumbai, Bengaluru, Hyderabad, Noida, Greater Noida, Ghaziabad unless mentioned otherwise. Includes both primary and secondary residential registered transactions for apartments, plots and villas for the mentioned period. Number of units rounded off to the nearest lakh.
Source: IGR, Square Yards

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Kanika Gupta Shori, COO and Founder, Square Yards, said, “As women gain greater empowerment through education, workforce participation, and financial independence, they are emerging as formidable decision-makers and influential consumers across industries—real estate being no exception. Our data reinforces this ongoing shift: in 2024, residential transactions across top cities with women as sole owners grew by 14% annually, outpacing the 11% growth seen among sole male buyers. It’s inspiring to see women homebuyers grow from strength to strength each year. While there is still a long way to go, the current momentum speaks volumes, as women continue to emerge as a dominant force in homeownership, securing their futures with confidence.”

Insights from Square Yards’ report reveal that homeownership sentiments among women are at an all-time high. The analysis of property registration documents shows a 14% growth in female buyers in 2024 annually, and a 11% growth annually during same period among male buyers. Joint ownership (male+female) registrations witnessed an 7% annual drop.

Tanuj Shori, CEO and Founder, Square Yards, said, “Women homebuyers are emerging as a transformative force in the property markets, propelled by increasing workforce participation and supportive government initiatives. The numbers speak volumes—this year alone, 1.29 lakh residential transactions were registered under sole women homebuyers. Underscoring this trend, women make up close to 53% of our clientele as sole or joint homebuyers on our platform. At Square Yards, we recognize the invaluable perspectives women bring to the industry, both as discerning buyers and influential contributors. By championing their voices and fostering opportunities, we are steadfast in our commitment to building a stronger, more inclusive real estate ecosystem.”

The rise in female homeownership is being propelled by a combination of government incentives, financial benefits, and digital advancements. Several state governments offer stamp duty concessions of 1–3% and reduced registration charges of 0.5–1% for female buyers. Additionally, leading major lenders provide a 0.05% reduction in home loan interest rates for women. Also, tax benefits under Sections 80C and 80EE further enhance affordability, making property ownership more accessible.

Notably, technology has also played a crucial role in this shift. Digital tools like online property search platforms, mortgage calculators, and budgeting applications enable women to make informed purchase decisions. Social media, community forums, fintech innovations, and digital payment systems have improved accessibility and financial inclusion, giving women greater autonomy in the homebuying process.

Commenting on the findings of this report, Ashish Agarwal, Director, AU Real estate, said, “The rise of women homebuyers marks a significant shift in India’s real estate landscape. With 1.29 lakh residential transactions in 2024, showing a 14% annual increase, women are asserting their financial independence and market influence. This growth reflects broader societal changes, driven by increasing workforce participation and supportive government initiatives. As women become key decision-makers, their role in shaping the property market is expanding, contributing significantly to home sales and transforming the dynamics of homeownership.”

Ashish Sharma, AVP Operations, Brahma Group, said, “Over the past year, women have emerged as pivotal players in home sales, with a remarkable 14% annual increase in residential transactions. In 2024, 1.29 lakh transactions were registered solely by women, marking a significant rise in female homeownership. Women are now confidently becoming homeowners, leveraging their financial capabilities to secure their future. This trend underscores their growing influence in the property market, where they are making informed investment decisions and shaping the future of real estate. As key decision-makers, women are transforming the dynamics of homeownership and contributing significantly to the growth of the sector.”

Santosh Agarwal, CFO & Executive Director of Alpha Corp Development Limited, said, “The steady rise in women homebuyers, with 1.29 lakh registered transactions in 2024, marks a significant shift in India’s real estate landscape. This 14% annual growth underscores increasing financial independence, changing societal norms, and government incentives driving homeownership among women. We are actively responding by designing projects that align with their preferences—prioritizing security, community living, and long-term investment value. As women continue to shape the housing market, this trend will not only boost real estate demand but also create a more inclusive and balanced sector, where homeownership is truly an empowering milestone for all.”

Developers say the surge in women homebuyers represents a profound shift in India’s real estate landscape.

“Women’s growing financial independence and strategic thinking are reflected in this trend, as they see real estate as a reliable long-term investment. This shift has undoubtedly been sparked by government incentives like stamp duty concessions. The way that this group is changing consumer tastes is very interesting. In order to attract female purchasers, developers are now emphasizing security features, community amenities, and location accessibility. This isn’t merely a market fluctuation—it’s a structural transformation reshaping India’s housing market,” said Yashank Wason, Managing Director, Royal Green Realty.