A senior machine learning engineer at a major US tech firm is considering a return to India with his family after 15 years abroad. The Reddit post, shared by the user, outlines his financial and personal considerations for relocating by 2028. The couple, both 38, have two young children and a combined household net worth of approximately $2.6 million.
“Want to move before our older one reaches middle school for an easier school/social transition,” the engineer wrote. The family has evaluated Indian cities such as Chennai, Bangalore, and Hyderabad as potential destinations.
Financial Planning and Career Strategy
The post highlights careful planning around their finances and career continuity. The couple owns two homes, with pending mortgages, and investments including index funds, RSUs, Bitcoin, and retirement accounts. “By 2028, I expect our net worth to be $3–3.5M, giving financial flexibility if comp drops post-move,” he noted. The engineer is also pursuing EB2-NIW to reduce dependence on his employer and hopes to secure either a remote role with his current company or an internal transfer.
Concerns About Green Card and US Access
Despite meticulous planning, the family has concerns regarding future US access. “Biggest worry — not having a green card. If kids want to study in the US later, I’d have to depend on my company or tourist visa. How risky is this?” he asked, inviting advice from others who have made similar transitions. The Reddit thread has already seen responses from professionals offering insights on timing, investment strategies, and potential pitfalls of holding US property while moving abroad.
One user said, “There’s pros & cons everywhere. What matters is that you have clarity on what you want — which is great.
I will say— the mid 30s/40s monotony hits everywhere. Even in India — once kids are in school, you guys take up jobs etc, things will become monotonous. A holiday is not a direct comparison as everything is novel, and not much of the boring stuff needs to happen. So it really comes down to where/what you feel happier with. If you are happier spending the next phase in India, go for it.
Try to maximize your earnings in the next couple of years. You’ve hit a good run, and I wish you the very best in laying a solid financial foundation. It’ll pay off well in the next phase of life.”
Another said, “Build up networth much more. Luxury life in India is quite expensive once you consider grade A real estate.”
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