Page 9 of Bank loans

banking sector, credit growth, rate cut, repricing, interest margins, loan growth, operating profits, credit demand, credit costs, NPAs, NBFC segments, asset quality, ICRA

Banking sector to remain resilient as performance normalises after highs seen in FY2023-24, says ICRA

Credit growth is expected to remain healthy at 12-13 per cent in FY2025 (16.5 per cent YoY as on December…

December 28, 2023 13:21 IST

Higher interest rate by NBFCs in co-lending with banks not subject to GST: FIDC urges CBIC for clarification

A letter to CBIC was sent by FIDC after the latter’s members reported an investigation of NBFCs and banks by…

November 30, 2023 12:07 IST

careedge ratings, rbi, personal loan, bank loans, loans

Bank loans to grow at 13-13.5% in FY24, says CareEdge Ratings

The credit rating agency feels that banks have adequate capital to absorb the impact of RBI measures on expected credit…

November 22, 2023 02:15 IST

Loan portfolio protection: How First Loss Default Guarantee (FLDG) helps financial institutions

FLDGs are cooperative risk-sharing arrangements between a Regulated Entity (RE) and a Lending Service Provider (LSP)

October 24, 2023 13:37 IST

ficci, ficci sme report, sme loans, sme credit, sme npa, non performing assets, cash flow based lending, bank collateral, treds, gem portal

Collateral-free credit only on papers, not implemented by banks: FICCI SME Survey

SMEs also highlighted the need for improved government policies and support mechanisms to address the challenges faced by businesses. For…

October 19, 2023 17:55 IST

bank loans, money lending, McKinsey & Company, banking and finance

Banks break a sweat to recover written-off loans as experts say share of willful defaulters seems to be rising

While most public sector banks give out the recovery amount from written-off, private sector peers do not give these numbers,…

August 7, 2023 04:00 IST

loan default, debt, loan settlement, debt recovery laws, loan settlement process,

LOAN DEFAULTS: Settling your debts? It can impact your finances

Loan settlement can offer much-needed relief to loan borrowers facing financial difficulties. However, it is crucial to be aware of…

June 14, 2023 01:30 IST

forecloure charges by banks, bank loan, msme loan, small business loans, msme borrowers, traditional loans, online loans, fintechs, banks guidelines

How removal of foreclosure charges from SME loans can benefit banks and government also

Credit and finance for MSMEs: With the removal of foreclosure charges, SMEs can shift to banks with terms and conditions…

May 6, 2023 16:00 IST

avendus capital, msme credit, msme loans, small business loans, small ticket loans, msme nbfc, msme credit gap, small business credit gap

$530 billion massive credit gap in India’s MSME sector out of $819 billion addressable demand: Report

Credit and finance for MSMEs: Only $289 billion MSME loan demand was fulfilled through formal credit lenders such as private…

April 3, 2023 13:24 IST

bank credit to msmes, bank loan to msmes, eclgs, msme loans, parliament, budget session, rbi, outstanding bank credit to msmes

Bank credit to MSMEs grew 71% during FY15-FY22 period: Govt data

Credit and finance for MSMEs: Notwithstanding the Covid pandemic, financial institutions had disbursed credit to MSMEs and self-employed individuals under…

March 19, 2023 12:57 IST

MFI loan recovery likely to improve, say experts

While the micro-finance segment faces various challenges, bankers are confident that the segment will side-step these challenges due to the…

March 9, 2023 02:15 IST

Adani Group, Gautam Adani, banks, lenders, exposure, loan, corporate fraud, Hindenberg report, margin loans, private enterprise, regulatory fines, financial health, cash-generating assets, payments

Adani backers from New York to Tokyo dissect and limit exposure

Gautam Adani’s backers include Citigroup Inc., Credit Suisse Group AG and Barclays Plc. They are among banks pursuing a range…

February 3, 2023 11:42 IST

bad loans, write offs, reserve bank of india, rbi, financial fraud, ai

Bad loan write off, window dressing by Indian banks; role of AI in minimizing financial frauds

India should build an early warning system (EWS) in the post-disbursement phase and enhance loan recovery procedures rather than continuously…

Updated: January 2, 2023 07:39 IST

Bank credit to MSMEs up 24% in FY22 from pre-Covid level: RBI data

Credit and finance for MSMEs: “To augment the credit facilities, MSMEs are being supported by the ongoing financial assistance schemes…

December 12, 2022 20:28 IST

What does cash flow-based lending mean for the future of underwriting credit for MSMEs

Credit and finance for MSMEs: The faster the adoption of cash flow-based lending, the better it would be for MSMEs,…

November 12, 2022 13:41 IST

SME Artha 2022 | Video: With surety bonds, MSMEs won’t need collateral for bank credit, says expert

Credit and finance for MSMEs: According to the budget speech by finance minister Nirmala Sitharaman this year, the use of…

October 30, 2022 13:25 IST

Outsourcing of loan recovery not stopped but expect entities to be on right side of law: RBI

Refering to the action taken against Mahindra Finance, RBI Deputy Governor M K Jain told reporters that it is not…

September 30, 2022 15:37 IST

Borrowings: Buying a used car? Tips to get a loan

If you buy the vehicle from a bank’s pre-owned car dealers, you may get a loan at a better LTV…

August 10, 2022 00:10 IST

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Virat Kohli grants brother Vikas Kohli legal rights over Gurugram property

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Indian cricketer Virat Kohli has given his brother Vikas Kohli the power of attorney for his Rs 80 crore bungalow in Gurugram to avoid legal complications while he is in London with his family. This legal document allows Vikas to handle matters related to property, finance, and legal affairs on Virat’s behalf, making it easier for Indian citizens.

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