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Adani backers from New York to Tokyo dissect and limit exposure

Gautam Adani’s backers include Citigroup Inc., Credit Suisse Group AG and Barclays Plc. They are among banks pursuing a range…

February 3, 2023 11:42 IST

bad loans, write offs, reserve bank of india, rbi, financial fraud, ai

Bad loan write off, window dressing by Indian banks; role of AI in minimizing financial frauds

India should build an early warning system (EWS) in the post-disbursement phase and enhance loan recovery procedures rather than continuously…

Updated: January 2, 2023 07:39 IST

Bank credit to MSMEs up 24% in FY22 from pre-Covid level: RBI data

Credit and finance for MSMEs: “To augment the credit facilities, MSMEs are being supported by the ongoing financial assistance schemes…

December 12, 2022 20:28 IST

What does cash flow-based lending mean for the future of underwriting credit for MSMEs

Credit and finance for MSMEs: The faster the adoption of cash flow-based lending, the better it would be for MSMEs,…

November 12, 2022 13:41 IST

SME Artha 2022 | Video: With surety bonds, MSMEs won’t need collateral for bank credit, says expert

Credit and finance for MSMEs: According to the budget speech by finance minister Nirmala Sitharaman this year, the use of…

October 30, 2022 13:25 IST

Outsourcing of loan recovery not stopped but expect entities to be on right side of law: RBI

Refering to the action taken against Mahindra Finance, RBI Deputy Governor M K Jain told reporters that it is not…

September 30, 2022 15:37 IST

Borrowings: Buying a used car? Tips to get a loan

If you buy the vehicle from a bank’s pre-owned car dealers, you may get a loan at a better LTV…

August 10, 2022 00:10 IST

Costlier loans may not hurt credit demand, say bankers

Rajiv Anand, deputy MD, Axis Bank, said credit demand was unlikely to be hurt, adding that demand was coming in…

August 6, 2022 06:15 IST

‘Banks must embrace AI, ML, NLP to lend to SMEs that don’t have credit history, are untapped by formal banking’

Credit and Finance for MSMEs: Banks have historically relied on analysing financial statement data and taking collateral while lending to…

July 24, 2022 17:27 IST

HDFC Bank records 21.5% loan growth in Q1

Gross transfers through inter-bank participation certificates and bills rediscounted, the bank’s advances grew by around 22.5 per cent over June…

Updated: July 4, 2022 15:02 IST

Public-sector bank top brass to get extra cover for bonafide decisions

Having remained subdued over most part of the last two years, credit growth has improved in recent months, and the…

May 30, 2022 05:00 IST

Nearly half of ECLGS funds used to clear vendor dues, one-third to restart business: RBI Annual report

Credit and Finance for MSMEs: To support new borrowers as well impacted due to the Covid pandemic, the central bank…

May 29, 2022 20:37 IST

Loan Metrics: Leverage your property for a loan

It is a secured loan as it is given against the value of an immovable asset.

May 2, 2022 02:15 IST

Bank credit may grow 8.9-10.2% in FY23: Icra

The growth drivers for banks will be a strong corporate credit ratio, tightened underwriting in the retail and MSME segments…

April 6, 2022 01:45 IST

Your Queries – Loans: If you plan to pre-pay your home loan, go for floating interest rate

If you have opted for a floating rate in your home loan/top-up loan, then there is no penalty for pre-payment.

March 23, 2022 01:15 IST

CBI files FIR in Rs 163 crore bank fraud case

It had availed credit facilities worth over Rs 1344.96 crore from a consortium of eight member banks led by Indian…

March 14, 2022 21:04 IST

“Underlying asset quality of restructured loans will be visible once the moratorium expires over the next 12-24 months, but bankers expect a lower relapse rate in the current cycle (10-20%), excluding MFI (micro loans),” the report said.

EMI bounce rates fall further in February, but concerns persist

Analysts watching the sector attribute the improvement in EMI repayments to the impact of loan restructuring and the emergency credit…

March 11, 2022 00:01 IST

Your Queries: Loans | Top-up home loan to be used for home extension/repairs only

Only for loan against property, loan against deposits, or personal loan, the end use of the funds are at the…

March 8, 2022 02:30 IST

Your Queries – Loans: Loan stopped due to builder not getting Rera okay? Don’t pay from own funds

As per Section 3 of the Rera Act “No person shall sell or book the flat, make any purchase in…

March 1, 2022 03:15 IST

In-Depth: How MSMEs can benefit from Rs 6,000-cr RAMP programme by World Bank, Govt of India

Credit and Finance for MSMEs: The programme was launched on the basis of the recommendations from the UK Sinha Committee…

Updated: February 14, 2022 12:54 IST

Bank credit grows at 8.21%; deposits at 8.31%

In the fortnight ended January 29, 2021, bank advances stood at Rs 107.04 lakh crore and deposits at Rs 148.02…

February 10, 2022 19:54 IST

Market Highlights: Sensex ends first trading session of 2022 with massive gains at 59183, Nifty closes at 17625

Share Market News Today | Sensex, Nifty, Share Prices Highlights: Domestic markets closed the first trading session of 2022 in…

Updated: January 3, 2022 16:13 IST

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