Car insurance is required for all car owners. It not only prevents a fine but also plays an important role in financial planning. An accident can be an unnecessary financial burden for you, your family, and those involved. 

This is where Tata AIG’s comprehensive car insurance protects you from a financial disaster during such times. It covers vehicle damage and liability to third parties, as well as providing personal accident coverage.

With their comprehensive car insurance, Tata AIG also offers roadside assistance cover, the add on covers offers emergency assistance for a range of car problems. There are many benefits when it comes to Tata AIG’s roadside assistance, let’s take a look at it.

Understanding Tata AIG Insurance Roadside Assistance 

  • Roadside assistance in car insurance is a vital service designed to aid drivers when unexpected vehicle-related issues occur while on the road. 
  • Roadside Assistance ensures that drivers can receive prompt help in various emergency situations. 
  • This assistance may include services such as towing to a repair facility, jumpstarting a dead battery, changing a flat tire, delivering fuel in case of a breakdown, unlocking a vehicle, etc. 
  • The key feature of roadside assistance in four wheeler insurance is to offer Immediate support and convenience to drivers facing unforeseen challenges, ensuring reduction of stress and inconvenience associated with breakdowns and accidents. 
  • You can enhance the coverage of your comprehensive car insurance policy to include roadside assistance with this insurance rider for a little additional premium cost. 

Some Prominent Benefits of Tata AIG’s Roadside Assistance

Towing Service

When the unexpected happens, and your vehicle becomes inoperable, roadside assistance cover ensures that help is on the way. Towing services are a cornerstone of their program, ensuring your car reaches a repair facility without adding stress to the situation.

Nationwide Network

The efficacy of car roadside assistance cover lies in its extensive network of reliable service providers. No matter where you are, help is readily available through a network of repair garages that spans the nation.

Spare Keys

If you get locked out of your car or lose your keys, you can get a spare set of keys with this cover. 

Battery Jumpstart

If your battery breaks down for any reason, this cover can help you tackle the situation without a sweat. 

Tyre Blowout

Driving on unmetalled or rural roads increases the likelihood of a flat tire or tyre blowout. Roadside assistance cover helps with its installation, if not, towing to a nearby tire repair facility may be included.

Medical/Legal Assistance

This cover also provides you with financial assistance for medical or legal help in case of an accident.

Accommodation

If your vehicle breaks down far away from your home, you can get reimbursement for accommodation with this cover. 

Fuel Refilling

With this cover, you can get fuel supply (chargeable) if you run out of fuel at a location with no refilling stations nearby.

Who Should Include Roadside Assistance in Their Car Insurance Policy

Roadside Assistance is an important addition to any comprehensive new car insurance plan or car insurance policy renewal plan because it caters to a wide range of drivers who face the unpredictable nature of the road. 

While it is especially useful for those who commute on a daily basis, individuals going on long road trips, occasional drivers, and even city dwellers can all benefit greatly from Tata AIG’s roadside assistance rider. 

Even infrequent drivers can also face unexpected challenges, when they take out their car on the roads once in a while. This cover ensures complete assistance to such occasional road enthusiasts too. 

How To File an Emergency Services Claim With Tata AIG

In order to submit a claim or make use of the  services, your motor insurance must be current and inclusive of this cover. 

Here’s what you need to know and what to expect when filing an emergency assistance claim.

Informing Your Insurer

You must get in touch with your insurance company as soon as possible after the incident. They will walk you through the steps necessary to file your claim on time.

Vehicle Inspection

A vehicle inspector will be dispatched by your insurer to assess the extent of damage to your vehicle. You must cooperate with the examiner and honestly answer all of their questions.

Document Submission

You will be required to submit certain documents in order to settle your claim, including, the claim application, a copy of the FIR (if required), copy of car insurance with the add-on cover, copy of DL, other documents as required.

Vehicle Maintenance

  • If your vehicle requires repair, you must take it to the nearest network garage and get cashless repairs. 
  • Alternatively, you can pay the bills yourself and then send the repair bill and payment receipt to your insurer. 

Claim Settlement

Once all of your documents have been examined and verified, your insurance provider will settle the claim.

Wrapping Up

Purchasing roadside assistance adds another layer of protection to your vehicle, shielding it from potential severe damage in the event of an emergency. 

It is worth noting that roadside assistance is a valuable add-on with Tata AIG’s comprehensive car insurance plan. The additional safeguard comes at a minor additional cost but proves to be a worthwhile investment in protecting your vehicle and ensuring a swift response in times of need.