Investment Objective - To generate income and long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities.

Fund House

Union Mutual Fund

Return Since Launch

16.43%

Launch Date

Jan 1, 2013

Type

Open Ended

Riskometer

Very High

Ratio Analysis

Standard Deviation

12.13 vs 12.01

Fund Vs Category Avg

Beta

0.89 vs 0.91

Fund Vs Category Avg

Sharpe Ratio

0.83

Category Avg

Portfolio Turnover Ratio

46.66

Category Avg

Top Holdings

Name	Assets (%)	Sector	Instrument
HDFC Bank Ltd.	7.95	Banks	Equity
ICICI Bank Ltd.	4.78	Banks	Equity
Reliance Industries Ltd.	4.39	Petroleum	Equity
Bharti Airtel Ltd.	4.29	Telecommunications	Equity
Larsen & Toubro Ltd.	3.38	Construction	Equity
Infosys Ltd.	3.33	Information Technology	Equity
State Bank of India	2.91	Banks	Equity
Gabriel India Ltd.	2.71	Auto Ancillaries	Equity
Kotak Mahindra Bank Ltd.	2.56	Banks	Equity
Maruti Suzuki India Ltd.	2.53	Automobiles	Equity

View All

Dec 26, 2025

Performance Analysis

	1W	1M	3M	6M	1Y	3Y	5Y	10Y	SI
Fund Returns (%)	-0.22	-1.31	2.89	2.43	11.93	16.67	17.58	13.81	16.43
Category Average (%)	0.29	-1.28	3.21	0.66	3.35	16.37	16.58	NA	15.30
Rank within Category	185	118	131	57	78	114	91	50	83

* Returns over 1 year are CAGR

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Peer Comparision

Scheme Name(IDCW Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
Axis ELSS Tax Saver Fund	55.70	35,084	0.10	-1.40	2.84	0.03	-3.53	7.38	4.07	7.63	14.14	0.81
SBI ELSS Tax Saver Fund	120.87	32,327	0.24	-0.18	5.40	2.02	6.34	20.53	17.71	8.34	21.15	0.92
Mirae Asset ELSS Tax Saver Fund	31.73	27,271	0.59	-0.47	5.70	3.89	1.17	9.31	9.27	NA	12.24	0.56
DSP ELSS Tax Saver Fund	96.53	17,570	0.18	-0.14	5.21	1.23	5.05	17.89	17.25	15.42	19.08	0.66
HDFC ELSS Tax Saver Fund	105.21	17,241	0.08	-1.23	2.55	1.97	2.14	12.83	13.60	5.49	19.86	1.08
Aditya Birla Sun Life ELSS Tax Saver Fund	466.84	15,691	-0.21	-0.92	4.28	2.30	6.52	14.77	11.41	11.89	34.43	0.95
Nippon India ELSS Tax Saver Fund	48.46	15,519	0.13	-1.37	3.04	1.06	-0.97	12.42	16.37	7.50	12.92	1.02
ICICI Prudential ELSS Tax Saver Fund	47.33	14,957	0.04	-2.89	1.24	-0.48	3.41	9.81	9.84	5.11	12.71	1.08
Quant ELSS Tax Saver Fund	56.38	12,514	-0.45	-1.22	3.61	2.52	8.12	17.02	24.35	16.16	14.26	0.66
Canara Robeco ELSS Tax Saver Fund	80.14	9,118	0.49	-3.47	1.30	-1.20	0.62	11.72	12.00	10.08	17.38	0.54

View All

Dec 26, 2025

Return Calculator

₹ One-Time

Over the past

Invested

₹5000

Invested Amount
Estimated Return

Total investment of ₹5000

Would have become ₹5,238 (+4.76%)

Fund Manager

Sanjay Bembalkar

Vinod Malviya

Mr. Sanjay Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder. Research Analyst - Equity - Canara Robeco Asset Management Company Ltd. (December 2017 to September 2019) Research Analyst - Equity - LIC Mutual Fund Asset Management Ltd.(August 2015 to December 2017) Assistant Vice President - Quantum Advisors Pvt. Ltd (April 2010 to August 2015) Intern Analyst - Autonomous Research LLP (August 2009 to January 2010).

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Here is the list of funds managed by Sanjay Bembalkar

Scheme Name(IDCW Direct)	Category	NAV(Rs)	AUM(Rs Cr)	1Y(%)	5Y(%)
Union Flexi Cap Fund	Equity - Flexi Cap	50.74	2,412	3.81	17.33
Union Balanced Advantage Fund	Hybrid - Dynamic Asset Allocation/Balanced Advantage	21.85	1,371	4.20	9.50
Union Multicap Fund	Equity - Multi Cap	16.81	1,338	3.32	NA
Union Innovation & Opportunities Fund	Equity - Sectoral/Thematic	14.72	1,122	-2.77	NA
Union ELSS Tax Saver Fund	Equity - ELSS	72.17	922	4.76	17.58
Union Multi Asset Allocation Fund	Hybrid - Multi Asset Allocation	12.15	808	21.14	NA
Union Aggressive Hybrid Fund	Hybrid - Aggressive	19.07	692	4.09	NA
Union Active Momentum Fund	Equity - Sectoral/Thematic	8.60	459	-14.34	NA
Union Equity Savings Fund	Hybrid - Equity Savings	17.85	147	5.31	7.70

View All

Dec 26, 2025

Top Performing Related Funds

Scheme Name(IDCW Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
Union Flexi Cap Fund	50.74	2,412	0.12	-0.65	3.13	1.02	3.81	16.74	17.33	12.85	13.32	0.92
Union Small Cap Fund	40.57	1,778	0.85	-2.45	0.67	1.91	-3.15	20.55	23.29	12.47	12.91	0.96
Union Midcap Fund	52.41	1,638	-0.47	-1.30	3.50	2.36	3.76	22.16	22.94	NA	33.42	0.72
Union Balanced Advantage Fund	21.85	1,371	0.05	-1.44	0.46	0.18	4.20	10.81	9.50	NA	10.29	1.00
Union Multicap Fund	16.81	1,338	-0.06	-1.75	3.19	2.88	3.32	19.99	NA	NA	18.88	0.93
Union Innovation & Opportunities Fund	14.72	1,122	-0.14	-1.93	0.14	4.03	-2.77	NA	NA	NA	18.41	0.72

Dec 26, 2025

Union ELSS Tax Saver Fund - Direct Plan - IDCW

Nav Chart

Asset Allocation

Sector Allocation