The real estate landscape is evolving, becoming an inclusive arena where women are making significant strides. As this traditionally male-dominated sector transforms, it presents unique opportunities specifically tailored for women investors. This guide aims to demystify the process, offering actionable strategies for women to develop a robust real estate portfolio using new-age alternative investment options.

Education is the Key – Learning & Applying, The Dual Pillars of Empowerment

Education is your arsenal in navigating the real estate market, enabling you to make informed decisions and capitalize on opportunities. Engage deeply with educational resources, leverage insights for strategic decision-making, and never hesitate to seek guidance from the community or mentors. Knowing your investment objective, whether it’s generating rental income or aiming for long-term appreciation, will shape your strategy and choices in the market.

Different Avenues Available in Real Estate to Build a Portfolio

In the realm of real estate, women investors have a plethora of options to diversify and strengthen their portfolios. These include traditional and new age real estate avenues.

Traditional Real Estate Investment Avenues: When considering real estate investments, the usual focus tends to be on residential properties. However, it’s worth noting that commercial real estate holds the potential for significantly higher returns, both through rental income and capital appreciation.

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Women investors, in particular, have access to distinct advantages that can bolster their success in the real estate market:

* Stamp Duty Rebate: Certain areas offer women a reduction in stamp duty costs, thereby promoting their participation in the real estate sector.

* Subsidy in Budget Housing: Women may qualify for subsidies that make the prospect of investing in budget housing much more attainable.

* Enhanced Loan Access: Financial institutions often provide special terms for women, such as higher loan amounts and more relaxed lending criteria, enabling more substantial investments.

Alternative Real Estate Investment Avenues: Following are the new age alternative real estate investment avenues available:

Equity: Investing directly in real estate companies which are listed on stock exchange.

Corporate bonds: Fixed-income investments backed by real estate that can provide stable returns.

REITs (Real Estate Investment Trusts)

REITs offer investors access to real estate earnings without the complexity of owning or managing the properties. You’re essentially buying into a portfolio of real estate assets managed by a company, with no say in the specific properties but benefiting from regular income and potential growth. Their liquidity is a notable advantage, as shares are traded on major exchanges, simplifying the process of investment turnover compared to direct real estate dealings.

Fractional Ownership in Commercial Real Estate

Fractional ownership in commercial real estate is an innovative investment approach that allows you to own a fraction of an institutional grade commercial property. This type of investment is particularly attractive as it enables retail investors to access capital-intensive assets that typically offer higher and stable returns. In fractional ownership, investors commit their funds to a specific property. Recently, SEBI has approved the fractional ownership under MSM REITs and is pending for amendments in REITs regulations, 2014. This move will help improve transparency, liquidity and protection of investor rights.

Nuances of all the alternative avenues in comparison

Now is the best Time to Invest

The evolving real estate market offers a fertile ground for women investors to flourish. By leveraging the array of available investment avenues and benefits, women can construct a dynamic and resilient portfolio. The time to start is now – embrace the opportunities and pave your path in the real estate investment landscape.

(By Aryaman Vir, CEO, WiseX. Views are personal)