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An aspirational journey for India’s underdeveloped pockets

The three-year-old Aspirational Districts Programme—following a triple-C framework of convergence, collaboration and competition—has set an example for state governments to extend this template of development to the block

Budget FY22: Getting health spending right

Spending ‘health & wellbeing’ allocation dependent on third tier of govt; capacity of local bodies must be stepped up

. In addition, in the last three years, urban local bodies have to enhance their revenues to specified levels to be eligible for the grant.

GDP numbers: Back to positive, but which number to trust?

The govt’s drive to repay past dues is distorting GDP numbers. GVA, which grew more strongly, should be a better indicator of growth over this period

Why was the December-ending quarter GDP growth much weaker than expected (0.4% versus our expectation of +1.8%)?

A call to (domestic) arms (manufacturing)

It is now up to India’s stakeholder community to take defence acquisition reforms forward

Your Queries: Loans – Interest rate will not change if you opted for a fixed rate home loan

Interest rate will be constant only if it was at a fixed rate. Ask your bank specifically as to how much the current interest rate is.

In this case you and other aggrieved parties may have to send legal notice and subsequently apply for legal action against the builder. The PMAY subsidy once availed cannot be applied for again.

Tax Talk: Which is better for you? LTC cash voucher or LTA carry forward option

During 2020, due to the COVID-19 pandemic, such LTC (leave travel concession) related travel was not possible. The government introduced an alternate way to avail this exemption by procuring goods or services subject to a set

Mutual Funds: Should retail investors look at Fund of Funds?

Those who wish to invest in multiple mutual fund schemes can consider investing in FOFs. But hold on to your investments in FoFs for more than three years to reap good returns

Preventive Healthcare vs. Sick-care Delivery

During the medical revolution of the 1970s, prevention was seen as an effective way to keep people healthy.

health

Group and individual health insurance policies: Check out how they differ

Group insurance policies have lower premium as compared to individual policies since they are standardized for the whole group with uniform offerings.

Group insurance policies, individual health insurance policies, premium, features, benefits, differences, group cover

How Artificial Intelligence and Machine Learning are enhancing the learning curve for students

Artificial Intelligence and Machine Learning applications have over the past few years made the process of learning a fun and interactive experience.

artificial intelligence

What does the Joe Biden victory mean to the students going to the US for higher education?

2020 was a year like no other - even in the world of higher education. For the first time in recent history, has one witnessed the academic schedules getting so disrupted - with most schools not knowing when to restart.

joe biden

Equity Linked Savings Scheme: The mastercard of tax saving season

While every tax-saving investment has its advantages and limitations, ELSS is perhaps the only instrument that has a completely un-capped upside.

Work That Speaks | Ad Reviews | 22 to 28 Feb 2021

Brands that cut through: Dove, Surf Excel, Britannia Little Hearts, Tata Sky, Levi’s, Blue Heaven, Prega News, Eastern Condiments, Britannia Tiger, Trident, aLL, Spice Money, McDonalds, Tanishq, 99 Acres, Dulux, IKEA, Tata

Brand campaigns that broke through the clutter this week.

Gold, silver prices pulled lower by rising bond yields; analysts now expect some pullback

The precious metals declined during the previous week with rising US bond yield which also boosted buying in dollar.

Gold, Silver, gold price

Covid-19 & the US: A new start to social reform?

Wearing of masks by Biden and Harris hopefully signals social reform starting from the top

Covid-19 is an urban phenomenon spreading rapidly in cities, given their population density.

From Plate To Plough: For a rich harvest from Operation Green

Give Operation Green an independent board, away from govt control, and put at its helm a champion, like Verghese Kurien was for Operation Flood

Third, the criteria for choosing clusters for TOP crops under OG is not very transparent and clear.

For a monetary-fiscal tango

The govt’s push to capital spending in the budget will help ease logistics cost, helping lower inflation. Lower inflation, in turn, will allow RBI to greater flexibility in monetary measures

In India, inflation is mostly driven by existing structural deficiencies.

The way forward on MSP: Important to explore fiscally prudent, administratively convenient options

Public procurement needs to continue for staple cereals, but farmers of non-staple food crops need to be provided with direct income transfers

Also, if rice and wheat holdings that get the benefit of MSP are excluded, then this expenditure may be even less.

Cryptocurrency: Still on the sidelines

An outright ban on cryptocurrencies may not be the most practical option

India has always been a cautious player when it comes to adopting new revolutionary technology.

Appinventiv: Inventing apps for every sector

This Gurgaon-based app maker enables early-stage startups scale up with the help of strategic digital operations

Saurabh Singh, director, Appinventiv

Tax Talk: Investing in EPF & Ulips? Take note of I-T changes

Budget 2021 has proposed a monetary limit on income tax exemption allowed on investments made in EPF or Ulips.

However, in Budget 2021 the government has proposed to impose a monetary limit on income tax exemption allowed in respect of investments made by individual taxpayers in EPF or Ulips.

COVID-19 Vaccine diplomacy: The world has to hand it to India when it comes to the Pharmaceutical Sector!

India Pharmaceutical Industries can seek to make a Pharmaceutical hub (warehouse) in Guatemala or El Salvador.

How e-commerce players can boost business growth amidst increasing competition

The Indian e-commerce sector is projected to touch USD 99 billion by 2024 according to IBEF

User experience plays an instrumental role in determining business growth

5 things to keep in mind while buying your dream home in 2021

If you’re considering buying a piece of property in 2021, there are several aspects that you must know or consider before doing that.

Three kings continue to hold the aces

But he attempted one, almost-a-no-look beauty on Championship Point, to win his ninth Australian Open crown and 18th Grand Slam title.

Novak Djokovic

Virtual literature festivals in the pandemic era

From Bill Gates to Malala Yousafzai, Priyanka Chopra to William Dalrymple, the festival shone bright with the participation of stars from different walks of life as they celebrated literature and culture.

Here, we bring to you some festivals that went online in the pandemic era.

‘This is the best time in history to campaign on issues you care about’

The tools to campaign are everywhere, and free. You can build movements, that used to take months and years, in hours and days. In this way, the internet is a great equaliser, especially for those who are underrepresented in

Nida Hasan, country director, Change.org