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No drop in post-Diwali business suggests sustained demand: Gautam Hari Singhania, CMD, Raymond Group

The group is also expanding its educational initiatives, chairman and MD Gautam Hari Singhania said during an interview with Rajesh Kurup. He termed the book An Incomplete Life by former Raymond chairman Vijaypat Singhania, w

Gautam Hari Singhania

Lack of post-Diwali dip in demand a good sign, shows sustainability: Gautam Hari Singhania, CMD, Raymond Group

Normally, post-Diwali, we always see a dip in business. This time we didn’t see a dip, which is a good sign, which shows sustainability and sustained demand. This makes me very optimistic.

Raymond’s board has approved JK Files & Engineering raising funds through an IPO.

Market competition, lower credit offtake push banks to pursue credit growth at lower yields

Gupta added that presently banks are not witnessing a significant impact on their net interest margins (NIMs) despite lower yields because of lower cost of funds.

The country’s largest lender State Bank of India (SBI) saw its yield on domestic advances fall 71 basis points on a year-on-year basis in Q2FY22 to 7.51%.

Banks, companies rush to bond market to lock lower rates

Usually, most issuers remain on the sidelines and wait for the policy decision, but this time the trend seems to be reversing. However, the activity in the secondary market of corporate bonds is on hold as market players are

In its October policy, the RBI had announced 14-day VRRR auctions of Rs 6 lakh crore and had an option of 28 days VRRR auctions. The RBI’s monetary policy committee is schedule to meet on December 6 and the decision will be announced on December 8.

Designed for the Future: Busting Myths About Careers in Design

For many parents, while a creative kid might be encouraged to pursue a life in designing, the “topper” child must surely follow a more “proper” career path.

Online and offline education need to co-exist in the modern world

Online and offline education both have their pros and cons.

Immunotherapy gaining acceptance as preferred mode of treatment for lung cancer

The treatment options for Lung Cancer include surgery, radiation therapy and systemic therapy such as chemotherapy or targeted therapy.

lung cancer, carcinogenic chemicals, chemotherapy, targeted therapy, radiation therapy, immunotherapy

Russia-Europe-Ukraine: Gas pipelines

It includes two pipelines from Vyoberg to Lubmin forming the original Nord Stream or Nord Stream 1 (2011-12), and two further pipelines from UstLuga to Lubmin termed Nord Stream 2. At 1,222 kms Nord Stream 1 is the longest su

nord steam 2

The Indian Navy- A capability based blue water force

The Indian Navy indeed has much to be proud of. It has maintained an exceptional operational tempo in pursuance of the country’s foreign policy and maritime security objectives.

Indian Navy pic

How technology is transforming the digital lending landscape for consumers

Apart from technology, the digital lending landscape is data-driven. From initiation to underwriting and post disbursal, digital loan processes process data.

personal loan, personal loan interest rates, eligibility criterion to boost personal loan approval chances, Credit score, EMI affordability, Employment profile, loan applications, SBI, HDFC Bank, PNB, ICICI Bank, Axis Bank, digital savings bank account, savings bank account, online savings bank account, state bank of india, sbi debit cards, digital transaction, sbi credit card, digital payment, neobank, teen neo bank, neo bank, finin, savings at an early age, recurring savings plans, smart teenagers, Split Bills function, settle bills easily, financially aware teenagers, personal card, smart money app, financial planning, money management skills, financially responsible adults, poor financial decisions, wealth creation, personal finance, RBI, RBI caution, fraudulent transactions, bank frauds, mobile numbers, toll free number, RBI, digital payment, Unified Payments Interface, UPI, Aadhaar-enabled Payments System, AePS, Internet Banking, RBI caution borrowers, How can borrowers protect themselves, fraudulent lending apps, loan, unauthorized digital lending apps, illegal apps,

International Day of Persons with Disabilities: State of digital accessibility in India

Today from vaccination appointments to online groceries to watching movies, it is a digital first economy! But the question that needs to be asked is, how is this digital first economy including people with disabilities.

International Day of Persons with Disabilities pic

Digitised Automated parking: The future of smart cities

An average Indian driver spends 20 minutes every day on average looking for a suitable parking spot. This is an alarming issue, especially in metro cities. How do we generate this kind of space? Especially when per capita ope

automated car parking rr parkon

Automobile industry can boost India’s green effort, here’s how

In the wake of increasing demands, the industries are pacing up to fulfill the production needs. They fail to realize the abundance of toxic gases released into the atmosphere with every production cycle.

Delhi Air

The Care Maze – The gaps, the need, and the un-learning

The World Population Prospects data suggests that by 2050, one in six people in the world will be over age 65 vis-à-vis one in eleven in 2019, an increase from 11% to 16%.

human capital

High value transactions which can get you an income tax notice – Check full list

High-value transactions must always be reported to the Income Tax Department if the value surpasses a particular threshold limit.

International Day of Persons with Disabilities: Inspiring work for PwDs

Nearly one billion people out of the total population, i.e. 7 billion or approximately 15% of the world's population, are disabled in some form or the other. Developing countries are home to 80% of the world's disabled people

International Day of Persons with Disabilities

Latin America, a destination of future fuel on the planet

Today, China leads over 30 percent of the world's electronics trade, also monopolizes the market for supplies and raw materials (mainly lithium) for batteries which accounts for 77 percent of the world's capacity to manufactu

latin america

Blogger’s Park: Getting future ready

Digital marketing trends to watch out for in 2022

Data is the pivot around which digital marketing today revolves.

Swiggy to invest $700 million boost in Instamart

In the last few months, Swiggy Instamart has onboarded more than one seller-run dark store every day. By January 2022, it will make deliveries in 15 minutes by having the network of dark stores very close to the majority of i

Although start-ups like BigBasket, Swiggy and Dunzo started as pure marketplace businesses in grocery delivery, all of them pivoted to an inventory model using their own dark stores lately.

China: The state asserts

State-driven policies will seek to rectify perceived economic excesses. China understands the importance of free market up to a certain degree, as also the long-term detrimental impacts of market failures create even more gov

Based on our understanding, China increasingly views predominance of financial sector in an economy is a result of excessive expansion of capital.

More efforts needed to popularise Udyam

From data protection to incentives, govt needs to step on the gas to push the initiative to make ‘doing business’ easier for MSMEs. No dedicated official app for Udyam registration exists. An app-based registration proces

That said, the key underlying issue leading to poor response might be the fear of excessive scrutiny of business operations by government agencies and a related rise in compliance costs for the enterprises.

Your Money: Types of mutual funds and the risks they carry

Always go for a diversified portfolio that comprises equity, debt and gold asset classes in order to minimise your risks

It simply means the risk which may cause losses for an investor due to the poor performance of the market.

Digital currencies: Stablecoins safer than cryptocurrencies

Stablecoins are less volatile as they are pegged to the underlying assets to limit price fluctuations and are more regulated as compared to other cryptocurrencies

They are usually pegged to the underlying assets to limit price fluctuations and are more regulated as compared to the other cryptocurrencies.

Colombo Security Conclave Obtains Operational teeth with the launching of ‘Focused Operation’

An effective security cooperative framework requires operational synergy among the partners through the exchange of information and the conduct of coordinated operations to handle maritime incidents.

By inaugurating the ‘Focused Operation’, and setting up the 24/7 secretariat, the CSC has obtained an operational tooth, which other maritime security cooperation grouping in the region such as Indian Ocean RIM Association (IORA) lacks.

Air pollution emerging as an emergency medical challenge, studies associate robust link with stroke

Various analyses of major studies have reported that long term exposure to PM 2.5 exceeds the current risk of cardiovascular mortality by 11% for every 10 units’ increment.

Air pollution ranks within the top five risk factors for mortality in emerging economies such as India and China.

Operation Cactus Lily 1971- A saga of bravery, valour and chivalry

The Indian Army has since independence been in a No War No Peace scenario. Once the Radcliffe line was drawn on a map, the world saw one of the largest migrations from West to East and vice versa.

Operation Cactus Lily 1971

Indian Navy, INS Visakhapatnam and the debate about Indigenization

Social media was flooded with slick videos of the ship cutting through the waters making high speed turns and showcasing its modern weapons. Much was also written in the media about the indigenous content onboard the ship and

INS Visakhapatnam
Income Tax Calculator, Budget 2019, How to Calculate Income Tax


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