retirement planning

IRS Changes Retirement Rules for Workers Over 50

IRS changes 401(k) rules: High earners may lose tax breaks in 2026

IRS rule changes for 2026 will require top earners to make 401(k) catch-up contributions to Roth accounts.

October 12, 2025 09:02 IST

Key NPS rules change from October 1 – How it affects your investment

Big changes in NPS rules from October 1 – Know how new guidelines affect your investment

The National Pension System (NPS) is set for major reforms from October 1, 2025. Investors may see new options and…

Updated: September 30, 2025 08:52 IST

I have seen investors shocked when debt funds lost money

Debt funds are not fixed deposits. I have seen retirees panic and first-timers lose faith when the “safe” option slipped…

September 23, 2025 05:00 IST

Can India's youth afford to retire at 40? The math behind an aspirational dream. (Image Source: Canva)

Early retirement in India: Dream or financial illusion?

India’s young workforce dreams of financial freedom at 40, but harsh economic realities stand in the way. Rising costs, high…

September 20, 2025 05:25 IST

Selling property to fund education: A risky bet that no longer pays off. (Image Source: Canva)

Degrees at the cost of homes: Why real estate can no longer fund education

Parents give up land or a flat thinking it will secure their child’s future. Too often, it only leaves them…

September 19, 2025 05:30 IST

NPS rule change: Why 100% equity option from October 1 could be a big win for investors

NPS new rules from October 1: New equity investment limit and more non-govt subscribers must know

New NPS rules: A major change is coming to the National Pension System (NPS) from October 1, 2025. Non-government sector…

September 18, 2025 13:31 IST

The "work longer" fallacy: Why it's a dangerous retirement mistake for Indians. (Image Source: Gemini)

The retirement mistake millions of Indians are making (and why it’s so dangerous)

Many Indians assume they can simply “work longer” instead of saving early for retirement. But in a country facing rising…

September 13, 2025 05:10 IST

healthcare, financial planning, retirement, retire, money, fixed deposits

The ₹1 crore illusion: Why your retirement number is a myth

Inflation at 1.55% feels safe. But don’t be fooled. The ‘magic number’ retirement myth is broken – here’s how to…

September 2, 2025 05:30 IST

The rise of 'EMI Retirement': How debt is changing life after work for Indians . (Image Source: Gemini)

The tragic rise of the ‘EMI Retirement’ – Everything you need to know to avoid it

Retirement in India is no longer debt-free for many. With rising healthcare costs, inflation, inadequate savings, and cultural obligations, a…

September 1, 2025 05:30 IST

The story of a small-town investor who turned ₹5,000 into ₹10 lakh

₹5,000 a month. ₹10 lakh in hand. This small-town woman’s SIP story could redefine how India sees women investors. Read…

August 26, 2025 05:30 IST

Retirement traps: Why old financial rules no longer work. (Image Source: Gemini)

7 retirement planning sins you need to unlearn right now

What worked for retirement in the 90s can quietly ruin your future today. Depending on pensions, piling into property, trusting…

August 24, 2025 05:33 IST

Why retiring on Rs 1 crore could be your biggest financial mistake

Retirement once felt secure with Rs 1 crore, but rising costs, longer lifespans, and inflation have changed the picture. Today,…

Updated: August 23, 2025 08:09 IST

Inflation calculator: What will Rs 1 lakh become in 30 years? How your retirement savings could derail

Most people ignore the impact of inflation while planning for retirement, assuming their current savings will be enough. But with…

August 9, 2025 14:57 IST

mutual funds, retirement, retirement planning

Best mutual Fund types for retirement planning

A well-planned retirement requires disciplined investing in avenues that generate inflation-beating returns.

August 2, 2025 07:39 IST

Retirement reality check: The hidden costs of your first five years and how to thrive. (Image Source: Canva)

The single biggest mistake people make in their first 5 years of retirement

Retirement may seem like a financial break, but the first five years can be surprisingly expensive. From rising healthcare costs…

August 2, 2025 05:30 IST

retirement, money, Financial Planner, Emergency Funds, Education Funds

Your age-by-age retirement playbook: The right moves for your 30s, 40s, and 50s

What if the way you save for retirement in your 30s could make you a crorepati, but the same strategy…

July 27, 2025 05:00 IST

34-year-old NRI wants to retire in India with Rs 4 cr savings, is it enough?

The NRI writes, “my wife doesn’t want to retire, I am sure she will get a decent job in India…

July 17, 2025 20:25 IST

8 budget-friendly cities to retire early without sacrificing comfort

Want to retire early without draining your savings? Discover India’s most affordable cities—like Mysore, Coimbatore, and Siliguri—offering clean air, quality…

July 13, 2025 05:30 IST

Related News

Aadhaar Card update October 2025: Here’s how to change name, address, date of birth and phone number online in simple steps

gold price fall, gold price jump, gold rate today, gold returns yearly, gold bull run

Govt’s gold bond debt hits Rs 1.5 trillion

The other debutant: The rise, fall, and return of the man who started with Tendulkar

Gujarat second richest as per Hurun List 2025

After Gautam Adani, this pharma billionaire is richest in Gujarat; his net worth is Rs 84,510 crore

Who is Alexandr Wang? The 28-year-old hired by Mark Zuckerberg for $14 billion to head Meta’s Superintelligence Labs

India may double capex to $800 billion by FY30: S&P Global Ratings

Business28 min ago

S&P Global Ratings report forecasts India’s top companies to double capital expenditure in next 5 years, reaching $800 billion by 2030. Infrastructure investments, government policies, and stable political climate support this growth. Comparison to China’s capex trajectory in 2000s highlights potential for sustained growth and avoiding excess.

View all shorts