Bank loans

RBI to let lenders lock your smartphone in case of EMI skip? Here's what Guv Sanjay Malhotra has to say

RBI to let lenders lock your smartphone in case of EMI skip? Governor Sanjay Malhotra clarifies

In India, around one-third of consumer electronics, including smartphones, are bought on EMIs by customers, according to a recent study…

October 1, 2025 16:04 IST

bajaj finance, Reserve Bank of India, India central bank, recover small loans, mobile phone locking, consumer electronics loans, Bajaj Finance, RBI phone lock, bank phone lock, remote phone lock

RBI may allow lenders to remotely lock mobile phones if user defaults on loan EMI: Report

Under the updated guidelines, lenders would be required to secure prior consent from borrowers before using any locking mechanism.

September 11, 2025 20:36 IST

US Tariffs Hit Indian Exporters: Banks Brace for Stress in MSMEs and Key Sectors. (Image Source: Fe)

Banks gear up for rising defaults

Indian exporters, particularly MSMEs, are showing early signs of financial distress following the imposition of US tariffs.

August 28, 2025 23:01 IST

Got a high CIBIL score? You might still be denied a loan — here's why

Got a high credit score? You might still be denied a loan — here’s why

Thinking your credit score is enough to get a loan? Think again. Lenders also check your job stability, EMI burden…

July 24, 2025 16:49 IST

India's Loan Growth Remains Muted Despite Liquidity Deluge & Rate Cuts: Why? (Image Source: Freepik)

Why loan growth is slowing down

Despite ample system liquidity and RBI’s policy rate reductions, India’s bank loan growth remains subdued. This is attributed to a…

July 23, 2025 20:49 IST

Scheduled Caste, SC, Scheduled Tribe, ST, entrepreneurs, sme,

Revised Stand-Up India scheme likely by September

The Centre plans to relaunch the Stand-Up India scheme by September 2025, doubling loan limits to Rs 2 crore for…

July 18, 2025 20:08 IST

MTNL defaults on bank loans worth Rs 8585 crore; total debt of Rs 34,484 crore

MTNL said that it has defaulted on the payment of capital borrowed from the State Bank of India, Punjab National…

July 16, 2025 17:37 IST

RBI allows voluntary gold, silver collateral for agri, MSME loans within collateral-free limit

RBI clarifies voluntary gold, silver collateral allowed for small loans

RBI clarifies that banks can accept voluntary gold and silver pledges for agriculture and MSME loans up to Rs 2…

July 11, 2025 18:47 IST

Banks Boost MSME Lending as Large Corporate Loan Growth Slows. (Image Source: Fe)

Bank loan to MSMEs grows 4%, corp book shrinks

Indian banks are significantly increasing their focus on Micro, Small, and Medium Enterprises (MSMEs), with loans to the sector growing…

July 10, 2025 05:13 IST

RBI Eliminates Pre-Payment Charges on Business Loans for Individuals & MSEs from Jan 2026. (Image Source: Reuters)

Why RBI stopped foreclosure fees on loans to small borrowers

From January 1, 2026, the RBI’s new guidelines will prohibit banks and NBFCs from levying pre-payment charges on floating-rate business…

July 8, 2025 20:17 IST

What is next for student loans as House passes Trump’s ‘One Big Beautiful Bill’

The bill ushers in a series of structural changes to federal student loans, primarily targeting future borrowers. Graduate students will…

July 4, 2025 20:12 IST

Missing out on Buy Now, Pay Later can cause huge damage to your credit score – know how

‘Buy Now Pay Later’ trap: How even a Rs 1,000 default can damage your credit score more than a missed EMI

A missed payment of just Rs 1,000 on a Buy Now, Pay Later (BNPL) plan can hurt your credit score…

June 26, 2025 13:39 IST

ED raids in Delhi-NCR, Punjab in bank loan ‘fraud’ case

The action is being undertaken against the promoters of a company, Shilpi Cables Technologies Ltd (SCTL), and some linked entities.

Updated: June 25, 2025 12:06 IST

Learn whether to switch from an MCLR-linked home loan to a repo-linked one for better rates. (Image Source: Freepik)

Switch from MCLR to repo rate loan now

This Q&A addresses common personal finance queries, offering practical advice on home loans, car loans, and personal loans in India.

June 13, 2025 20:44 IST

HDFC Bank stake in HDB Financial, HDB IPO 2025, HDB Financial Services IPO

HDFC Bank vs Lilavati Round 2: Bank plans legal action as Trust flags ‘missing ledger’

HDFC Bank has hit back at Lilavati Trust, calling its allegations false and defamatory, and warned of legal action. The…

Updated: June 12, 2025 10:14 IST

IndusInd Bank, banking sector, Q4FY25 results, dividend, accounting discrepancy, fourth quarter, banks, profit, loss

Shadowed by financial discrepancies: IndusInd Bank posts largest-ever quarterly loss at Rs 2,328.92 crore

Indusind Bank posted Q4 loss at Rs 2,328.92 crore in comparison to a profit of Rs 2,349.08 crore recorded during…

Updated: May 21, 2025 19:57 IST

money, tax, loan, education loans, EMI, money, personal loan, interest rates

Pre-pay personal loan to reduce interest outgo; Your queries answered

Planning to pre-pay your personal loan or take a home, education, or gold loan? Get expert answers on foreclosure benefits,…

May 16, 2025 21:00 IST

RBL bank, money, MFIN, microfinance sector, NBFC, non-banking financial companies-microfinance institutions

EXPLAINER | When small loans spell big trouble

India’s microfinance sector faces a major crisis with NPAs surging to 16% in FY25. Weak underwriting, borrower overleveraging, and state…

May 5, 2025 20:53 IST

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‘No risk-free path’: Powell signals another rate cut as Fed weighs weak jobs

Business14 min ago

The US labor market is stagnant, with low hiring and firing rates. However, Federal Reserve Chair Jerome Powell believes the economy may be stronger than expected. Policymakers are struggling with balancing job market weakness and high inflation. Despite tension between spending and job creation, Powell urges a balanced approach to interest rate cuts.

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