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NAV as on Sep 23, 2025
Benchmark
CRISIL Debt Hybrid Index
Expense Ratio
1.09%
Fund Category
Solution Oriented - Retirement
Fund Size
Rs 4,632 Crores
Exit Load
1.00%
Min. Investment
Rs 500
Nav Chart
Asset Allocation
Sector Allocation
UTI Retirement Fund - Direct Plan - Growth Fund Details
Investment Objective - The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of repurchase value of their holding through a systematic withdrawal plan.
Fund House
Return Since Launch
14.12%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
High
Ratio Analysis
Standard Deviation
5.35 vs NA
Fund Vs Category Avg
Beta
0.97 vs NA
Fund Vs Category Avg
Sharpe Ratio
1.09 vs NA
Fund Vs Category Avg
Portfolio Turnover Ratio
38.00 vs NA
Fund Vs Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 3.50 | Equity | ||
| 3.10 | Equity | ||
| 2.02 | Equity | ||
| 1.59 | Equity | ||
| 1.45 | Equity | ||
| 1.07 | Equity | ||
| 0.97 | Equity | ||
| 0.91 | Equity | ||
| 0.87 | Equity | ||
| 0.86 | Equity |
Sep 23, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | -0.33 | 0.68 | 0.54 | 5.07 | 12.69 | 13.14 | 14.61 | 10.24 | 14.12 |
| Category Average (%) | -0.39 | 0.87 | 1.45 | 7.80 | 0.72 | 11.46 | 10.24 | NA | 12.15 |
| Rank within Category | 80 | 74 | 83 | 72 | 38 | 41 | 31 | 9 | 38 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 57.89 | 6,584 | -0.43 | 0.98 | 1.78 | 9.39 | -2.32 | 20.54 | 26.59 | NA | 20.11 | 0.74 | |
| 53.74 | 4,632 | -0.33 | 0.68 | 0.54 | 5.07 | 2.25 | 13.14 | 14.61 | 10.24 | 14.12 | 1.09 | |
| 33.01 | 3,144 | -0.49 | 1.73 | 3.82 | 10.28 | -3.53 | 19.61 | 22.95 | 12.83 | 11.91 | 0.98 | |
| 21.48 | 2,949 | -0.67 | 1.50 | 2.27 | 9.79 | -3.89 | 15.52 | NA | NA | 18.08 | 0.88 | |
| 76.97 | 2,115 | -1.15 | 0.33 | -0.38 | 10.13 | -1.46 | 16.00 | 16.92 | 13.92 | 17.39 | 0.60 | |
| 79.28 | 2,047 | -1.40 | -0.06 | -1.34 | 10.65 | -4.59 | 16.87 | 18.01 | 15.07 | 17.67 | 0.54 | |
| 44.23 | 1,660 | -0.20 | 0.95 | 1.30 | 7.76 | -0.52 | 16.73 | 19.63 | NA | 16.79 | 0.94 | |
| 20.17 | 1,597 | -0.44 | 1.80 | 2.95 | 9.91 | -1.05 | 14.71 | NA | NA | 16.47 | 1.09 | |
| 36.58 | 1,333 | -0.38 | 1.75 | 3.27 | 17.17 | 5.02 | 25.85 | 30.38 | NA | 21.81 | 0.71 | |
| 29.38 | 916 | -0.07 | 2.05 | 4.33 | 15.26 | 4.89 | 22.56 | 23.06 | NA | 17.82 | 0.77 |
Sep 23, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,113 (+2.25%)
Fund Manager
Mr. Sunil Patil is an M.Com, MFM and is a certified CA LLB-I. Mr. Patil has total experience of 16 years with UTI in primary market investment and dealing and 7 years experience in fund management.
View MoreHere is the list of funds managed by Sunil Patil
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Hybrid - Aggressive | 434.88 | 6,302 | -1.36 | 21.08 | |
| Solution Oriented - Retirement | 53.74 | 4,632 | 2.25 | 14.61 | |
| Solution Oriented - Children | 41.52 | 4,492 | 1.48 | 12.05 | |
| Hybrid - Equity Savings | 19.58 | 714 | 4.38 | 13.09 | |
| Debt - FMP | 12.32 | 333 | 7.26 | NA | |
| Others - Index Funds/ETFs | 12.44 | 324 | 6.52 | NA | |
| Debt - Medium to Long Duration | 80.28 | 324 | 6.47 | 8.55 | |
| Debt - Credit Risk | 19.61 | 274 | 8.22 | 10.23 | |
| Debt - FMP | 12.19 | 186 | 7.27 | NA | |
| Others - Index Funds/ETFs | 12.12 | 170 | 7.51 | NA |
Sep 23, 2025
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4,380.13 | 28,656 | 0.09 | 0.48 | 1.45 | 3.29 | 6.93 | 7.10 | 5.73 | 6.27 | 12.30 | 0.15 | |
| 355.02 | 25,509 | -0.99 | 0.98 | 2.47 | 10.34 | -1.77 | 11.98 | 17.69 | 13.44 | 32.36 | 1.00 | |
| 175.66 | 23,719 | -0.64 | 1.21 | 1.26 | 8.60 | -1.95 | 14.30 | 18.88 | 13.44 | 25.25 | 0.17 | |
| 3,172.86 | 19,496 | 0.11 | 0.49 | 1.53 | 4.08 | 7.94 | 7.67 | 6.23 | 6.88 | 9.49 | 0.14 | |
| 304.52 | 12,948 | -0.45 | 1.24 | 1.70 | 9.33 | -3.12 | 14.17 | 18.99 | 13.17 | 30.78 | 0.92 | |
| 339.14 | 11,668 | -1.07 | 0.36 | 1.51 | 13.38 | -5.39 | 17.59 | 24.37 | 15.42 | 31.89 | 0.92 |
Sep 23, 2025
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