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NAV as on Feb 12, 2026
Benchmark
Nifty50 Hybrid Composite Debt 65:35 Index
Expense Ratio
0.94%
Fund Category
Solution Oriented - Retirement
Fund Size
Rs 1,744 Crores
Exit Load
0.00%
Min. Investment
Rs 100
Nav Chart
Asset Allocation
Sector Allocation
HDFC Retirement Savings Fund - Hybrid Equity - Direct Plan - Growth Fund Details
Investment Objective - The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of their holding after the age of 60 years by investing in a mix of securities comprising of equity, equity related instruments and/or Debt/Money Market Instruments.
Fund House
Return Since Launch
16.22%
Launch Date
Feb 5, 2016
Type
Open Ended
Riskometer
Very High
Ratio Analysis
Standard Deviation
8.86
Category Avg
Beta
0.99
Category Avg
Sharpe Ratio
0.90
Category Avg
Portfolio Turnover Ratio
33.40
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 6.82 | Equity | ||
| 5.39 | Equity | ||
| 3.60 | Equity | ||
| 2.91 | Equity | ||
| 2.87 | Equity | ||
| 2.82 | Equity | ||
| 2.78 | Equity | ||
| 2.41 | Equity | ||
| 2.40 | Equity | ||
| 2.30 | Equity |
Feb 12, 2026
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.54 | 0.35 | -0.33 | 3.57 | 9.56 | 15.26 | 13.99 | NA | 16.22 |
| Category Average (%) | 0.90 | 0.80 | -0.23 | 3.43 | 10.36 | 12.20 | 7.73 | NA | 11.44 |
| Rank within Category | 43 | 46 | 35 | 32 | 43 | 31 | 15 | NA | 16 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 58.57 | 7,086 | 0.59 | 0.65 | -0.62 | 3.98 | 11.98 | 18.75 | 19.22 | NA | 19.40 | 0.71 | |
| 55.08 | 4,789 | 0.38 | 0.61 | 0.51 | 3.77 | 8.69 | 12.77 | 11.78 | 10.95 | 13.89 | 1.13 | |
| 33.17 | 3,119 | 1.56 | 2.33 | 0.04 | 4.28 | 13.25 | 19.38 | 15.99 | 14.21 | 11.51 | 0.98 | |
| 21.48 | 3,057 | 0.83 | 0.22 | -0.92 | 3.92 | 10.92 | 14.21 | NA | NA | 16.56 | 0.89 | |
| 77.19 | 2,166 | 1.37 | 0.77 | -1.14 | 2.27 | 10.88 | 16.62 | 12.71 | 14.98 | 16.86 | 0.70 | |
| 79.29 | 2,108 | 1.45 | 0.91 | -1.27 | 1.86 | 10.56 | 17.84 | 13.14 | 16.37 | 17.10 | 0.62 | |
| 44.77 | 1,744 | 0.54 | 0.35 | -0.33 | 3.57 | 10.39 | 15.26 | 13.99 | NA | 16.22 | 0.94 | |
| 20.50 | 1,658 | 0.82 | 0.73 | 0.36 | 5.63 | 12.59 | 14.12 | NA | NA | 15.48 | 1.04 | |
| 38.24 | 1,642 | 1.27 | 2.22 | 0.76 | 9.04 | 24.04 | 27.94 | 22.91 | NA | 21.25 | 0.75 | |
| 30.70 | 1,082 | 1.96 | 2.23 | 1.93 | 9.49 | 21.83 | 24.65 | 17.89 | NA | 17.48 | 0.80 |
Feb 12, 2026
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,520 (+10.39%)
Fund Manager
Mr. Shobhit holds an M.B.A. degree from Clemson University, USA. He has over 17 years of experience in Fixed Income markets, credit rating etc. Prior to joining HDFC AMC he worked in Templeton Asset Management (India) Pvt. Ltd. as AVP & Portfolio Manager (Feb 1997 to Feb 2004) and ICRA Ltd. as Business / Investment Analyst, Member Executive Rating Committee(July 1992 to Jan 1997).
View MoreHere is the list of funds managed by Shobhit Mehrotra
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Floater | 53.01 | 16,733 | 7.75 | 6.83 | |
| Solution Oriented - Retirement | 58.57 | 7,086 | 11.98 | 19.22 | |
| Debt - Credit Risk | 27.17 | 6,947 | 8.45 | 7.41 | |
| Debt - Long Duration | 12.25 | 4,124 | 2.03 | NA | |
| Debt - Medium Duration | 63.52 | 3,868 | 8.04 | 6.98 | |
| Hybrid - Conservative | 89.27 | 3,333 | 7.02 | 9.83 | |
| Solution Oriented - Retirement | 44.77 | 1,744 | 10.39 | 13.99 | |
| Debt - Medium to Long Duration | 65.40 | 880 | 5.37 | 5.84 | |
| Solution Oriented - Retirement | 24.93 | 161 | 7.61 | 8.67 |
Feb 12, 2026
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 578.61 | 1,08,205 | 0.56 | 0.47 | 0.09 | 4.66 | 11.99 | 18.78 | 18.09 | 17.89 | 36.24 | 0.76 | |
| 2,292.82 | 96,295 | 1.09 | 1.03 | 1.37 | 7.04 | 17.29 | 23.18 | 21.54 | 20.02 | 51.31 | 0.67 | |
| 226.10 | 92,642 | 0.96 | 1.98 | 0.67 | 7.73 | 20.56 | 26.64 | 24.32 | 21.03 | 26.82 | 0.74 | |
| 5,368.94 | 63,820 | 0.11 | 0.53 | 1.50 | 2.98 | 6.45 | 7.00 | 5.91 | 6.15 | 13.66 | 0.20 | |
| 1,282.66 | 40,604 | 1.02 | 0.81 | 1.15 | 6.22 | 12.43 | 16.99 | 15.41 | 16.68 | 44.76 | 0.98 | |
| 156.45 | 37,753 | 1.37 | 1.68 | -4.22 | -1.35 | 13.08 | 20.40 | 22.46 | 20.87 | 23.32 | 0.67 |
Feb 12, 2026
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