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NAV as on May 11, 2026
Benchmark
CRISIL Debt Hybrid Index
Expense Ratio
1.14%
Fund Category
Solution Oriented - Retirement
Fund Size
Rs 4,476 Crores
Exit Load
1.00%
Min. Investment
Rs 500
Nav Chart
Asset Allocation
Sector Allocation
UTI Retirement Fund - Direct Plan - Growth Fund Details
Investment Objective - The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of repurchase value of their holding through a systematic withdrawal plan.
Fund House
Return Since Launch
13.43%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
High
Ratio Analysis
Standard Deviation
5.25 vs 8.86
Fund Vs Category Avg
Beta
0.97 vs 0.99
Fund Vs Category Avg
Sharpe Ratio
0.90
Category Avg
Portfolio Turnover Ratio
33.40
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 2.59 | Equity | ||
| 2.40 | Equity | ||
| 1.89 | Equity | ||
| 1.49 | Equity | ||
| 1.35 | Equity | ||
| 1.23 | Equity | ||
| 1.20 | Equity | ||
| 1.18 | Equity | ||
| 0.96 | Equity | ||
| 0.96 | Equity |
May 11, 2026
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.02 | 0.19 | -2.40 | -1.40 | 3.25 | 10.87 | 10.62 | 9.90 | 13.43 |
| Category Average (%) | 0.09 | 1.51 | -2.00 | -1.64 | 5.15 | 10.54 | 8.86 | NA | 10.64 |
| Rank within Category | 52 | 82 | 62 | 45 | 55 | 42 | 34 | 9 | 28 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 54.61 | 6,236 | -0.44 | -0.56 | -7.43 | -6.86 | 0.54 | 14.11 | 16.58 | 16.92 | 18.09 | 0.80 | |
| 53.87 | 4,476 | 0.02 | 0.19 | -2.40 | -1.40 | 3.25 | 10.87 | 10.62 | 9.90 | 13.43 | 1.14 | |
| 31.89 | 2,781 | -0.28 | 1.41 | -4.18 | -3.50 | 5.23 | 16.52 | 15.14 | 12.52 | 10.86 | 1.02 | |
| 20.66 | 2,719 | -0.47 | 1.33 | -4.36 | -4.36 | 3.78 | 11.51 | 14.28 | NA | 14.88 | 0.90 | |
| 78.50 | 1,888 | 0.82 | 5.57 | 1.41 | 1.27 | 9.30 | 15.80 | 13.26 | 13.92 | 16.68 | 0.72 | |
| 80.92 | 1,824 | 0.91 | 6.45 | 1.71 | 1.60 | 9.71 | 17.11 | 13.85 | 15.07 | 16.95 | 0.65 | |
| 38.46 | 1,609 | -0.03 | 3.83 | 0.13 | 2.02 | 20.15 | 25.84 | 23.72 | NA | 20.56 | 0.71 | |
| 42.11 | 1,540 | -0.37 | -0.67 | -6.62 | -5.90 | 0.64 | 11.42 | 12.20 | 14.15 | 15.12 | 0.96 | |
| 19.88 | 1,466 | -0.30 | 1.11 | -3.47 | -2.42 | 6.49 | 11.86 | 13.57 | NA | 14.04 | 1.07 | |
| 30.52 | 1,041 | 0.79 | 3.32 | -0.81 | 1.80 | 17.25 | 22.36 | 17.77 | NA | 16.76 | 0.81 |
May 11, 2026
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,163 (+3.25%)
Fund Manager
Mr. V Srivatsa has done B.Com, CA, ICMA, PGDM. He has been with UTI AMC since 2002. He has around 4 years of experience in the Equity Securities Research handling variety of sectors. Last 4 years in the fund management as fund manager for offshore funds. He is looking after fund management of Hybrid Schemes as an adhoc arrangement and report to Head of Fixed Income. Prior to joining UTI AMC, he has worked with Ford, Rhodes Parks & Co., Chartered Accountants for 3 years and as Officer-Audit in Madras Cements Ltd.
View MoreHere is the list of funds managed by V Srivatsa
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Hybrid - Aggressive | 432.58 | 6,115 | 4.16 | 13.96 | |
| Equity - Large & Mid Cap | 196.19 | 5,234 | 10.20 | 17.74 | |
| Solution Oriented - Retirement | 53.87 | 4,476 | 3.25 | 10.62 | |
| Hybrid - Equity Savings | 20.03 | 788 | 5.36 | 9.92 |
May 11, 2026
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 4,554.94 | 37,194 | 0.10 | 0.45 | 1.65 | 3.18 | 6.32 | 7.00 | 6.13 | 6.16 | 12.01 | 0.16 | |
| 166.49 | 24,433 | -0.91 | -0.97 | -8.25 | -7.27 | 0.12 | 10.21 | 10.93 | 12.80 | 23.43 | 0.20 | |
| 3,292.67 | 21,694 | 0.09 | 0.38 | 1.48 | 2.91 | 6.52 | 7.40 | 6.48 | 6.74 | 9.33 | 0.12 | |
| 321.73 | 20,438 | 1.72 | 2.32 | -4.99 | -8.34 | -1.91 | 9.23 | 7.73 | 12.36 | 29.66 | 1.05 | |
| 285.48 | 11,203 | -0.23 | -0.33 | -7.62 | -7.23 | -0.28 | 10.84 | 10.51 | 12.50 | 28.51 | 0.93 | |
| 39.36 | 10,500 | 0.12 | 0.45 | 1.49 | 3.29 | 6.55 | 7.57 | 6.58 | 6.36 | 10.85 | 0.25 |
May 11, 2026
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