HSBC Banking and PSU Debt Fund - Direct Plan - Growth

Debt

Banking & PSU

Moderate Risk

Rs 26.19

0.05

NAV as on Nov 6, 2025

Growth Direct

Growth Regular

Benchmark

Nifty Banking & PSU Debt Index A-II

Expense Ratio

0.23%

Fund Category

Debt - Banking & PSU

Fund Size

Rs 4,418 Crores

Exit Load

0.00%

Min. Investment

Rs 5,000

Nav Chart

Sector Allocation

HSBC Banking and PSU Debt Fund - Direct Plan - Growth Fund Details

Investment Objective - To generate reasonable returns and liquidity primarily through investment in money market and short term debt instruments.

Fund House

HSBC Mutual Fund

Return Since Launch

7.78%

Launch Date

Jan 1, 2013

Type

Open Ended

Riskometer

Moderate

Ratio Analysis

Standard Deviation

1.51

Category Avg

Top Holdings

Name	Assets (%)	Sector	Instrument
LIC Housing Finance Ltd.	3.81	Finance	Bonds
Power Finance Corporation Ltd.	3.14	Finance	Bonds
Bajaj Finance Ltd.	2.95	Finance	Bonds
Axis Bank Ltd.	2.41	Banks	Bonds
HDFC Bank Ltd.	2.17	Banks	Certificate of Deposits
Indian Oil Corporation Ltd.	1.41	Petroleum	Bonds
Embassy Office Parks REIT	1.14	Finance	Bonds
Power Grid Corporation of India Ltd.	0.75	Power	Bonds
Indian Railway Finance Corporation Ltd.	0.72	Finance	Bonds
Kotak Mahindra Bank Ltd.	0.12	Banks	Bonds

Nov 6, 2025

Performance Analysis

	1W	1M	3M	6M	1Y	3Y	5Y	10Y	SI
Fund Returns (%)	0.15	0.60	1.53	3.43	8.14	7.78	5.66	7.25	7.78
Category Average (%)	0.14	0.58	1.44	3.06	8.03	7.33	5.16	NA	7.35
Rank within Category	58	71	25	16	11	30	47	23	25

* Returns over 1 year are CAGR

Screen Funds Yourself to identify the best mutual funds and explore top mutual funds screens.

Peer Comparision

Scheme Name(Growth Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
Bandhan Banking and PSU Fund	25.90	13,055	0.15	0.50	1.42	3.03	7.94	7.64	6.08	7.46	7.80	0.36
Axis Banking & PSU Debt Fund	2,784.37	13,040	0.14	0.61	1.48	3.27	8.35	7.71	6.11	7.51	8.29	0.35
ICICI Prudential Banking and PSU Debt Fund	34.94	9,767	0.11	0.57	1.50	3.23	8.31	8.01	6.71	7.83	10.39	0.39
Aditya Birla Sun Life Banking & PSU Debt Fund	389.85	9,176	0.14	0.68	1.50	3.12	8.30	7.97	6.32	7.82	11.17	0.39
HDFC Banking and PSU Debt Fund	24.55	5,885	0.15	0.70	1.50	3.22	8.37	8.01	6.37	7.74	8.03	0.39
Kotak Banking and PSU Debt Fund	69.81	5,794	0.15	0.66	1.55	3.17	8.34	8.07	6.47	7.83	16.32	0.40
Nippon India Banking and PSU Fund	22.06	5,499	0.17	0.63	1.42	3.08	8.40	8.06	6.33	7.73	7.84	0.38
HSBC Banking and PSU Debt Fund	26.19	4,418	0.15	0.60	1.53	3.43	8.45	7.78	5.66	7.25	7.78	0.23
DSP Banking & PSU Debt Fund	25.46	4,273	0.11	0.50	1.28	2.44	7.51	7.92	6.05	7.48	8.00	0.33
SBI Banking & PSU Fund	3,395.97	4,087	0.12	0.65	1.58	3.26	8.48	7.99	6.02	7.51	9.99	0.39

View All

Nov 6, 2025

Return Calculator

₹ One-Time

Over the past

Invested

₹5000

Invested Amount
Estimated Return

Total investment of ₹5000

Would have become ₹5,423 (+8.45%)

Fund Manager

Mahesh Chhabria

Jalpan Shah

Mr. Mahesh holds B.Com, FCA (ICAI), CFA (ICFAI), FRM (GARP). Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.

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Here is the list of funds managed by Mahesh Chhabria

Scheme Name(Growth Direct)	Category	NAV(Rs)	AUM(Rs Cr)	1Y(%)	5Y(%)
HSBC Liquid Fund	Debt - Liquid	2,681.63	20,075	6.77	5.79
HSBC Money Market Fund	Debt - Money Market	28.35	5,271	7.65	6.00
HSBC Multi Cap Fund	Equity - Multi Cap	19.73	5,033	3.05	NA
HSBC Overnight Fund	Debt - Overnight	1,380.94	4,742	6.02	5.37
HSBC Banking and PSU Debt Fund	Debt - Banking & PSU	26.19	4,418	8.45	5.66
HSBC Ultra Short Duration Fund	Debt - Ultra Short Duration	1,403.92	3,321	7.39	6.06
HSBC Arbitrage Fund	Hybrid - Arbitrage	20.75	2,438	7.00	6.24
HSBC Multi Asset Allocation Fund	Hybrid - Multi Asset Allocation	12.95	2,289	8.77	NA
HSBC CRISIL IBX 50 50 Gilt Plus SDL Apr 2028 Index Fund	Others - Index Funds/ETFs	12.80	1,866	8.41	NA
HSBC Balanced Advantage Fund	Hybrid - Dynamic Asset Allocation/Balanced Advantage	50.91	1,556	3.93	11.35

View All

Nov 6, 2025

Top Performing Related Funds

Scheme Name(Growth Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
HSBC Liquid Fund	2,681.63	20,075	0.10	0.48	1.45	3.05	6.77	7.10	5.79	6.24	7.98	0.12
HSBC Small Cap Fund	89.41	16,041	-1.18	0.14	0.91	11.49	-8.18	20.27	30.29	19.75	21.01	0.65
HSBC Value Fund	125.56	13,712	-0.72	1.83	2.90	11.31	2.87	24.14	26.11	17.43	21.76	0.76
HSBC Midcap Fund	449.45	11,937	-1.09	-0.51	3.35	14.59	0.79	25.12	24.35	17.61	34.46	0.65
HSBC Corporate Bond Fund	79.98	6,177	0.14	0.60	1.60	3.67	8.78	8.26	6.07	7.65	17.56	0.29
HSBC Aggressive Hybrid Fund	64.66	5,546	-0.91	-0.42	2.71	12.52	4.22	16.42	16.12	12.45	15.63	0.83