HSBC Banking and PSU Debt Fund - Direct Plan - Growth

Debt

Banking & PSU

Moderate Risk

Rs 26.60

0.19

NAV as on Apr 15, 2026

Growth Direct

Growth Regular

Benchmark

Nifty Banking & PSU Debt Index A-II

Expense Ratio

0.24%

Fund Category

Debt - Banking & PSU

Fund Size

Rs 3,972 Crores

Exit Load

0.00%

Min. Investment

Rs 5,000

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Sector Allocation

HSBC Banking and PSU Debt Fund - Direct Plan - Growth Fund Details

Investment Objective - To generate reasonable returns and liquidity primarily through investment in money market and short term debt instruments.

Fund House

HSBC Mutual Fund

Return Since Launch

7.64%

Launch Date

Jan 1, 2013

Type

Open Ended

Riskometer

Moderate

Ratio Analysis

Standard Deviation

1.72

Category Avg

Top Holdings

Name	Assets (%)	Sector	Instrument
Indian Oil Corporation Ltd.	3.98	Petroleum	Bonds
Indian Railway Finance Corporation Ltd.	2.67	Finance	Bonds
Bajaj Finance Ltd.	1.93	Finance	Bonds
ICICI Bank Ltd.	1.54	Banks	Certificate of Deposits
HDFC Bank Ltd.	1.31	Banks	Bonds
Canara Bank	1.19	Banks	Certificate of Deposits
Punjab National Bank	1.19	Banks	Certificate of Deposits
Union Bank of India	1.19	Banks	Certificate of Deposits
Power Finance Corporation Ltd.	0.63	Finance	Bonds
Embassy Office Parks REIT	0.62	Finance	Bonds

View All

Apr 15, 2026

Performance Analysis

	1W	1M	3M	6M	1Y	3Y	5Y	10Y	SI
Fund Returns (%)	0.26	0.49	1.17	1.95	5.74	7.10	5.70	7.04	7.64
Category Average (%)	0.28	0.49	1.18	1.89	5.33	6.75	5.49	NA	7.23
Rank within Category	108	66	42	35	21	39	52	23	23

* Returns over 1 year are CAGR

Screen Funds Yourself to identify the best mutual funds and explore top mutual funds screens.

Peer Comparision

Scheme Name(Growth Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
Axis Banking & PSU Debt Fund	2,832.78	12,598	0.25	0.56	1.25	2.09	5.72	7.19	6.15	7.30	8.15	0.34
Bandhan Banking and PSU Fund	26.45	12,289	0.29	0.78	1.62	2.42	5.82	7.20	6.19	7.28	7.70	0.36
ICICI Prudential Banking and PSU Debt Fund	35.64	9,109	0.42	0.53	1.26	2.25	5.90	7.61	6.79	7.57	10.19	0.39
Aditya Birla Sun Life Banking & PSU Debt Fund	395.75	8,807	0.26	0.51	1.24	1.85	5.36	7.32	6.37	7.53	10.90	0.39
HDFC Banking and PSU Debt Fund	24.91	5,370	0.34	0.38	1.09	1.88	5.43	7.39	6.34	7.47	7.86	0.39
Nippon India Banking and PSU Fund	22.38	5,181	0.29	0.58	1.24	1.78	5.28	7.34	6.32	7.48	7.66	0.38
Kotak Banking and PSU Debt Fund	71.18	5,173	0.30	0.45	1.29	2.29	5.86	7.58	6.61	7.65	15.91	0.40
HSBC Banking and PSU Debt Fund	26.60	3,972	0.26	0.49	1.17	1.95	5.74	7.10	5.70	7.04	7.64	0.24
SBI Banking & PSU Fund	3,445.67	3,813	0.30	0.47	1.15	1.78	5.45	7.30	6.11	7.26	9.77	0.39
DSP Banking & PSU Debt Fund	25.77	3,451	0.34	0.36	0.92	1.39	4.43	7.18	6.04	7.20	7.81	0.33

View All

Apr 15, 2026

Return Calculator

₹ One-Time

Over the past

Invested

₹5000

Invested Amount
Estimated Return

Total investment of ₹5000

Would have become ₹5,287 (+5.74%)

Fund Manager

Mahesh Chhabria

Jalpan Shah

Mr. Mahesh holds B.Com, FCA (ICAI), CFA (ICFAI), FRM (GARP). Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.

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Here is the list of funds managed by Mahesh Chhabria

Scheme Name(Growth Direct)	Category	NAV(Rs)	AUM(Rs Cr)	1Y(%)	5Y(%)
HSBC Liquid Fund	Debt - Liquid	2,757.97	13,434	6.35	6.10
HSBC Money Market Fund	Debt - Money Market	29.12	5,970	6.66	6.27
HSBC Multi Cap Fund	Equity - Multi Cap	19.17	4,800	10.68	NA
HSBC Banking and PSU Debt Fund	Debt - Banking & PSU	26.60	3,972	5.74	5.70
HSBC Overnight Fund	Debt - Overnight	1,412.48	2,589	5.45	5.56
HSBC Multi Asset Allocation Fund	Hybrid - Multi Asset Allocation	13.66	2,589	24.62	NA
HSBC Arbitrage Fund	Hybrid - Arbitrage	21.37	2,526	6.60	6.46
HSBC Ultra Short Duration Fund	Debt - Ultra Short Duration	1,442.40	2,470	6.58	6.30
HSBC CRISIL IBX 50 50 Gilt Plus SDL Apr 2028 Index Fund	Others - Index Funds/ETFs	13.06	1,955	5.97	NA
HSBC Balanced Advantage Fund	Hybrid - Dynamic Asset Allocation/Balanced Advantage	50.17	1,448	4.52	9.64

View All

Apr 15, 2026

Top Performing Related Funds

Scheme Name(Growth Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
HSBC Small Cap Fund	85.17	13,882	3.45	9.52	0.44	-5.05	5.94	17.28	21.22	19.26	19.68	0.77
HSBC Liquid Fund	2,757.97	13,434	0.13	0.78	1.73	3.20	6.35	7.05	6.10	6.18	7.93	0.12
HSBC Value Fund	125.49	13,371	2.53	5.76	-1.11	1.27	13.63	23.32	20.74	17.53	20.97	0.70
HSBC Midcap Fund	462.92	11,342	3.41	9.28	3.28	1.05	22.17	26.81	19.85	18.21	33.45	0.66
HSBC Corporate Bond Fund	81.26	5,979	0.26	0.52	1.14	1.98	6.03	7.45	6.29	7.43	17.07	0.29
HSBC Money Market Fund	29.12	5,970	0.20	0.85	1.69	3.08	6.66	7.39	6.27	6.95	8.37	0.15