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NAV as on Apr 21, 2026
Benchmark
CRISIL Banking and PSU Debt A-II Index
Expense Ratio
0.40%
Fund Category
Debt - Banking & PSU
Fund Size
Rs 5,173 Crores
Exit Load
0.00%
Min. Investment
Rs 100
Nav Chart
Sector Allocation
Kotak Banking and PSU Debt Fund - Direct Plan - Growth Fund Details
Investment Objective - To generate risk free returns through investments in sovereign securities issued by the Central Govt and/or State Govts and/or reverse repos in such securities.
Fund House
Return Since Launch
15.9%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
Moderate
Ratio Analysis
Standard Deviation
1.73 vs 1.72
Fund Vs Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 5.47 | Certificate of Deposits | ||
| 2.76 | Debentures | ||
| 1.95 | Debentures | ||
| 1.87 | Debentures | ||
| 1.82 | Certificate of Deposits | ||
| 0.88 | Debentures | ||
| 0.48 | Debentures |
Apr 21, 2026
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.04 | 0.47 | 1.48 | 2.22 | 5.48 | 7.54 | 6.61 | 7.64 | 15.90 |
| Category Average (%) | 0.05 | 0.52 | 1.39 | 1.84 | 5.00 | 6.70 | 5.48 | NA | 7.22 |
| Rank within Category | 114 | 80 | 28 | 23 | 20 | 4 | 10 | 3 | 1 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2,833.78 | 12,643 | 0.04 | 0.56 | 1.47 | 2.02 | 5.39 | 7.12 | 6.14 | 7.29 | 8.14 | 0.34 | |
| 26.46 | 12,343 | 0.05 | 0.79 | 1.77 | 2.39 | 5.53 | 7.15 | 6.18 | 7.28 | 7.69 | 0.36 | |
| 35.67 | 9,109 | 0.09 | 0.62 | 1.45 | 2.29 | 5.64 | 7.58 | 6.79 | 7.58 | 10.18 | 0.39 | |
| 395.96 | 8,843 | 0.05 | 0.56 | 1.47 | 1.77 | 5.05 | 7.28 | 6.37 | 7.53 | 10.90 | 0.39 | |
| 24.94 | 5,370 | 0.09 | 0.52 | 1.36 | 1.84 | 5.11 | 7.34 | 6.35 | 7.48 | 7.86 | 0.39 | |
| 22.39 | 5,188 | 0.03 | 0.63 | 1.47 | 1.69 | 4.88 | 7.27 | 6.32 | 7.47 | 7.65 | 0.38 | |
| 71.21 | 5,173 | 0.04 | 0.47 | 1.48 | 2.22 | 5.48 | 7.54 | 6.61 | 7.64 | 15.90 | 0.40 | |
| 26.62 | 4,040 | 0.06 | 0.53 | 1.39 | 1.89 | 5.42 | 7.04 | 5.70 | 7.03 | 7.64 | 0.24 | |
| 3,447.42 | 3,813 | 0.05 | 0.50 | 1.32 | 1.72 | 5.17 | 7.25 | 6.10 | 7.25 | 9.76 | 0.39 | |
| 25.78 | 3,458 | 0.04 | 0.44 | 1.28 | 1.32 | 4.11 | 7.11 | 6.03 | 7.20 | 7.80 | 0.33 |
Apr 21, 2026
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,274 (+5.48%)
Fund Manager
Since: Apr - 2008.<br>Mr. Agrawal is Post Graduate in Commerce from Mumbai University and a qualified Chartered Accountant and a Company Secretary. He has also cleared AIMR CFA Level I.<br>He has been with Kotak AMC since 2000.He started off as Research Analyst in debt fund management team. And later in 2004, became a Dealer in debt fund management team.
View MoreHere is the list of funds managed by Deepak Agrawal
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Liquid | 5,597.02 | 33,309 | 6.34 | 6.08 | |
| Debt - Money Market | 4,775.47 | 32,331 | 6.66 | 6.47 | |
| Debt - Short Duration | 59.97 | 15,582 | 5.59 | 6.58 | |
| Debt - Low Duration | 3,837.08 | 15,257 | 6.71 | 6.64 | |
| Debt - Corporate Bond | 4,112.95 | 15,221 | 5.48 | 6.57 | |
| Debt - Ultra Short Duration | 47.27 | 14,989 | 6.64 | 6.35 | |
| Debt - Banking & PSU | 71.21 | 5,173 | 5.48 | 6.61 | |
| Debt - Overnight | 1,441.22 | 5,067 | 5.44 | 5.55 | |
| Debt - Floater | 1,627.98 | 3,250 | 6.69 | 6.95 | |
| Debt - Dynamic Bond | 42.23 | 2,465 | 3.60 | 6.66 |
Apr 21, 2026
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 42.19 | 67,117 | 0.06 | 0.62 | 1.69 | 3.44 | 6.66 | 7.78 | 6.77 | 6.50 | 11.44 | 0.44 | |
| 162.29 | 55,676 | 2.83 | 10.58 | 8.18 | 0.50 | 16.81 | 23.82 | 21.04 | 19.45 | 23.30 | 0.38 | |
| 97.48 | 50,146 | 1.65 | 8.32 | 1.35 | -1.12 | 9.09 | 18.00 | 15.39 | 15.34 | 18.67 | 0.59 | |
| 5,597.02 | 33,309 | 0.09 | 0.76 | 1.75 | 3.20 | 6.34 | 7.01 | 6.08 | 6.13 | 13.81 | 0.19 | |
| 4,775.47 | 32,331 | 0.09 | 0.80 | 1.80 | 3.17 | 6.66 | 7.46 | 6.47 | 6.69 | 12.46 | 0.16 | |
| 404.71 | 27,373 | 2.03 | 7.92 | 2.42 | 0.16 | 10.71 | 20.62 | 18.12 | 17.21 | 32.06 | 0.55 |
Apr 21, 2026
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