Franklin India Retirement Fund - Direct Plan - Growth

Solution Oriented

Retirement

High Risk

Rs 241.16

-0.15

NAV as on Sep 22, 2025

Growth Direct

IDCW Direct

Benchmark

CRISIL Short Term Debt Hybrid 60+40 Index

Expense Ratio

1.45%

Fund Category

Solution Oriented - Retirement

Fund Size

Rs 518 Crores

Exit Load

3.00%

Min. Investment

Rs 500

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Asset Allocation

Sector Allocation

Franklin India Retirement Fund - Direct Plan - Growth Fund Details

Investment Objective - Seeks to provide regular income under the Dividend Plan and capital appreciation under the Growth Plan.

Fund House

Franklin Templeton Mutual Fund

Return Since Launch

28.4%

Launch Date

Jan 1, 2013

Type

Open Ended

Riskometer

High

Top Holdings

Name	Assets (%)	Sector	Instrument
HDFC Bank Ltd.	4.08	Banks	Equity
ICICI Bank Ltd.	3.06	Banks	Equity
Larsen & Toubro Ltd.	1.90	Construction	Equity
Bharti Airtel Ltd.	1.77	Telecommunications	Equity
Infosys Ltd.	1.66	Information Technology	Equity
Reliance Industries Ltd.	1.59	Petroleum	Equity
Axis Bank Ltd.	1.49	Banks	Equity
Eternal Ltd.	1.22	Service	Equity
HCL Technologies Ltd.	1.16	Information Technology	Equity
UltraTech Cement Ltd.	0.96	Cement	Equity

View All

Sep 22, 2025

Performance Analysis

	1W	1M	3M	6M	1Y	3Y	5Y	10Y	SI
Fund Returns (%)	-0.02	0.34	0.72	5.65	11.94	11.51	11.51	9.26	28.40
Category Average (%)	0.09	1.00	1.52	7.94	1.29	11.14	10.25	NA	12.19
Rank within Category	75	104	70	67	26	45	39	13	1

* Returns over 1 year are CAGR

Peer Comparision

Scheme Name(Growth Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
HDFC Retirement Savings Fund - Equity	57.88	6,584	-0.27	0.96	1.48	9.37	-1.57	19.87	26.57	NA	20.12	0.74
UTI Retirement Fund	53.75	4,632	-0.08	0.71	0.44	5.10	2.57	12.79	14.59	10.28	14.13	1.09
Nippon India Retirement Fund - Wealth Creation Scheme	33.03	3,144	-0.20	1.79	3.72	10.35	-2.87	18.85	22.92	12.88	11.91	0.98
SBI Retirement Benefit Fund - Aggressive Plan	21.55	2,949	1.12	1.84	2.10	10.15	-3.14	15.01	NA	NA	18.18	0.88
Tata Retirement Savings Fund - Moderate Plan	77.39	2,115	-0.23	0.88	0.37	10.74	-0.24	15.63	17.07	14.03	17.45	0.60
Tata Retirement Savings Fund - Progressive Plan	79.80	2,047	-0.34	0.59	-0.46	11.38	-3.33	16.46	18.18	15.22	17.73	0.54
HDFC Retirement Savings Fund - Hybrid Equity	44.18	1,660	-0.05	0.86	0.91	7.66	0.02	16.21	19.62	NA	16.78	0.94
SBI Retirement Benefit Fund - Aggressive Hybrid Plan	20.21	1,597	0.92	2.01	2.75	10.14	-0.44	14.27	NA	NA	16.53	1.09
ICICI Prudential Retirement Fund - Pure Equity	36.66	1,333	0.27	1.98	3.97	17.42	6.42	25.29	30.22	NA	21.86	0.71
ICICI Prudential Retirement Fund - Hybrid Aggressive	29.41	916	0.27	2.15	4.81	15.38	5.87	22.04	22.94	NA	17.84	0.77

View All

Sep 22, 2025

Return Calculator

₹ One-Time

Over the past

Invested

₹5000

Invested Amount
Estimated Return

Total investment of ₹5000

Would have become ₹5,176 (+3.53%)

Fund Manager

Rajasa Kakulavarapu

Ajay Argal

Pallab Roy

Ms. Rajasa Kakulavarapu has done B.Tech and MBA. Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.

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Here is the list of funds managed by Rajasa Kakulavarapu

Scheme Name(Growth Direct)	Category	NAV(Rs)	AUM(Rs Cr)	1Y(%)	5Y(%)
Franklin India Flexi Cap Fund	Equity - Flexi Cap	1,834.97	18,727	-2.47	26.05
Franklin India ELSS Tax Saver Fund	Equity - ELSS	1,657.48	6,537	-3.22	25.70
Franklin India Balanced Advantage Fund	Hybrid - Dynamic Asset Allocation/Balanced Advantage	15.21	2,738	4.19	NA
Franklin India Aggressive Hybrid Fund	Hybrid - Aggressive	311.67	2,245	1.33	19.73
Franklin India Multi Asset Allocation Fund	Hybrid - Multi Asset Allocation	10.23	1,965	NA	NA
Franklin India Dynamic Asset Allocation Active Fund of Funds	Others - Fund of Funds	187.77	1,288	3.45	20.08
Franklin India Equity Savings Fund	Hybrid - Equity Savings	18.11	658	5.42	11.57
Franklin India Retirement Fund	Solution Oriented - Retirement	241.16	518	3.53	11.51
Franklin India Arbitrage Fund	Hybrid - Arbitrage	10.58	474	NA	NA
Franklin India Conservative Hybrid Fund - Plan A	Hybrid - Conservative	100.46	204	5.63	10.01

View All

Sep 22, 2025

Top Performing Related Funds

Scheme Name(Growth Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
Franklin India Flexi Cap Fund	1,834.97	18,727	-0.02	0.77	0.48	8.78	-2.47	19.54	26.05	15.32	50.59	0.89
Franklin India Small Cap Fund	194.18	13,302	-0.25	1.14	1.07	12.62	-7.41	22.67	30.64	17.47	26.24	0.90
Franklin India Focused Equity Fund	123.98	12,263	0.11	0.99	3.23	11.09	-3.12	17.26	26.55	15.48	21.86	0.95
Franklin India Mid Cap Fund	3,112.95	12,251	-0.51	0.41	1.85	11.04	-1.42	22.07	26.30	16.71	56.97	0.95
Franklin India Large Cap Fund	1,153.12	7,690	0.18	0.81	2.15	10.48	-1.17	15.73	21.22	12.64	45.19	1.08
Franklin India Opportunities Fund	288.56	7,509	0.29	1.95	5.87	15.29	2.02	30.30	30.80	17.96	30.23	0.52