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    1. Business News
    2. Authors
    3. sahil arora

    Sahil Arora

    Investment options, top investment options for salaried persons, best investment options, mutual funds, Bank Fixed Deposits, equity mutual funds, debt mutual funds, PPF, VPF, FD
    From mutual funds to VPF, top 5 investment options for salaried persons

    Here are five investment options for salaried individuals to meet their various financial goals depending on their time horizon and…

    By Sahil Arora
    August 3, 2020 09:57 IST
    Banks deduct 10% TDS when the interest income from FDs or RDs surpass Rs 40,000 (Rs 50,000 for senior citizens) in a financial year.
    Fixed Deposits Vs Recurring Deposits: Investing in FDs or RDs? Five tips to keep in mind

    The capital protection and income certainty features of fixed deposits (FD) and recurring deposits (RD) make them the most popular…

    By Sahil Arora
    Updated: July 13, 2020 11:36 IST
    credit card, credit card fraud, how are banks coping, banks and fintech, credit score, how to build a strong credit score, timely repayment of credit card bills, credit utilization ratio , credit report
    5 credit card moves to build a strong credit score

    A disciplined usage of credit card can play an enabling role in building a good credit score, without incurring interest…

    By Sahil Arora
    June 20, 2020 09:51 IST
    credit card, credit card dues, EMI moratorium, COVID-19 , Credit card balance transfer, loan against credit card
    Struggling with credit card dues? These 5 ways can bail yourself out

    Adopting these 5 ways can help manage your credit card dues, without incurring hefty finance charges.

    By Sahil Arora
    April 14, 2020 11:42 IST
    Mutual Funds Vs Direct Stocks, Equity mutual funds, asset class, savings, us markets, inflation
    Mutual Funds: Tips to make the most of bearish markets

    From continuing with your SIPs to safeguarding your liquidity and investing in large-cap, multi-cap and index funds, make your market…

    By Sahil Arora
    April 8, 2020 00:31 IST
    Citibank credit card payments, Citibank credit card interest rate, Citibank credit card interest rate calculation, Citibank credit card,
    Should you have multiple credit cards? Here is what you need to know

    Despite increased penetration of credit cards among the Indian consumers, a sizeable section still fears credit cards as a means…

    By Sahil Arora
    November 30, 2019 08:55 IST
    The first step towards selecting the right debt fund is to find out your risk appetite and time horizon of your financial goals. (Illustration: SHYAM Kumar Prasad)
    Selecting debt fund? Six factors to consider

    The steep fall in FD rates may soon motivate low-risk investors and those looking to park their short-term surpluses to…

    By Sahil Arora
    October 29, 2019 00:04 IST
    NPS vs Mutual Funds, NPS, mutual fund, MF, national pension system, best investment option, retirement, best investment option for retirement, ELSS, NPS All Citizen’s Model
    National Pension System vs Mutual Funds: Which is the best investment option for building a sufficient retirement corpus?

    Looking for the best investment option for retirement? Here is a look at how NPS and mutual funds fare against…

    By Sahil Arora
    Updated: September 6, 2019 18:10 IST
    best investment options, best investment option in India, short-term financial goals, bank FD, fixed deposits, debt funds, Company Fixed Deposit, RD, High Yield Savings Account
    5 best investment options to attain your short-term financial goals

    Short-term investments of up to 3 years need greater emphasis on capital protection than generating higher returns.

    By Sahil Arora
    Updated: August 8, 2019 12:03 IST
    car loan, car loan interest rate, car loan calculator, car loan eligibility, LTV ratio, EMI affordability, processing fee, credit report
    6 factors to consider before applying for a car loan

    If you too are planning to avail a car loan, consider these six factors to land yourself with a good…

    By Sahil Arora
    June 19, 2019 09:00 IST
    credit card, credit card upgrade, credit card payment, credit card upgrade ICICI, credit card upgrade SBI, HDFC, credit card offers, credit card fees, credit score
    Want to upgrade your credit card? Here is a checklist to choose the right one

    Upgrading your credit card is an obvious step to take when your income goes up. Here is a checklist which…

    By Sahil Arora
    June 15, 2019 09:15 IST
    credit card, cancellation of credit card, close credit card, credit card dues, Discount offers, deals, cash back, reward points , loans
    Forex Cards Vs Credit Cards: Which one to choose for hassle-free travelling?

    More and more people these days are opting for credit cards to avail the benefits they offer. However, how do…

    By Sahil Arora
    June 10, 2019 11:02 IST
    car loan, car loan emi calculator, auto loan, auto loan payment, car loan interest rates, car loan EMI, NOC, car loan account statement
    Auto Loan: 5 steps to take right after paying your car loan’s last EMI

    While the joy of repaying the last EMI of your car loan is completely understandable, it’s important for the borrowers…

    By Sahil Arora
    June 1, 2019 10:08 IST
    credit card, credit card offers, credit card status, credit card interest rate, credit score, pre-approved loan
    5 ways to benefit from the use of credit cards

    Credit cards come with a host of benefits. Here are 5 reasons why you shouldn’t shy away from using credit…

    By Sahil Arora
    Updated: May 18, 2019 09:06 IST
    Should you close your old salary account after a job switch? Find out

    While it is better to close your old salary account after a job switch, there may be situations where carrying…

    By Sahil Arora
    Updated: May 15, 2019 12:48 IST
    credit card, credit card debt, credit card debt trap, credit card payment, credit card interest rate, credit card debt consolidation, balance transfer credit card, outstanding dues, Credit card balance transfer
    Unable to pay off your credit card debt? Follow these 5 tips

    As credit cardholders start defaulting on their bill repayments, their outstanding balances start growing at a rapid pace. Here are…

    By Sahil Arora
    Updated: April 16, 2019 10:11 IST
    credit utilisation ratio , credit cards
    Credit cards: Know these ways to reduce your credit utilisation ratio

    Lower credit utilisation ratio indicates responsible behaviour with credit, and that you don’t depend on it heavily. This, in turn,…

    By Sahil Arora
    December 14, 2018 01:58 IST
    car loan, auto loan, how to get car loan, how to get car loan approved, car loan interest rates, credit score
    Want hassle-free car loan? Check these 5 easy steps

    Buying our own car is an aspiration many of us are able to meet quite early in our professional lives,…

    By Sahil Arora
    November 21, 2018 03:35 IST
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