Sahil Arora
Credit cards: Know these ways to reduce your credit utilisation ratio
Lower credit utilisation ratio indicates responsible behaviour with credit, and that you don’t depend on it heavily. This, in turn, has a positive impact on your credit score.
Want hassle-free car loan? Check these 5 easy steps
Buying our own car is an aspiration many of us are able to meet quite early in our professional lives, due to the availability of numerous vehicles within various price ranges, and easy loans on offer to finance them.
Here’s why switching to a senior citizen savings account makes more sense
If you happen to be over 55 years and are still using your old regular savings account, you may be missing out on special features and benefits that can only be availed with senior citizen savings bank account.
How banks decide whom to give a credit card
Those who fail to get a credit card due to eligibility issues can opt for secured credit cards, with fixed deposit in the bank offered as collateral.
Going abroad? Here’s why you should use your credit cards wisely
One must remember that the implications of using your credit card abroad is different from that while transacting in India. There are particular charges that are levied on all international transactions.
Here is what you can do if you are unable to get a credit card
Credit cards not only save us from the hassle of carrying cash, they also reduce our cost of transactions by offering cashbacks, discounts and reward points on card transactions.
5 credit cards myths debunked: From not good for financial health o improving credit score, here is how to get it right
As closing your credit card would reduce your total available credit limit, it might increase your credit utilisation ratio. This in turn will reduce your credit score.
Should you use a credit card? Here are 5 reason why the answer is yes
Credit cards have many advantages over other modes of payments. Although undisciplined swiping of a credit card can land you in a debt trap, its smart usage has several financial benefits.
How to choose the right credit card: 6 power points to note
Opt for a credit card whose benefits in the form of cashbacks, discounts, reward points and lifestyle programmes outweigh the various mandatory fees associated with it.
All you need to know about your dormant & inactive savings account
If your current/savings account does not witness any transaction over a period of 12 months, it gets classified as inactive account. Thereafter, if such account continues to remain inactive for another 12 months, it is reclas
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