
Last month also, the Department of Economic Affairs came out with a circular notifying certain revisions to the PPF norms.…
Bank of India has launched a new 333-day fixed deposit called Star Dhan Vriddhi. This tenure offers the highest interest…
Under EPFO rules, there is a provision that allows members to seek early pension, provided they fulfill certain conditions. The…
Currently, State Bank of India (SBI) offers an annuity deposit scheme with tenures of three, five, seven, or ten years.…
The National Pension System (NPS) helps private sector employees save for retirement, offering the potential for a substantial fund and…
A common mistake is assuming that the value of retirement savings will remain constant over time. For example, a ₹5…
Investing via an SIP can yield substantial long-term growth due to compounding. This article shows how even small SIP investments…
To build a retirement corpus of Rs 1 crore, selecting the right investment tool is key. This article examines Mutual…
All salaried employees are eligible, with mandatory registration for those earning less than Rs 15,000 per month and optional registration…
Managed by the Pension Fund Regulatory and Development Authority (PFRDA), NPS is available to all Indian citizens aged 18 to…
Inflation reduces the purchasing power of money over time, making it essential to factor it into your retirement planning. To…
Fixed deposit laddering ensures your fixed deposits mature at different times. This approach provides regular access to funds and avoids…
The decline in the value of the rupee over the medium to long term highlights the importance of careful retirement…
NPS is a government-backed, voluntary pension scheme offering tax benefits and flexible fund management, with returns of 9% to 12%…
The Employees’ Pension Scheme (EPS), managed by EPFO, has capped pension calculations at a Rs 15,000 wage ceiling since 2014.…
The 8th Pay Commission, expected in 2026, may increase salaries significantly, with Level 1 potentially rising to Rs 34,560 and…
Best FD plans for senior citizens: Take a look at the fixed deposit rates offered by top 10 small finance…
Small savings schemes, offered by post office and select banks, are designed in such a way that they give small…