Page 8 of personal finances

Joint Home Loan: Important things to keep in mind

Borrowings: What to check before taking a joint home loan

Look at the co-borrower’s income, credit score, repayment capacity, and level of commitment to become part of your home loan…

Updated: June 29, 2022 09:17 IST

SIPs investing works in any market condition and the key is to continue with the regular investment without worrying much about the market levels.

Equity Investing: Staying invested is key to high returns

An investment horizon of around seven years, staggered investments and continuing with SIPs can help you make money in the…

Updated: June 27, 2022 08:50 IST

Your Money: Debt mutual funds more tax efficient than bonds

Mutual funds are more tax efficient over a holding period of three years, by virtue of indexation.

June 27, 2022 01:15 IST

Safety Abroad: Always buy travel insurance for your foreign trips

Countries, where travel insurance cover is mandatory for inbound travellers, are Cuba, the USA, UAE, Qatar, Russia, Turkey, Ecuador, Galápagos…

June 27, 2022 00:15 IST

Financial planning: Women breaking financial shackles

LXME, a fintech startup, has created a platform that is allowing women to take charge of their finances and make…

June 20, 2022 04:45 IST

Fixed Deposits: Wait for some time to lock in long-term FDs

Banks will increase their deposit rates at a higher clip once credit demand picks up.

Updated: June 20, 2022 10:40 IST

Your Queries – Loans: Shorter tenure for education loan better if parent is paying

Typically, an education loan tenure would be 6-7 years as the repayment of the loan is expected to be done…

June 20, 2022 01:00 IST

Your Money: Do we need to worry about fat finger trade?

Even though fat finger mistakes create chaos in the market within a fraction of seconds, the market and the market…

June 20, 2022 00:45 IST

Mutual Funds: Bet on balanced advantage funds

Balanced advantage funds make for a better choice within all hybrid mutual funds as the fund manager can invest in…

June 20, 2022 00:30 IST

Loan Metrics – Personal Loan: A credit line for difficult times

As they are unsecured loans, interest rates are much higher than home or vehicle loans.

June 20, 2022 00:15 IST

Fixed Income: Tweak your debt fund strategy now

Investors with a short holding period and low-risk appetite should now stick to categories like liquid funds of good credit…

June 13, 2022 00:45 IST

Your Money: Investment goal is key, not inflation

The difference between CPI and WPI based inflation is not only about the point of measurement, consumer or wholesale, but…

June 8, 2022 03:10 IST

In the previous fortnight ended May 6, bank credit grew by 10.82 per cent and deposits at 9.71 per cent.

Your queries: Income Tax- Interest earned on joint accounts are taxable for both primary, secondary account holders

Deduct 5% TDS if monthly rent paid is above Rs 50,000.

June 8, 2022 02:50 IST

Your Money: Create a portfolio to beat inflation

A portfolio mix of REITS, sovereign gold bonds, ETFs, mutual funds & equity shares can help beat inflation

June 6, 2022 01:00 IST

Chidambaram recently wrote that the total outgo on free food grain, cash allowances to women, PM-Kisan and other cash transfers is “no more than Rs 2.25 trillion — which is less than the annual fuel taxes collected by the Centre alone.”

Your Queries – Mutual Funds: Funds with high exposure to G-secs more suitable now

For those investing for a long horizon, follow a core and satellite approach for the fixed-income portion of the portfolio.

June 6, 2022 00:45 IST

Life Insurance: Go for participating policies now

While non-participating products were beneficial in the lower interest rate regime, opting for participating policies will ensure protection as well…

Updated: June 6, 2022 10:35 IST

The savings surge: Individuals slash discretionary spending due to the pandemic

The rate of gross domestic savings dropped to 27.8% of GNDI from 29.4% because of a fall in savings of…

May 30, 2022 04:30 IST

Equity Funds: Multi vs flexi-cap – Where to invest?

See the difference between the two in conjunction with what is the mid-cap and small-cap exposure, and how they have…

Updated: May 30, 2022 09:14 IST

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What does a $1 trillion salary mean – What can it buy and how rich does it make you?

Life1 hr ago

Elon Musk, CEO of Tesla, is expected to become the first trillionaire in the world due to a new pay grade adding 423.7 million shares worth $1 trillion to his paycheck. This would make him wealthier than entire nations and have a major impact on various sectors, global politics, and scientific research. He would also be 100 times richer than the Ambani family.

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