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NAV as on Dec 23, 2025
Benchmark
Nifty Banking & PSU Debt Index A-II
Expense Ratio
0.28%
Fund Category
Debt - Banking & PSU
Fund Size
Rs 821 Crores
Exit Load
0.00%
Min. Investment
Rs 1,000
Nav Chart
Sector Allocation
UTI Banking & PSU Fund - Direct Plan - Growth Fund Details
Investment Objective - The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Fund House
Return Since Launch
7.25%
Launch Date
Jan 27, 2014
Type
Open Ended
Riskometer
Moderate
Ratio Analysis
Standard Deviation
1.72
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 6.84 | Non Convertible Debentures | ||
| 5.04 | Non Convertible Debentures | ||
| 4.35 | Non Convertible Debentures | ||
| 3.75 | Non Convertible Debentures | ||
| 3.08 | Non Convertible Debentures | ||
| 3.07 | Non Convertible Debentures | ||
| 1.87 | Non Convertible Debentures | ||
| 1.87 | Non Convertible Debentures |
Dec 23, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.04 | 0.25 | 1.38 | 2.84 | 7.94 | 7.60 | 7.25 | 6.90 | 7.25 |
| Category Average (%) | -0.01 | 0.02 | 1.24 | 2.37 | 7.41 | 7.06 | 5.09 | NA | 7.26 |
| Rank within Category | 27 | 19 | 19 | 10 | 5 | 20 | 1 | 29 | 38 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2,791.93 | 13,664 | 0.01 | 0.06 | 1.30 | 2.55 | 7.74 | 7.45 | 6.02 | 7.46 | 8.23 | 0.33 | |
| 25.96 | 12,667 | -0.06 | 0.07 | 1.06 | 2.31 | 7.31 | 7.40 | 5.97 | 7.39 | 7.74 | 0.36 | |
| 35.15 | 9,696 | 0.06 | 0.22 | 1.67 | 2.83 | 7.89 | 7.94 | 6.65 | 7.83 | 10.33 | 0.39 | |
| 390.42 | 9,016 | -0.03 | -0.07 | 1.31 | 2.36 | 7.53 | 7.66 | 6.19 | 7.77 | 11.06 | 0.39 | |
| 24.61 | 5,737 | 0.01 | 0.01 | 1.39 | 2.48 | 7.70 | 7.75 | 6.24 | 7.70 | 7.96 | 0.39 | |
| 70.17 | 5,627 | 0.01 | 0.07 | 1.70 | 2.69 | 7.94 | 7.86 | 6.41 | 7.80 | 16.19 | 0.40 | |
| 22.07 | 5,481 | -0.06 | -0.13 | 1.16 | 2.19 | 7.53 | 7.68 | 6.21 | 7.66 | 7.75 | 0.38 | |
| 26.25 | 4,360 | 0.00 | 0.02 | 1.27 | 2.56 | 7.84 | 7.42 | 5.52 | 7.18 | 7.72 | 0.23 | |
| 3,402.12 | 4,185 | -0.01 | 0.01 | 1.27 | 2.44 | 7.81 | 7.67 | 5.88 | 7.43 | 9.90 | 0.39 | |
| 25.49 | 4,049 | 0.01 | -0.05 | 1.14 | 2.10 | 6.89 | 7.59 | 5.91 | 7.42 | 7.92 | 0.33 |
Dec 23, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,401 (+8.02%)
Fund Manager
Mr. Anurag Mittal is a Chartered Accountant affiliated with Institute of Chartered Accountants of India, He holds a Master Degree in Accounting & Finance with specialization in Finance from London School of Economics & Political Science and a Bachelors Degree in Commerce. Prior to joining IDFC AMC, he was associated with HDFC Asset Management Company Ltd as Senior Manager - Investments, responsible for Dealing & Research (September 2012 - October 2015). Prior to the same he was associated with Axis Asset Management Company Limited as Fund Manager - Investments, responsible for Fund Management, Dealing & Research (July 2009 - September 2012). Prior to the same he was associated with ICICI Prudential Life Insurance as Manager - Investments, responsible for Dealing & Research (June 2008 June 2009). Prior to the same he was also associated with Bank of America as Analyst - Corporate Debt Products, involved in research (November 2006 - June 2008).
View MoreHere is the list of funds managed by Anurag Mittal
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Money Market | 3,220.38 | 21,999 | 7.59 | 6.32 | |
| Debt - Corporate Bond | 17.22 | 5,397 | 7.97 | 6.16 | |
| Debt - Ultra Short Duration | 4,686.78 | 4,926 | 7.31 | 6.76 | |
| Debt - Short Duration | 34.68 | 3,357 | 7.72 | 7.42 | |
| Hybrid - Dynamic Asset Allocation/Balanced Advantage | 13.51 | 3,191 | 10.11 | NA | |
| Debt - Low Duration | 3,717.11 | 3,167 | 7.66 | 7.24 | |
| Debt - Banking & PSU | 22.98 | 821 | 8.02 | 7.25 | |
| Others - Fund of Funds | 10.47 | 265 | NA | NA |
Dec 23, 2025
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 182.89 | 26,492 | 1.39 | 0.41 | 4.12 | 5.43 | 11.37 | 14.77 | 15.09 | 13.86 | 25.09 | 0.19 | |
| 348.19 | 25,575 | 0.91 | -1.08 | -1.92 | 0.50 | 2.61 | 13.06 | 11.60 | 13.30 | 31.45 | 1.03 | |
| 3,220.38 | 21,999 | 0.10 | 0.48 | 1.50 | 3.05 | 7.59 | 7.63 | 6.32 | 6.84 | 9.43 | 0.13 | |
| 4,443.79 | 21,769 | 0.10 | 0.47 | 1.45 | 2.92 | 6.64 | 7.06 | 5.87 | 6.23 | 12.17 | 0.16 | |
| 313.21 | 13,399 | 1.36 | 0.93 | 2.85 | 4.60 | 9.73 | 15.14 | 14.88 | 13.61 | 30.39 | 0.93 | |
| 340.44 | 12,050 | 1.65 | 0.28 | 0.38 | 1.90 | 1.64 | 19.43 | 19.62 | 15.41 | 31.23 | 0.91 |
Dec 23, 2025
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