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NAV as on Dec 23, 2025
Benchmark
NIFTY Ultra Short Duration Debt Index A-I
Expense Ratio
0.82%
Fund Category
Fund Size
Rs 16,787 Crores
Exit Load
0.00%
Min. Investment
Rs 100
Nav Chart
Sector Allocation
Kotak Savings Fund - Regular Plan - Growth Fund Details
Investment Objective - The investment objective of the scheme will be to invest in debt and money market instruments to reduce the interest rate risk.
Fund House
Return Since Launch
7.19%
Launch Date
Aug 13, 2004
Type
Open Ended
Riskometer
Low to Moderate
Ratio Analysis
Standard Deviation
0.31
Category Avg
Beta
0.94
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 1.51 | Commercial Paper | ||
| 1.23 | Certificate of Deposits | ||
| 0.92 | Certificate of Deposits | ||
| 0.91 | Certificate of Deposits | ||
| 0.62 | Commercial Paper | ||
| 0.62 | Commercial Paper | ||
| 0.61 | Certificate of Deposits | ||
| 0.59 | Commercial Paper | ||
| 0.46 | Certificate of Deposits | ||
| 0.46 | Certificate of Deposits |
Dec 23, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.08 | 0.41 | 1.40 | 2.85 | 7.02 | 6.95 | 5.68 | 6.44 | 7.19 |
| Category Average (%) | 0.09 | 0.41 | 1.37 | 2.81 | 6.71 | 6.62 | 5.36 | NA | 6.27 |
| Rank within Category | 147 | 78 | 58 | 64 | 63 | 59 | 53 | 19 | 23 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Regular) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 565.16 | 24,129 | 0.09 | 0.39 | 1.49 | 3.09 | 7.38 | 7.45 | 6.18 | 7.05 | 7.93 | 0.59 | |
| 546.90 | 24,129 | 0.09 | 0.39 | 1.49 | 3.09 | 7.38 | 7.45 | 6.18 | 7.05 | 7.32 | 0.35 | |
| 28.52 | 19,738 | 0.10 | 0.42 | 1.47 | 2.99 | 7.10 | 7.15 | 5.98 | 6.92 | 7.42 | 0.79 | |
| 15.59 | 18,508 | 0.08 | 0.39 | 1.42 | 2.90 | 6.95 | 7.10 | 5.84 | NA | 6.31 | 0.70 | |
| 44.08 | 16,787 | 0.08 | 0.41 | 1.40 | 2.85 | 6.81 | 6.95 | 5.68 | 6.44 | 7.19 | 0.82 | |
| 6,149.09 | 15,565 | 0.10 | 0.44 | 1.46 | 2.94 | 6.99 | 7.12 | 5.81 | 6.51 | 7.87 | 0.56 | |
| 4,142.02 | 13,326 | 0.09 | 0.41 | 1.39 | 2.86 | 6.79 | 6.89 | 6.60 | 5.86 | 6.08 | 1.11 | |
| 15.13 | 6,874 | 0.08 | 0.39 | 1.35 | 2.77 | 6.60 | 6.71 | 5.47 | NA | 5.85 | 1.20 | |
| 14.56 | 6,104 | 0.09 | 0.41 | 1.34 | 2.76 | 6.57 | 6.67 | 5.42 | NA | 5.58 | 1.15 | |
| 3,120.80 | 4,926 | 0.09 | 0.41 | 1.36 | 2.78 | 6.66 | 6.98 | 6.31 | 6.39 | 7.16 | 1.00 |
Dec 23, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,341 (+6.81%)
Fund Manager
Since: Apr - 2008.<br>Mr. Agrawal is Post Graduate in Commerce from Mumbai University and a qualified Chartered Accountant and a Company Secretary. He has also cleared AIMR CFA Level I.<br>He has been with Kotak AMC since 2000.He started off as Research Analyst in debt fund management team. And later in 2004, became a Dealer in debt fund management team.
View MoreHere is the list of funds managed by Deepak Agrawal
Scheme Name(Growth Regular) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Money Market | 4,629.45 | 37,667 | 7.40 | 6.16 | |
| Debt - Liquid | 5,422.73 | 32,765 | 6.51 | 5.72 | |
| Debt - Corporate Bond | 3,876.23 | 18,855 | 7.69 | 6.03 | |
| Debt - Short Duration | 53.43 | 18,157 | 7.18 | 5.51 | |
| Debt - Ultra Short Duration | 44.08 | 16,787 | 6.81 | 5.68 | |
| Debt - Low Duration | 3,437.30 | 15,024 | 7.02 | 5.65 | |
| Debt - Overnight | 1,408.41 | 6,557 | 5.77 | 5.31 | |
| Debt - Banking & PSU | 67.23 | 5,627 | 7.56 | 5.98 | |
| Debt - Floater | 1,561.68 | 2,996 | 8.15 | 6.25 | |
| Debt - Dynamic Bond | 37.90 | 2,736 | 5.51 | 5.37 |
Dec 23, 2025
Top Performing Related Funds
Scheme Name(Growth Regular) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 38.48 | 72,774 | 0.09 | 0.41 | 1.58 | 2.82 | 6.35 | 7.21 | 6.02 | 5.92 | 6.89 | 1.05 | |
| 137.44 | 60,480 | 2.41 | 0.70 | -1.05 | 3.45 | 2.92 | 22.72 | 23.18 | 17.97 | 15.01 | 1.38 | |
| 87.22 | 56,885 | 1.59 | -0.06 | 1.83 | 2.81 | 8.69 | 17.59 | 16.35 | 14.46 | 14.23 | 1.44 | |
| 4,629.45 | 37,667 | 0.09 | 0.46 | 1.45 | 2.95 | 7.40 | 7.47 | 6.16 | 6.66 | 7.06 | 0.35 | |
| 5,422.73 | 32,765 | 0.10 | 0.45 | 1.42 | 2.86 | 6.51 | 6.92 | 5.72 | 6.09 | 7.93 | 0.31 | |
| 353.20 | 29,961 | 1.66 | 0.49 | 2.11 | 5.26 | 5.98 | 20.35 | 19.23 | 15.98 | 18.22 | 1.57 |
Dec 23, 2025
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