DSP Savings Fund - Regular Plan

Debt

Money Market

Low to Moderate Risk

Rs 54.21

0.01

NAV as on Dec 23, 2025

Benchmark

CRISIL Money Market A-I Index

Expense Ratio

0.38%

Fund Category

Debt - Money Market

Fund Size

Rs 9,190 Crores

Exit Load

0.00%

Min. Investment

Rs 100

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Sector Allocation

DSP Savings Fund - Regular Plan Fund Details

Investment Objective - An Open Ended income Scheme, seeking to generate income through investment Central Government Securities of various maturities.

Fund House

DSP Mutual Fund

Return Since Launch

6.65%

Launch Date

Sep 30, 1999

Type

Open Ended

Riskometer

Low to Moderate

Ratio Analysis

Standard Deviation

0.37

Category Avg

Beta

1.37

Category Avg

Top Holdings

Name	Assets (%)	Sector	Instrument
Power Finance Corporation Ltd.	1.42	Finance	Commercial Paper
HDFC Bank Ltd.	1.14	Banks	Certificate of Deposits
Bank of Baroda	1.13	Banks	Certificate of Deposits
Cholamandalam Investment & Finance Company Ltd.	1.12	Finance	Commercial Paper
Union Bank of India	1.12	Banks	Certificate of Deposits
Axis Bank Ltd.	1.11	Banks	Certificate of Deposits
ICICI Securities Ltd.	0.86	Finance	Commercial Paper
Indian Bank	0.85	Banks	Certificate of Deposits
Punjab National Bank	0.57	Banks	Certificate of Deposits
Canara Bank	0.57	Banks	Certificate of Deposits

View All

Dec 23, 2025

Performance Analysis

	1W	1M	3M	6M	1Y	3Y	5Y	10Y	SI
Fund Returns (%)	0.09	0.43	1.41	2.92	7.20	7.18	5.80	6.23	6.65
Category Average (%)	0.06	0.42	1.34	2.69	6.45	6.44	4.42	NA	6.43
Rank within Category	129	104	83	77	78	64	50	38	41

* Returns over 1 year are CAGR

Screen Funds Yourself to identify the best mutual funds and explore top mutual funds screens.

Peer Comparision

Scheme Name(Growth Regular)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
Tata Money Market Fund	4,867.29	41,197	0.08	0.44	1.43	2.95	7.41	7.49	6.21	5.95	7.25	0.40
Kotak Money Market Fund	4,629.45	37,667	0.09	0.46	1.45	2.95	7.40	7.47	6.16	6.66	7.06	0.35
SBI Savings Fund	42.67	36,280	0.09	0.44	1.38	2.82	7.09	7.07	5.75	6.39	7.00	0.64
ICICI Prudential Money Market Fund	391.34	35,579	0.10	0.48	1.47	2.98	7.46	7.51	6.16	6.70	7.13	0.33
HDFC Money Market Fund	5,891.85	35,506	0.10	0.46	1.44	2.93	7.38	7.43	6.14	6.67	7.03	0.41
Aditya Birla Sun Life Money Manager Fund - Retail Plan	470.13	32,599	0.08	0.43	1.43	2.97	7.39	7.52	6.22	6.83	7.10	0.27
Aditya Birla Sun Life Money Manager Fund	381.44	32,599	0.08	0.43	1.43	2.97	7.39	7.52	6.22	6.82	6.85	0.36
Axis Money Market Fund	1,475.55	24,335	0.09	0.46	1.46	2.98	7.45	7.51	6.18	NA	6.28	0.34
Nippon India Money Market Fund	4,279.40	24,239	0.09	0.45	1.44	2.97	7.45	7.51	6.23	6.74	7.34	0.38
UTI Money Market Fund - Retail Plan	7,349.69	21,999	0.09	0.47	1.48	3.01	7.50	7.22	5.83	6.26	7.20	0.06

View All

Dec 23, 2025

Return Calculator

₹ One-Time

Over the past

Invested

₹5000

Invested Amount
Estimated Return

Total investment of ₹5000

Would have become ₹5,352 (+7.03%)

Fund Manager

Karan Mundhra

Shalini Vasanta

Mr. Karan Mundra is a B. COM. and Charted Accountant (CA) He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

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Here is the list of funds managed by Karan Mundhra

Scheme Name(Growth Regular)	Category	NAV(Rs)	AUM(Rs Cr)	1Y(%)	5Y(%)
DSP Liquidity Fund	Debt - Liquid	3,830.90	20,155	6.54	5.76
DSP Savings Fund	Debt - Money Market	54.21	9,190	7.03	5.80
DSP Arbitrage Fund	Hybrid - Arbitrage	15.33	6,663	6.17	5.65
DSP Low Duration Fund	Debt - Low Duration	20.39	6,367	7.10	5.79
DSP Ultra Short Fund	Debt - Ultra Short Duration	3,497.22	4,189	6.71	5.43
DSP Short Term Fund	Debt - Short Duration	47.70	3,970	7.09	5.41
DSP Overnight Fund	Debt - Overnight	1,415.13	2,610	5.77	5.33
DSP Floater Fund	Debt - Floater	13.55	483	7.27	NA
DSP Bond Fund	Debt - Medium Duration	83.68	315	7.48	5.73

View All

Dec 23, 2025

Top Performing Related Funds

Scheme Name(Growth Regular)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
DSP Liquidity Fund	3,830.90	20,155	0.10	0.46	1.43	2.88	6.54	6.95	5.76	6.11	6.91	0.19
DSP Mid Cap Fund	150.30	19,855	1.78	0.61	0.70	4.12	3.28	21.55	16.56	14.99	15.23	1.67
DSP ELSS Tax Saver Fund	145.07	17,570	1.47	1.10	3.68	4.86	7.62	21.06	20.15	16.39	15.17	1.61
DSP Large & Mid Cap Fund	643.43	17,215	1.63	1.55	3.79	5.10	7.55	21.78	19.76	15.86	17.65	1.67
DSP Small Cap Fund	197.87	17,010	2.43	1.50	-0.24	1.43	-0.83	22.36	23.30	16.32	17.49	1.70
DSP Flexi Cap Fund	105.42	12,371	1.37	0.80	1.04	3.24	5.21	18.98	16.27	14.62	13.53	1.72