DSP Savings Fund - Direct Plan - IDCW

Debt

Money Market

Low to Moderate Risk

Rs 12.33

0.02

NAV as on Nov 7, 2025

Benchmark

CRISIL Money Market A-I Index

Expense Ratio

0.15%

Fund Category

Debt - Money Market

Fund Size

Rs 7,694 Crores

Exit Load

0.00%

Min. Investment

Rs 100

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Sector Allocation

DSP Savings Fund - Direct Plan - IDCW Fund Details

Investment Objective - An Open Ended income Scheme, seeking to generate income through investment Central Government Securities of various maturities.

Fund House

DSP Mutual Fund

Return Since Launch

1.64%

Launch Date

Jan 1, 2013

Type

Open Ended

Riskometer

Low to Moderate

Ratio Analysis

Standard Deviation

0.40

Category Avg

Beta

1.40

Category Avg

Top Holdings

Name	Assets (%)	Sector	Instrument
Axis Bank Ltd.	3.14	Banks	Certificate of Deposits
Punjab National Bank	2.54	Banks	Certificate of Deposits
Indian Bank	2.51	Banks	Certificate of Deposits
Power Finance Corporation Ltd.	2.21	Finance	Commercial Paper
HDFC Bank Ltd.	2.19	Banks	Certificate of Deposits
Bank of Baroda	2.19	Banks	Certificate of Deposits
Canara Bank	1.91	Banks	Certificate of Deposits
Muthoot Finance Ltd.	1.28	Finance	Commercial Paper
Cholamandalam Investment & Finance Company Ltd.	1.24	Finance	Commercial Paper
ICICI Securities Ltd.	0.95	Finance	Commercial Paper

View All

Nov 7, 2025

Performance Analysis

	1W	1M	3M	6M	1Y	3Y	5Y	10Y	SI
Fund Returns (%)	0.13	0.49	-1.79	0.00	0.50	0.48	0.41	0.51	1.64
Category Average (%)	0.12	0.46	1.40	3.13	6.81	6.74	4.54	NA	6.51
Rank within Category	11	20	215	151	125	117	105	72	115

* Returns over 1 year are CAGR

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Peer Comparision

Scheme Name(IDCW Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
SBI Savings Fund	18.05	37,411	0.12	0.48	1.48	3.38	7.66	7.65	6.22	4.59	4.70	0.25
DSP Savings Fund	12.33	7,694	0.13	0.49	-1.79	0.00	0.43	0.48	0.41	0.51	1.64	0.15
LIC MF Money Market Fund	1,233.02	3,568	0.12	0.49	1.53	3.44	7.14	NA	NA	NA	21.42	0.19
Mirae Asset Money Market Fund	1,306.76	3,212	0.12	0.49	1.48	3.41	7.76	7.54	NA	NA	6.51	0.08
Edelweiss Money Market Fund	29.93	1,806	0.12	0.48	1.47	3.36	7.64	7.52	5.97	7.07	9.80	0.16

Nov 7, 2025

Return Calculator

₹ One-Time

Over the past

Invested

₹5000

Invested Amount
Estimated Return

Total investment of ₹5000

Would have become ₹5,022 (+0.43%)

Fund Manager

Karan Mundhra

Shalini Vasanta

Mr. Karan Mundra is a B. COM. and Charted Accountant (CA) He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

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Here is the list of funds managed by Karan Mundhra

Scheme Name(IDCW Direct)	Category	NAV(Rs)	AUM(Rs Cr)	1Y(%)	5Y(%)
DSP Savings Fund	Debt - Money Market	12.33	7,694	0.43	0.41
DSP Arbitrage Fund	Hybrid - Arbitrage	12.65	5,986	1.88	4.04
DSP Ultra Short Fund	Debt - Ultra Short Duration	1,134.32	3,748	0.54	0.62
DSP Short Term Fund	Debt - Short Duration	12.55	3,674	0.46	-0.10
DSP Floater Fund	Debt - Floater	13.69	523	8.28	NA
DSP Bond Fund	Debt - Medium Duration	12.00	318	0.60	0.09

View All

Nov 7, 2025

Top Performing Related Funds

Scheme Name(IDCW Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
DSP Mid Cap Fund	71.85	19,162	-0.36	-0.06	3.10	10.53	-5.72	9.86	8.96	9.77	16.58	0.70
DSP ELSS Tax Saver Fund	94.96	16,749	-0.19	1.36	3.37	3.72	0.71	16.61	19.74	15.26	19.14	0.69
DSP Small Cap Fund	64.01	16,496	-0.39	0.65	1.50	14.48	-10.40	10.71	15.51	9.62	15.54	0.77
DSP Large & Mid Cap Fund	113.93	15,857	-0.02	1.26	4.36	6.01	-5.06	10.88	13.73	10.49	20.84	0.63
DSP Flexi Cap Fund	93.03	11,911	-0.13	0.81	4.08	6.41	-5.87	8.69	9.37	3.02	18.95	0.66
DSP Aggressive Hybrid Fund	74.06	11,565	-0.06	0.40	1.44	1.35	2.09	12.49	12.61	8.92	16.86	0.64