DSP Savings Fund - Direct Plan - Growth

Debt

Money Market

Low to Moderate Risk

Rs 55.92

0.01

NAV as on Dec 23, 2025

Benchmark

CRISIL Money Market A-I Index

Expense Ratio

0.15%

Fund Category

Debt - Money Market

Fund Size

Rs 9,190 Crores

Exit Load

0.00%

Min. Investment

Rs 100

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Sector Allocation

DSP Savings Fund - Direct Plan - Growth Fund Details

Investment Objective - An Open Ended income Scheme, seeking to generate income through investment Central Government Securities of various maturities.

Fund House

DSP Mutual Fund

Return Since Launch

14.18%

Launch Date

Jan 1, 2013

Type

Open Ended

Riskometer

Low to Moderate

Ratio Analysis

Standard Deviation

0.37

Category Avg

Beta

1.37

Category Avg

Top Holdings

Name	Assets (%)	Sector	Instrument
Punjab National Bank	1.71	Banks	Certificate of Deposits
Power Finance Corporation Ltd.	1.42	Finance	Commercial Paper
HDFC Bank Ltd.	1.12	Banks	Certificate of Deposits
Cholamandalam Investment & Finance Company Ltd.	1.12	Finance	Commercial Paper
Union Bank of India	1.12	Banks	Certificate of Deposits
Bank of Baroda	1.09	Banks	Certificate of Deposits
ICICI Securities Ltd.	0.86	Finance	Commercial Paper
Kotak Mahindra Bank Ltd.	0.56	Banks	Certificate of Deposits
Canara Bank	0.56	Banks	Certificate of Deposits
Indian Bank	0.56	Banks	Certificate of Deposits

View All

Dec 23, 2025

Performance Analysis

	1W	1M	3M	6M	1Y	3Y	5Y	10Y	SI
Fund Returns (%)	0.09	0.45	1.47	3.04	7.46	7.44	6.05	6.49	14.18
Category Average (%)	0.06	0.42	1.34	2.69	6.45	6.44	4.42	NA	6.43
Rank within Category	97	73	56	28	64	51	40	29	3

* Returns over 1 year are CAGR

Screen Funds Yourself to identify the best mutual funds and explore top mutual funds screens.

Peer Comparision

Scheme Name(Growth Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
Tata Money Market Fund	4,964.38	41,197	0.09	0.46	1.49	3.08	7.67	7.76	6.47	6.14	13.13	0.15
Kotak Money Market Fund	4,675.23	37,667	0.09	0.47	1.48	3.02	7.53	7.59	6.27	6.75	12.61	0.21
SBI Savings Fund	45.87	36,280	0.10	0.48	1.48	3.03	7.54	7.59	6.27	7.01	12.46	0.25
ICICI Prudential Money Market Fund	396.31	35,579	0.10	0.49	1.50	3.04	7.58	7.62	6.28	6.81	11.19	0.21
HDFC Money Market Fund	6,013.83	35,506	0.10	0.48	1.48	3.03	7.57	7.62	6.31	6.86	14.82	0.23
Aditya Birla Sun Life Money Manager Fund	386.65	32,599	0.09	0.44	1.46	3.04	7.54	7.66	6.35	6.95	10.98	0.22
Axis Money Market Fund	1,490.26	24,335	0.09	0.47	1.50	3.07	7.63	7.68	6.35	NA	6.45	0.17
Nippon India Money Market Fund	4,338.06	24,239	0.09	0.46	1.48	3.05	7.62	7.65	6.37	6.86	11.97	0.22
UTI Money Market Fund	3,220.38	21,999	0.10	0.48	1.50	3.05	7.59	7.63	6.32	6.84	9.43	0.13
Bandhan Money Market Fund	45.04	14,114	0.10	0.49	1.51	3.07	7.62	7.62	6.22	6.67	12.29	0.10

View All

Dec 23, 2025

Return Calculator

₹ One-Time

Over the past

Invested

₹5000

Invested Amount
Estimated Return

Total investment of ₹5000

Would have become ₹5,364 (+7.28%)

Fund Manager

Karan Mundhra

Shalini Vasanta

Mr. Karan Mundra is a B. COM. and Charted Accountant (CA) He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.

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Here is the list of funds managed by Karan Mundhra

Scheme Name(Growth Direct)	Category	NAV(Rs)	AUM(Rs Cr)	1Y(%)	5Y(%)
DSP Liquidity Fund	Debt - Liquid	3,876.61	20,155	6.64	5.86
DSP Savings Fund	Debt - Money Market	55.92	9,190	7.28	6.05
DSP Arbitrage Fund	Hybrid - Arbitrage	16.10	6,663	6.85	6.31
DSP Low Duration Fund	Debt - Low Duration	21.09	6,367	7.43	6.11
DSP Ultra Short Fund	Debt - Ultra Short Duration	3,815.73	4,189	7.48	6.18
DSP Short Term Fund	Debt - Short Duration	51.99	3,970	7.76	6.07
DSP Overnight Fund	Debt - Overnight	1,423.07	2,610	5.84	5.41
DSP Floater Fund	Debt - Floater	13.73	483	7.57	NA
DSP Bond Fund	Debt - Medium Duration	89.01	315	7.87	6.11

View All

Dec 23, 2025

Top Performing Related Funds

Scheme Name(Growth Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
DSP Liquidity Fund	3,876.61	20,155	0.10	0.47	1.46	2.93	6.64	7.06	5.86	6.22	11.00	0.10
DSP Mid Cap Fund	167.81	19,855	1.79	0.70	0.95	4.62	4.26	22.70	17.69	16.04	24.27	0.73
DSP ELSS Tax Saver Fund	161.75	17,570	1.49	1.18	3.93	5.36	8.63	22.18	21.29	17.51	23.92	0.66
DSP Large & Mid Cap Fund	722.09	17,215	1.65	1.64	4.07	5.67	8.68	23.01	20.94	17.01	39.05	0.61
DSP Small Cap Fund	218.27	17,010	2.44	1.58	-0.01	1.90	0.06	23.45	24.40	17.23	26.81	0.79
DSP Flexi Cap Fund	117.75	12,371	1.38	0.89	1.31	3.80	6.33	20.22	17.51	15.70	20.92	0.66