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NAV as on Dec 22, 2025
Benchmark
NIFTY Ultra Short Duration Debt Index A-I
Expense Ratio
0.36%
Fund Category
Fund Size
Rs 16,787 Crores
Exit Load
0.00%
Min. Investment
Rs 100
Nav Chart
Sector Allocation
kotak Savings Fund - Direct Plan - Growth Fund Details
Investment Objective - To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities , money market instruments and using appropriate derivatives.
Fund House
Return Since Launch
12.53%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
Low to Moderate
Ratio Analysis
Standard Deviation
0.37 vs 0.31
Fund Vs Category Avg
Beta
0.94
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 2.16 | Certificate of Deposits | ||
| 1.82 | Certificate of Deposits | ||
| 1.69 | Certificate of Deposits | ||
| 1.52 | Certificate of Deposits | ||
| 1.51 | Commercial Paper | ||
| 1.23 | Certificate of Deposits | ||
| 0.92 | Certificate of Deposits | ||
| 0.91 | Certificate of Deposits | ||
| 0.62 | Commercial Paper | ||
| 0.62 | Commercial Paper |
Dec 22, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.10 | 0.44 | 1.53 | 3.14 | 7.50 | 7.43 | 6.14 | 6.88 | 12.53 |
| Category Average (%) | 0.09 | 0.40 | 1.38 | 2.86 | 6.75 | 6.63 | 5.36 | NA | 6.27 |
| Rank within Category | 43 | 34 | 13 | 23 | 29 | 26 | 28 | 10 | 4 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 575.95 | 24,129 | 0.10 | 0.42 | 1.56 | 3.28 | 7.66 | 7.69 | 6.39 | 7.22 | 14.44 | 0.34 | |
| 30.90 | 19,738 | 0.11 | 0.44 | 1.58 | 3.25 | 7.56 | 7.60 | 6.46 | 7.56 | 9.10 | 0.39 | |
| 15.95 | 18,508 | 0.10 | 0.41 | 1.52 | 3.13 | 7.35 | 7.45 | 6.18 | NA | 6.65 | 0.37 | |
| 46.28 | 16,787 | 0.10 | 0.44 | 1.53 | 3.14 | 7.34 | 7.43 | 6.14 | 6.88 | 12.53 | 0.36 | |
| 6,262.97 | 15,565 | 0.10 | 0.45 | 1.52 | 3.09 | 7.24 | 7.35 | 6.03 | 6.69 | 15.18 | 0.34 | |
| 4,583.36 | 13,326 | 0.11 | 0.47 | 1.60 | 3.30 | 7.62 | 7.71 | 7.43 | 6.73 | 12.45 | 0.38 | |
| 16.11 | 6,874 | 0.10 | 0.46 | 1.56 | 3.24 | 7.51 | 7.61 | 6.37 | NA | 6.77 | 0.38 | |
| 15.36 | 6,104 | 0.10 | 0.48 | 1.57 | 3.25 | 7.53 | 7.58 | 6.29 | NA | 6.40 | 0.29 | |
| 4,686.35 | 4,926 | 0.10 | 0.46 | 1.53 | 3.16 | 7.35 | 7.48 | 6.76 | 6.80 | 12.64 | 0.34 | |
| 15.86 | 4,539 | 0.10 | 0.43 | 1.47 | 3.05 | 7.20 | 7.33 | 5.98 | NA | 6.40 | 0.27 |
Dec 22, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,367 (+7.34%)
Fund Manager
Since: Apr - 2008.<br>Mr. Agrawal is Post Graduate in Commerce from Mumbai University and a qualified Chartered Accountant and a Company Secretary. He has also cleared AIMR CFA Level I.<br>He has been with Kotak AMC since 2000.He started off as Research Analyst in debt fund management team. And later in 2004, became a Dealer in debt fund management team.
View MoreHere is the list of funds managed by Deepak Agrawal
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Money Market | 4,674.72 | 37,667 | 7.56 | 6.27 | |
| Debt - Liquid | 5,476.16 | 32,765 | 6.63 | 5.84 | |
| Debt - Corporate Bond | 4,054.43 | 18,855 | 8.14 | 6.41 | |
| Debt - Short Duration | 59.03 | 18,157 | 8.06 | 6.36 | |
| Debt - Ultra Short Duration | 46.28 | 16,787 | 7.34 | 6.14 | |
| Debt - Low Duration | 3,762.93 | 15,024 | 7.90 | 6.48 | |
| Debt - Overnight | 1,417.13 | 6,557 | 5.86 | 5.41 | |
| Debt - Banking & PSU | 70.18 | 5,627 | 8.06 | 6.41 | |
| Debt - Floater | 1,601.43 | 2,996 | 8.65 | 6.68 | |
| Debt - Dynamic Bond | 41.43 | 2,736 | 6.31 | 6.23 |
Dec 22, 2025
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 41.24 | 72,774 | 0.11 | 0.46 | 1.70 | 3.08 | 7.04 | 7.88 | 6.64 | 6.50 | 11.55 | 0.44 | |
| 159.32 | 60,480 | 1.47 | 0.49 | -1.39 | 4.01 | 3.74 | 23.08 | 25.02 | 19.48 | 23.78 | 0.37 | |
| 98.57 | 56,885 | 1.49 | -0.04 | 2.02 | 3.23 | 10.07 | 17.76 | 17.66 | 15.64 | 19.29 | 0.60 | |
| 4,674.72 | 37,667 | 0.09 | 0.46 | 1.49 | 3.06 | 7.56 | 7.60 | 6.27 | 6.75 | 12.61 | 0.21 | |
| 5,476.16 | 32,765 | 0.10 | 0.46 | 1.44 | 2.92 | 6.63 | 7.04 | 5.84 | 6.18 | 14.00 | 0.20 | |
| 406.78 | 29,961 | 1.39 | 0.45 | 2.20 | 5.75 | 7.24 | 20.68 | 20.91 | 17.44 | 33.05 | 0.55 |
Dec 22, 2025
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