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NAV as on Dec 23, 2025
Benchmark
Nifty Credit Risk Bond Index B-II
Expense Ratio
0.96%
Fund Category
Debt - Credit Risk
Fund Size
Rs 522 Crores
Exit Load
1.00%
Min. Investment
Rs 5,000
Nav Chart
Sector Allocation
HSBC Credit Risk Fund - Direct Plan - Growth Fund Details
Investment Objective - The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.
Fund House
Return Since Launch
10.38%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
Moderately High
Ratio Analysis
Standard Deviation
1.42
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 4.61 | Certificate of Deposits | ||
| 4.55 | Certificate of Deposits | ||
| 3.10 | Bonds | ||
| 2.00 | Bonds |
Dec 23, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.04 | 0.34 | 1.43 | 2.91 | 14.39 | 11.98 | 9.25 | 7.98 | 10.38 |
| Category Average (%) | -0.01 | 0.21 | 1.48 | 3.12 | 10.25 | 8.89 | 9.14 | NA | 7.13 |
| Rank within Category | 25 | 27 | 52 | 49 | 2 | 3 | 14 | 10 | 7 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 26.85 | 6,978 | -0.04 | 0.16 | 1.55 | 3.28 | 8.32 | 8.16 | 7.30 | 8.29 | 8.76 | 1.02 | |
| 36.57 | 5,930 | -0.02 | 0.31 | 2.14 | 4.30 | 10.02 | 9.01 | 7.95 | 8.64 | 10.51 | 0.76 | |
| 50.89 | 2,176 | 0.09 | 0.27 | 1.46 | 3.28 | 8.52 | 8.76 | 7.36 | 8.05 | 13.36 | 0.89 | |
| 25.54 | 1,096 | -0.07 | 0.13 | 2.02 | 4.50 | 14.15 | 11.62 | 10.02 | 9.15 | 9.18 | 0.67 | |
| 39.99 | 1,016 | 0.02 | 0.27 | 1.68 | 3.85 | 9.60 | 9.06 | 9.20 | 6.82 | 11.27 | 0.70 | |
| 34.45 | 719 | -0.10 | 0.13 | 1.74 | 3.95 | 9.78 | 8.48 | 6.73 | 7.78 | 10.00 | 0.81 | |
| 36.03 | 522 | 0.04 | 0.34 | 1.43 | 2.91 | 21.12 | 11.98 | 9.25 | 7.98 | 10.38 | 0.96 | |
| 24.92 | 366 | 0.01 | 0.43 | 2.01 | 3.97 | 9.46 | 8.72 | 7.62 | 7.93 | 8.31 | 0.80 | |
| 19.90 | 260 | -0.03 | 0.26 | 1.47 | 3.18 | 7.87 | 7.94 | 10.04 | 3.82 | 5.44 | 0.88 | |
| 18.25 | 249 | -0.02 | 0.18 | 1.18 | 2.44 | 7.15 | 7.45 | 6.30 | NA | 7.07 | 0.67 |
Dec 23, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹6,056 (+21.12%)
Fund Manager
Mr. Shriram is a Chartered Financial Analyst and holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur and an engineering degree from the University of Mumbai. He worked in FIL Fund Management Private Limited as Portfolio Manager - Fixed Income from December 2009 to June 2012. ING Investment Management Asia Pacific (Hong Kong) as Senior Investment Manager - Global Emerging Market Debt (Asia) from September 2005 to October 2009. ING Investment Management (India) Private Limited as Portfolio Manager - Fixed Income from June 2003 to September 2005. Zurich (India) Asset Management Company as Dealer / Research - Fixed Income from September 2001 to June 2003. ICICI Limited Mumbai as Treasury from June 2000 to September 2001. Larsen & Toubro Limited in Design Department, Switchgear Group from August 1997 to May 1998.
View MoreHere is the list of funds managed by Shriram Ramanathan
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Corporate Bond | 80.18 | 6,254 | 8.13 | 6.05 | |
| Hybrid - Aggressive | 64.71 | 5,650 | 2.63 | 14.54 | |
| Debt - Low Duration | 31.21 | 1,206 | 9.11 | 6.62 | |
| Debt - Medium Duration | 22.93 | 778 | 8.34 | 6.83 | |
| Debt - Credit Risk | 36.03 | 522 | 21.12 | 9.25 | |
| Debt - Gilt | 75.55 | 271 | 4.13 | 5.10 | |
| Debt - Dynamic Bond | 32.41 | 170 | 5.97 | 5.50 | |
| Debt - Medium to Long Duration | 47.50 | 49 | 6.04 | 5.12 |
Dec 23, 2025
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2,701.21 | 16,732 | 0.10 | 0.46 | 1.44 | 2.90 | 6.63 | 7.06 | 5.87 | 6.21 | 7.95 | 0.12 | |
| 87.64 | 16,203 | 2.44 | -0.43 | -4.05 | -3.44 | -10.54 | 21.72 | 26.34 | 18.81 | 20.55 | 0.64 | |
| 128.14 | 14,553 | 2.01 | 1.42 | 3.64 | 5.26 | 7.12 | 25.93 | 24.36 | 17.41 | 21.71 | 0.76 | |
| 460.96 | 12,549 | 3.39 | 0.38 | 1.94 | 5.82 | 0.90 | 27.55 | 22.32 | 17.57 | 34.33 | 0.64 | |
| 80.18 | 6,254 | -0.01 | 0.05 | 1.30 | 2.76 | 8.13 | 7.79 | 6.05 | 7.71 | 17.39 | 0.29 | |
| 28.55 | 5,958 | 0.09 | 0.47 | 1.48 | 3.03 | 7.51 | 7.51 | 6.06 | 7.05 | 8.42 | 0.15 |
Dec 23, 2025
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