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NAV as on Dec 24, 2025
Benchmark
Nifty Credit Risk Bond Index B-II
Expense Ratio
0.96%
Fund Category
Debt - Credit Risk
Fund Size
Rs 522 Crores
Exit Load
1.00%
Min. Investment
Rs 5,000
Nav Chart
Sector Allocation
HSBC Credit Risk Fund - Direct Plan - Growth Fund Details
Investment Objective - The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.
Fund House
Return Since Launch
10.39%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
Moderately High
Ratio Analysis
Standard Deviation
1.42
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 4.61 | Certificate of Deposits | ||
| 4.55 | Certificate of Deposits | ||
| 3.10 | Bonds | ||
| 2.00 | Bonds |
Dec 24, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.15 | 0.41 | 1.57 | 2.98 | 14.46 | 12.03 | 9.28 | 7.99 | 10.39 |
| Category Average (%) | 0.11 | 0.30 | 1.62 | 3.20 | 10.38 | 8.94 | 9.17 | NA | 7.14 |
| Rank within Category | 38 | 26 | 50 | 48 | 2 | 3 | 14 | 10 | 7 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 26.89 | 6,978 | 0.08 | 0.21 | 1.67 | 3.35 | 8.42 | 8.20 | 7.32 | 8.30 | 8.77 | 1.02 | |
| 36.60 | 5,930 | 0.07 | 0.40 | 2.24 | 4.43 | 9.96 | 9.05 | 7.97 | 8.65 | 10.51 | 0.76 | |
| 50.97 | 2,176 | 0.13 | 0.33 | 1.62 | 3.33 | 8.67 | 8.81 | 7.38 | 8.07 | 13.37 | 0.89 | |
| 25.58 | 1,096 | 0.06 | 0.17 | 2.13 | 4.60 | 14.41 | 11.68 | 10.05 | 9.16 | 9.19 | 0.67 | |
| 40.05 | 1,016 | 0.14 | 0.37 | 1.82 | 3.94 | 9.72 | 9.12 | 9.23 | 6.84 | 11.28 | 0.70 | |
| 34.48 | 719 | -0.02 | 0.22 | 1.82 | 4.03 | 9.68 | 8.51 | 6.74 | 7.79 | 10.01 | 0.81 | |
| 36.08 | 522 | 0.15 | 0.41 | 1.57 | 2.98 | 21.28 | 12.03 | 9.28 | 7.99 | 10.39 | 0.96 | |
| 24.95 | 366 | 0.15 | 0.52 | 2.10 | 4.03 | 9.54 | 8.77 | 7.65 | 7.95 | 8.32 | 0.80 | |
| 19.93 | 260 | 0.08 | 0.33 | 1.57 | 3.23 | 8.01 | 7.99 | 10.07 | 3.83 | 5.45 | 0.88 | |
| 18.29 | 249 | 0.13 | 0.29 | 1.36 | 2.53 | 7.34 | 7.51 | 6.33 | NA | 7.09 | 0.67 |
Dec 24, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹6,064 (+21.28%)
Fund Manager
Mr. Shriram is a Chartered Financial Analyst and holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur and an engineering degree from the University of Mumbai. He worked in FIL Fund Management Private Limited as Portfolio Manager - Fixed Income from December 2009 to June 2012. ING Investment Management Asia Pacific (Hong Kong) as Senior Investment Manager - Global Emerging Market Debt (Asia) from September 2005 to October 2009. ING Investment Management (India) Private Limited as Portfolio Manager - Fixed Income from June 2003 to September 2005. Zurich (India) Asset Management Company as Dealer / Research - Fixed Income from September 2001 to June 2003. ICICI Limited Mumbai as Treasury from June 2000 to September 2001. Larsen & Toubro Limited in Design Department, Switchgear Group from August 1997 to May 1998.
View MoreHere is the list of funds managed by Shriram Ramanathan
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Corporate Bond | 80.30 | 6,254 | 8.35 | 6.07 | |
| Hybrid - Aggressive | 64.74 | 5,650 | 2.84 | 14.42 | |
| Debt - Low Duration | 31.23 | 1,206 | 9.18 | 6.64 | |
| Debt - Medium Duration | 22.99 | 778 | 8.65 | 6.89 | |
| Debt - Credit Risk | 36.08 | 522 | 21.28 | 9.28 | |
| Debt - Gilt | 75.94 | 271 | 4.70 | 5.19 | |
| Debt - Dynamic Bond | 32.54 | 170 | 6.44 | 5.57 | |
| Debt - Medium to Long Duration | 47.66 | 49 | 6.42 | 5.18 |
Dec 24, 2025
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2,702.23 | 16,732 | 0.10 | 0.46 | 1.46 | 2.91 | 6.65 | 7.06 | 5.87 | 6.22 | 7.95 | 0.12 | |
| 87.48 | 16,203 | 2.32 | -0.29 | -3.68 | -4.33 | -10.98 | 21.65 | 26.13 | 18.75 | 20.52 | 0.64 | |
| 127.98 | 14,553 | 1.95 | 1.59 | 3.85 | 4.36 | 7.03 | 25.88 | 24.12 | 17.35 | 21.70 | 0.76 | |
| 459.57 | 12,549 | 2.66 | 0.84 | 2.04 | 4.87 | 1.11 | 27.42 | 22.17 | 17.50 | 34.29 | 0.64 | |
| 80.30 | 6,254 | 0.09 | 0.16 | 1.45 | 2.82 | 8.35 | 7.84 | 6.07 | 7.73 | 17.40 | 0.29 | |
| 28.56 | 5,958 | 0.12 | 0.46 | 1.51 | 3.05 | 7.55 | 7.52 | 6.06 | 7.05 | 8.42 | 0.15 |
Dec 24, 2025
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