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NAV as on Sep 24, 2025
Benchmark
Nifty Credit Risk Bond Index B-II
Expense Ratio
0.96%
Fund Category
Debt - Credit Risk
Fund Size
Rs 582 Crores
Exit Load
1.00%
Min. Investment
Rs 5,000
Nav Chart
Sector Allocation
HSBC Credit Risk Fund - Direct Plan - Growth Fund Details
Investment Objective - The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.
Fund House
Return Since Launch
10.47%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
Moderately High
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 4.46 | Bonds | ||
| 4.20 | Certificate of Deposits | ||
| 4.10 | Certificate of Deposits | ||
| 2.74 | Bonds | ||
| 1.76 | Bonds |
Sep 24, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.14 | 0.61 | 1.39 | 15.69 | 14.45 | 12.09 | 9.45 | 8.08 | 10.47 |
| Category Average (%) | 0.12 | 0.66 | 1.55 | 5.24 | 10.50 | 8.98 | 9.33 | NA | 7.15 |
| Rank within Category | 94 | 82 | 66 | 5 | 7 | 3 | 17 | 10 | 7 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 26.45 | 6,967 | 0.09 | 0.63 | 1.65 | 4.58 | 8.43 | 8.25 | 7.79 | 8.40 | 8.82 | 1.01 | |
| 35.80 | 6,013 | 0.06 | 0.84 | 2.14 | 5.52 | 9.47 | 8.93 | 8.10 | 8.65 | 10.54 | 0.76 | |
| 50.16 | 2,210 | 0.15 | 0.73 | 1.68 | 4.70 | 9.08 | 8.87 | 7.68 | 8.12 | 13.50 | 0.89 | |
| 25.05 | 1,044 | 0.15 | 0.78 | 2.42 | 6.03 | 16.98 | 11.59 | 10.27 | 9.19 | 9.20 | 0.67 | |
| 39.33 | 995 | 0.16 | 0.64 | 2.08 | 5.34 | 10.03 | 9.19 | 9.50 | 6.90 | 11.35 | 0.70 | |
| 33.86 | 689 | 0.03 | 0.80 | 2.17 | 5.61 | 7.95 | 8.38 | 6.79 | 7.90 | 10.06 | 0.81 | |
| 35.53 | 582 | 0.14 | 0.61 | 1.39 | 15.69 | 21.42 | 12.09 | 9.45 | 8.08 | 10.47 | 0.96 | |
| 24.44 | 366 | 0.18 | 0.71 | 1.89 | 5.14 | 9.39 | 8.68 | 7.76 | 7.96 | 8.32 | 0.80 | |
| 19.62 | 274 | 0.19 | 0.77 | 1.64 | 4.26 | 8.25 | 8.20 | 10.24 | 3.91 | 5.43 | 0.89 | |
| 18.04 | 264 | 0.11 | 0.71 | 1.15 | 3.78 | 7.76 | 7.68 | 6.58 | NA | 7.14 | 0.68 |
Sep 24, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹6,071 (+21.42%)
Fund Manager
Mr. Shriram is a Chartered Financial Analyst and holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur and an engineering degree from the University of Mumbai. He worked in FIL Fund Management Private Limited as Portfolio Manager - Fixed Income from December 2009 to June 2012. ING Investment Management Asia Pacific (Hong Kong) as Senior Investment Manager - Global Emerging Market Debt (Asia) from September 2005 to October 2009. ING Investment Management (India) Private Limited as Portfolio Manager - Fixed Income from June 2003 to September 2005. Zurich (India) Asset Management Company as Dealer / Research - Fixed Income from September 2001 to June 2003. ICICI Limited Mumbai as Treasury from June 2000 to September 2001. Larsen & Toubro Limited in Design Department, Switchgear Group from August 1997 to May 1998.
View MoreHere is the list of funds managed by Shriram Ramanathan
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Corporate Bond | 79.16 | 6,225 | 8.44 | 6.32 | |
| Hybrid - Aggressive | 64.83 | 5,475 | 1.40 | 18.37 | |
| Debt - Low Duration | 30.77 | 851 | 9.47 | 6.65 | |
| Debt - Medium Duration | 22.64 | 762 | 8.75 | 7.37 | |
| Debt - Credit Risk | 35.53 | 582 | 21.42 | 9.45 | |
| Debt - Gilt | 75.53 | 262 | 4.66 | 5.69 | |
| Debt - Dynamic Bond | 32.24 | 170 | 6.36 | 5.92 | |
| Debt - Medium to Long Duration | 47.27 | 48 | 6.59 | 5.58 |
Sep 24, 2025
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 90.82 | 15,886 | -1.62 | 0.98 | -0.68 | 10.31 | -8.62 | 21.11 | 32.41 | 19.91 | 21.42 | 0.65 | |
| 2,663.17 | 15,005 | 0.09 | 0.47 | 1.43 | 3.28 | 6.93 | 7.12 | 5.73 | 6.26 | 7.99 | 0.12 | |
| 123.24 | 13,532 | -1.06 | 0.00 | 0.49 | 11.26 | -1.72 | 25.22 | 28.21 | 17.30 | 21.80 | 0.76 | |
| 450.38 | 11,749 | -1.43 | 1.50 | 2.78 | 17.12 | -2.45 | 25.51 | 25.89 | 17.56 | 34.85 | 0.65 | |
| 79.16 | 6,225 | 0.13 | 0.56 | 1.35 | 4.76 | 8.44 | 8.11 | 6.32 | 7.66 | 17.64 | 0.29 | |
| 64.83 | 5,475 | -1.25 | 1.65 | 3.62 | 14.96 | 1.40 | 17.29 | 18.37 | 12.52 | 15.81 | 0.84 |
Sep 24, 2025
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