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NAV as on Nov 7, 2025
Benchmark
Nifty Credit Risk Bond Index B-II
Expense Ratio
0.96%
Fund Category
Debt - Credit Risk
Fund Size
Rs 535 Crores
Exit Load
1.00%
Min. Investment
Rs 5,000
Nav Chart
Sector Allocation
HSBC Credit Risk Fund - Direct Plan - Growth Fund Details
Investment Objective - The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.
Fund House
Return Since Launch
10.44%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
Moderately High
Ratio Analysis
Standard Deviation
1.51
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 4.48 | Certificate of Deposits | ||
| 4.42 | Certificate of Deposits | ||
| 2.91 | Bonds | ||
| 1.93 | Bonds |
Nov 7, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.15 | 0.54 | 1.57 | 3.29 | 14.56 | 12.14 | 9.26 | 7.99 | 10.44 |
| Category Average (%) | 0.18 | 0.54 | 1.82 | 3.71 | 10.61 | 9.11 | 9.25 | NA | 7.17 |
| Rank within Category | 89 | 67 | 64 | 57 | 3 | 3 | 23 | 10 | 7 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 26.74 | 7,036 | 0.19 | 0.61 | 1.95 | 3.97 | 8.64 | 8.40 | 7.51 | 8.34 | 8.83 | 1.01 | |
| 36.29 | 5,976 | 0.23 | 0.69 | 2.51 | 4.82 | 9.80 | 9.16 | 8.03 | 8.64 | 10.55 | 0.76 | |
| 50.65 | 2,196 | 0.25 | 0.57 | 1.75 | 3.98 | 9.13 | 8.93 | 7.47 | 8.07 | 13.45 | 0.89 | |
| 25.39 | 1,066 | 0.21 | 0.70 | 2.47 | 5.31 | 14.44 | 11.78 | 10.27 | 9.16 | 9.23 | 0.67 | |
| 39.77 | 992 | 0.17 | 0.68 | 1.96 | 4.59 | 10.15 | 9.28 | 9.36 | 6.86 | 11.34 | 0.70 | |
| 34.36 | 727 | 0.26 | 0.70 | 2.62 | 5.02 | 10.00 | 8.72 | 6.89 | 7.90 | 10.08 | 0.81 | |
| 35.84 | 535 | 0.15 | 0.54 | 1.57 | 3.29 | 21.53 | 12.14 | 9.26 | 7.99 | 10.44 | 0.96 | |
| 24.74 | 367 | 0.22 | 0.68 | 2.37 | 4.50 | 9.67 | 8.85 | 7.69 | 7.94 | 8.34 | 0.80 | |
| 19.81 | 262 | 0.20 | 0.64 | 1.87 | 3.72 | 8.31 | 8.26 | 10.15 | 3.85 | 5.46 | 0.89 | |
| 18.19 | 257 | 0.19 | 0.44 | 1.45 | 2.75 | 7.69 | 7.72 | 6.45 | NA | 7.13 | 0.68 |
Nov 7, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹6,077 (+21.53%)
Fund Manager
Mr. Shriram is a Chartered Financial Analyst and holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur and an engineering degree from the University of Mumbai. He worked in FIL Fund Management Private Limited as Portfolio Manager - Fixed Income from December 2009 to June 2012. ING Investment Management Asia Pacific (Hong Kong) as Senior Investment Manager - Global Emerging Market Debt (Asia) from September 2005 to October 2009. ING Investment Management (India) Private Limited as Portfolio Manager - Fixed Income from June 2003 to September 2005. Zurich (India) Asset Management Company as Dealer / Research - Fixed Income from September 2001 to June 2003. ICICI Limited Mumbai as Treasury from June 2000 to September 2001. Larsen & Toubro Limited in Design Department, Switchgear Group from August 1997 to May 1998.
View MoreHere is the list of funds managed by Shriram Ramanathan
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Corporate Bond | 80.00 | 6,177 | 8.78 | 6.07 | |
| Hybrid - Aggressive | 64.78 | 5,546 | 5.02 | 16.16 | |
| Debt - Low Duration | 31.01 | 1,193 | 9.31 | 6.62 | |
| Debt - Medium Duration | 22.87 | 765 | 9.08 | 7.08 | |
| Debt - Credit Risk | 35.84 | 535 | 21.53 | 9.26 | |
| Debt - Gilt | 75.79 | 296 | 4.98 | 5.30 | |
| Debt - Dynamic Bond | 32.44 | 173 | 6.77 | 5.65 | |
| Debt - Medium to Long Duration | 47.61 | 48 | 7.08 | 5.33 |
Nov 7, 2025
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2,682.90 | 20,075 | 0.09 | 0.48 | 1.45 | 3.06 | 6.76 | 7.10 | 5.80 | 6.23 | 7.97 | 0.12 | |
| 89.06 | 16,041 | -1.57 | -0.55 | 0.60 | 9.00 | -8.06 | 19.91 | 30.18 | 19.70 | 20.96 | 0.65 | |
| 125.91 | 13,712 | -0.44 | 2.09 | 3.45 | 10.76 | 3.75 | 23.87 | 26.18 | 17.46 | 21.78 | 0.76 | |
| 451.46 | 11,937 | -0.65 | -0.63 | 3.62 | 13.46 | 1.75 | 25.07 | 24.46 | 17.66 | 34.50 | 0.65 | |
| 80.00 | 6,177 | 0.16 | 0.60 | 1.58 | 3.65 | 8.78 | 8.24 | 6.07 | 7.65 | 17.56 | 0.29 | |
| 64.78 | 5,546 | -0.72 | -0.42 | 2.69 | 11.65 | 5.02 | 16.28 | 16.16 | 12.47 | 15.64 | 0.83 |
Nov 7, 2025
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