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NAV as on Mar 13, 2026
Benchmark
Nifty Credit Risk Bond Index B-II
Expense Ratio
0.96%
Fund Category
Debt - Credit Risk
Fund Size
Rs 481 Crores
Exit Load
1.00%
Min. Investment
Rs 5,000
Nav Chart
Sector Allocation
HSBC Credit Risk Fund - Direct Plan - Growth Fund Details
Investment Objective - The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.
Fund House
Return Since Launch
10.3%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
Moderately High
Ratio Analysis
Standard Deviation
1.42
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 5.43 | Bonds | ||
| 5.08 | Certificate of Deposits | ||
| 5.00 | Certificate of Deposits | ||
| 3.15 | Bonds | ||
| 2.23 | Bonds | ||
| 1.10 | Bonds |
Mar 13, 2026
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | -0.01 | 0.34 | 1.36 | 2.95 | 20.70 | 11.89 | 9.46 | 7.95 | 10.30 |
| Category Average (%) | -0.06 | 0.30 | 1.75 | 3.56 | 9.17 | 9.09 | 9.37 | NA | 7.15 |
| Rank within Category | 47 | 63 | 39 | 41 | 1 | 6 | 14 | 10 | 7 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 27.25 | 6,891 | -0.10 | 0.28 | 1.48 | 3.30 | 8.20 | 8.25 | 7.42 | 8.24 | 8.73 | 1.07 | |
| 37.05 | 5,946 | -0.15 | -0.05 | 1.22 | 3.92 | 9.50 | 9.12 | 8.05 | 8.71 | 10.43 | 0.76 | |
| 51.63 | 2,166 | -0.01 | 0.29 | 1.44 | 3.27 | 8.28 | 8.80 | 7.57 | 8.00 | 13.25 | 0.89 | |
| 26.83 | 1,175 | -0.09 | 0.26 | 4.95 | 7.55 | 13.96 | 12.87 | 10.75 | 9.49 | 9.48 | 0.79 | |
| 40.71 | 1,059 | -0.06 | 0.54 | 1.89 | 3.83 | 9.54 | 9.28 | 9.25 | 6.83 | 11.22 | 0.70 | |
| 34.95 | 711 | -0.25 | -0.02 | 1.25 | 3.60 | 9.35 | 8.71 | 6.90 | 7.73 | 9.95 | 0.81 | |
| 36.49 | 481 | -0.01 | 0.34 | 1.36 | 2.95 | 20.70 | 11.89 | 9.46 | 7.95 | 10.30 | 0.96 | |
| 25.28 | 367 | -0.09 | 0.32 | 1.50 | 3.84 | 9.27 | 8.69 | 7.66 | 7.91 | 8.28 | 0.80 | |
| 20.19 | 257 | -0.01 | 0.40 | 1.50 | 3.24 | 7.73 | 8.05 | 10.24 | 3.80 | 5.47 | 0.93 | |
| 18.44 | 239 | -0.11 | 0.12 | 1.00 | 2.47 | 6.54 | 7.34 | 6.51 | NA | 7.01 | 0.68 |
Mar 13, 2026
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹6,035 (+20.70%)
Fund Manager
Mr. Shriram is a Chartered Financial Analyst and holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur and an engineering degree from the University of Mumbai. He worked in FIL Fund Management Private Limited as Portfolio Manager - Fixed Income from December 2009 to June 2012. ING Investment Management Asia Pacific (Hong Kong) as Senior Investment Manager - Global Emerging Market Debt (Asia) from September 2005 to October 2009. ING Investment Management (India) Private Limited as Portfolio Manager - Fixed Income from June 2003 to September 2005. Zurich (India) Asset Management Company as Dealer / Research - Fixed Income from September 2001 to June 2003. ICICI Limited Mumbai as Treasury from June 2000 to September 2001. Larsen & Toubro Limited in Design Department, Switchgear Group from August 1997 to May 1998.
View MoreHere is the list of funds managed by Shriram Ramanathan
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Corporate Bond | 80.85 | 6,203 | 7.49 | 6.64 | |
| Hybrid - Aggressive | 60.31 | 5,459 | 14.06 | 11.18 | |
| Debt - Low Duration | 31.57 | 1,009 | 8.66 | 6.73 | |
| Debt - Medium Duration | 23.20 | 746 | 7.64 | 7.00 | |
| Debt - Credit Risk | 36.49 | 481 | 20.70 | 9.46 | |
| Debt - Gilt | 76.10 | 214 | 3.17 | 5.76 | |
| Debt - Dynamic Bond | 32.73 | 132 | 5.24 | 6.18 | |
| Debt - Medium to Long Duration | 47.89 | 48 | 5.17 | 5.83 |
Mar 13, 2026
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2,736.70 | 17,735 | 0.08 | 0.41 | 1.45 | 2.91 | 6.33 | 7.00 | 6.00 | 6.17 | 7.92 | 0.12 | |
| 77.77 | 15,375 | -5.24 | -8.52 | -10.35 | -14.09 | 2.73 | 15.07 | 19.02 | 18.93 | 18.92 | 0.70 | |
| 118.65 | 14,750 | -4.14 | -6.76 | -6.03 | -2.89 | 15.63 | 21.87 | 19.04 | 17.59 | 20.61 | 0.74 | |
| 423.61 | 12,448 | -5.01 | -7.14 | -6.61 | -5.78 | 20.50 | 23.63 | 17.55 | 17.81 | 32.82 | 0.65 | |
| 80.85 | 6,203 | -0.21 | NA | 0.78 | 2.43 | 7.49 | 7.80 | 6.64 | 7.74 | 17.16 | 0.29 | |
| 60.31 | 5,459 | -3.98 | -6.05 | -6.55 | -6.41 | 14.06 | 15.37 | 11.18 | 12.06 | 14.58 | 0.82 |
Mar 13, 2026
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