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NAV as on Apr 17, 2026
Benchmark
Nifty Credit Risk Bond Index B-II
Expense Ratio
0.96%
Fund Category
Debt - Credit Risk
Fund Size
Rs 476 Crores
Exit Load
1.00%
Min. Investment
Rs 5,000
Nav Chart
Sector Allocation
HSBC Credit Risk Fund - Direct Plan - IDCW Fund Details
Investment Objective - The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.
Fund House
Return Since Launch
1.59%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
Moderately High
Ratio Analysis
Standard Deviation
1.42
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 5.49 | Bonds | ||
| 5.09 | Certificate of Deposits | ||
| 3.66 | Bonds | ||
| 3.41 | Bonds | ||
| 2.26 | Bonds |
Apr 17, 2026
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.23 | 0.00 | -0.14 | -0.84 | 9.77 | 3.87 | 2.79 | 1.26 | 1.59 |
| Category Average (%) | 0.66 | 1.20 | 2.16 | 3.80 | 8.61 | 9.02 | 9.36 | NA | 7.19 |
| Rank within Category | 61 | 115 | 116 | 115 | 15 | 65 | 65 | 54 | 87 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(IDCW Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 24.08 | 6,743 | 0.22 | 0.77 | 1.97 | 3.10 | 7.44 | 8.14 | 7.36 | 8.12 | 8.00 | 1.07 | |
| 24.28 | 2,139 | 0.25 | 1.01 | 2.29 | 3.38 | 7.51 | 8.28 | 7.64 | 5.74 | 6.90 | 0.89 | |
| 14.22 | 1,178 | 0.21 | 1.31 | -3.65 | 1.12 | 7.30 | 5.72 | 4.23 | 2.60 | 3.26 | 0.79 | |
| 22.20 | 1,058 | 0.24 | 0.71 | 2.24 | 3.52 | 8.46 | 8.99 | 9.24 | 6.74 | 7.19 | 0.70 | |
| 12.34 | 476 | 0.23 | 0.00 | -0.14 | -0.84 | 9.77 | 3.87 | 2.79 | 1.26 | 1.59 | 0.96 | |
| 14.32 | 252 | 0.17 | 0.49 | 1.63 | 2.88 | 6.68 | 7.82 | 10.17 | 2.24 | 2.75 | 0.93 | |
| 12.41 | 223 | 6.27 | 0.60 | 0.62 | 1.65 | 5.69 | 2.16 | 1.57 | 0.99 | 1.64 | 0.40 | |
| 12.58 | 71 | 0.23 | 0.79 | 0.72 | -0.05 | 1.04 | 1.18 | 2.11 | NA | 3.04 | 0.44 |
Apr 17, 2026
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,488 (+9.77%)
Fund Manager
Mr. Shriram is a Chartered Financial Analyst and holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur and an engineering degree from the University of Mumbai. He worked in FIL Fund Management Private Limited as Portfolio Manager - Fixed Income from December 2009 to June 2012. ING Investment Management Asia Pacific (Hong Kong) as Senior Investment Manager - Global Emerging Market Debt (Asia) from September 2005 to October 2009. ING Investment Management (India) Private Limited as Portfolio Manager - Fixed Income from June 2003 to September 2005. Zurich (India) Asset Management Company as Dealer / Research - Fixed Income from September 2001 to June 2003. ICICI Limited Mumbai as Treasury from June 2000 to September 2001. Larsen & Toubro Limited in Design Department, Switchgear Group from August 1997 to May 1998.
View MoreHere is the list of funds managed by Shriram Ramanathan
Scheme Name(IDCW Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Hybrid - Aggressive | 32.52 | 5,005 | 4.38 | 4.46 | |
| Debt - Low Duration | 11.13 | 981 | -0.19 | 0.04 | |
| Debt - Medium Duration | 11.55 | 737 | -1.55 | -0.18 | |
| Debt - Credit Risk | 12.34 | 476 | 9.77 | 2.79 | |
| Debt - Dynamic Bond | 12.74 | 126 | -1.82 | -0.61 | |
| Debt - Medium to Long Duration | 10.40 | 49 | -4.64 | -1.45 |
Apr 17, 2026
Top Performing Related Funds
Scheme Name(IDCW Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 45.21 | 13,882 | 4.40 | 11.49 | 3.42 | -2.75 | -0.93 | 8.89 | 13.33 | 11.94 | 13.48 | 0.77 | |
| 63.03 | 13,371 | 2.63 | 6.35 | -8.15 | -5.96 | 4.15 | 14.51 | 11.22 | 11.33 | 14.85 | 0.70 | |
| 90.38 | 11,342 | 3.52 | 10.30 | 5.76 | 3.57 | 13.76 | 17.62 | 11.27 | 9.68 | 18.01 | 0.66 | |
| 32.52 | 5,005 | 1.97 | 4.02 | -1.44 | -6.80 | 4.38 | 7.70 | 4.46 | 5.92 | 9.27 | 0.81 | |
| 18.83 | 4,800 | 2.83 | 7.48 | -2.96 | -4.63 | 7.13 | 22.93 | NA | NA | 21.86 | 0.63 | |
| 44.68 | 4,724 | 3.34 | 7.98 | -8.84 | -10.22 | 0.64 | 12.81 | 10.03 | 7.02 | 11.92 | 1.22 |
Apr 17, 2026
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