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NAV as on Dec 23, 2025
Benchmark
Nifty Banking & PSU Debt Index A-II
Expense Ratio
0.28%
Fund Category
Debt - Banking & PSU
Fund Size
Rs 821 Crores
Exit Load
0.00%
Min. Investment
Rs 1,000
Nav Chart
Sector Allocation
UTI Banking & PSU Fund - Direct Plan - IDCW Fund Details
Investment Objective - The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Fund House
Return Since Launch
4.62%
Launch Date
Jan 27, 2014
Type
Open Ended
Riskometer
Moderate
Ratio Analysis
Standard Deviation
1.72
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 6.84 | Non Convertible Debentures | ||
| 5.04 | Non Convertible Debentures | ||
| 4.35 | Non Convertible Debentures | ||
| 3.75 | Non Convertible Debentures | ||
| 3.08 | Non Convertible Debentures | ||
| 3.07 | Non Convertible Debentures | ||
| 1.87 | Non Convertible Debentures | ||
| 1.87 | Non Convertible Debentures |
Dec 23, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.04 | 0.25 | 1.38 | 2.84 | 7.94 | 7.60 | 6.48 | 4.50 | 4.62 |
| Category Average (%) | -0.01 | 0.02 | 1.24 | 2.37 | 7.41 | 7.06 | 5.09 | NA | 7.26 |
| Rank within Category | 30 | 20 | 18 | 11 | 7 | 18 | 5 | 41 | 65 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(IDCW Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 13.66 | 12,667 | -0.06 | 0.07 | 1.06 | 2.31 | 7.31 | 7.40 | 4.01 | 2.46 | 2.46 | 0.36 | |
| 110.00 | 9,016 | -0.03 | -0.07 | 1.31 | 2.36 | 7.53 | 0.49 | -7.27 | -1.27 | 0.74 | 0.39 | |
| 10.00 | 5,737 | 0.01 | -0.32 | -0.33 | 0.12 | -0.31 | -0.10 | -0.10 | -0.14 | 0.00 | 0.39 | |
| 22.07 | 5,481 | -0.06 | -0.13 | 1.16 | 2.19 | 7.53 | 7.68 | 6.21 | 7.66 | 7.75 | 0.38 | |
| 10.75 | 4,049 | 0.01 | -0.05 | 1.14 | 2.10 | -0.91 | 1.04 | -1.10 | -0.05 | 0.59 | 0.33 | |
| 17.10 | 821 | 0.04 | 0.25 | 1.38 | 2.84 | 8.02 | 7.60 | 6.48 | 4.50 | 4.62 | 0.28 | |
| 11.47 | 482 | -1.46 | -1.26 | 0.15 | 0.06 | 2.16 | 1.98 | 0.55 | 0.90 | 1.18 | 0.19 | |
| 18.71 | 467 | -0.07 | -1.60 | -0.54 | -1.03 | 0.83 | 0.83 | -0.14 | 4.90 | 5.70 | 0.39 | |
| 11.81 | 292 | -0.01 | -0.08 | 1.24 | 2.31 | 7.75 | NA | NA | NA | 8.21 | 0.34 | |
| 10.99 | 197 | 0.02 | 0.03 | 1.28 | -0.19 | 1.58 | 2.70 | NA | NA | 2.87 | 0.41 |
Dec 23, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,401 (+8.02%)
Fund Manager
Mr. Anurag Mittal is a Chartered Accountant affiliated with Institute of Chartered Accountants of India, He holds a Master Degree in Accounting & Finance with specialization in Finance from London School of Economics & Political Science and a Bachelors Degree in Commerce. Prior to joining IDFC AMC, he was associated with HDFC Asset Management Company Ltd as Senior Manager - Investments, responsible for Dealing & Research (September 2012 - October 2015). Prior to the same he was associated with Axis Asset Management Company Limited as Fund Manager - Investments, responsible for Fund Management, Dealing & Research (July 2009 - September 2012). Prior to the same he was associated with ICICI Prudential Life Insurance as Manager - Investments, responsible for Dealing & Research (June 2008 June 2009). Prior to the same he was also associated with Bank of America as Analyst - Corporate Debt Products, involved in research (November 2006 - June 2008).
View MoreHere is the list of funds managed by Anurag Mittal
Scheme Name(IDCW Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Short Duration | 19.61 | 3,357 | 7.72 | 7.42 | |
| Hybrid - Dynamic Asset Allocation/Balanced Advantage | 13.51 | 3,191 | 10.11 | NA | |
| Debt - Banking & PSU | 17.10 | 821 | 8.02 | 6.48 |
Dec 23, 2025
Top Performing Related Funds
Scheme Name(IDCW Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 92.14 | 26,492 | 1.39 | 0.41 | 4.12 | 5.43 | 11.37 | 14.77 | 15.09 | 13.75 | 18.66 | 0.19 | |
| 231.72 | 25,575 | 0.91 | -1.08 | -1.92 | 0.50 | 2.61 | 13.06 | 10.47 | 11.06 | 27.39 | 1.03 | |
| 66.57 | 13,399 | 1.36 | 0.93 | 0.52 | 2.23 | 7.25 | 12.58 | 11.60 | 7.96 | 15.72 | 0.93 | |
| 167.53 | 12,050 | 1.65 | 0.28 | 0.38 | 1.90 | 1.64 | 19.43 | 18.43 | 13.42 | 24.25 | 0.91 | |
| 22.47 | 10,720 | 0.10 | 0.48 | 1.74 | 3.15 | 6.98 | 7.69 | 5.84 | 3.40 | 6.50 | 0.27 | |
| 62.50 | 10,135 | 1.34 | 1.08 | 2.58 | 5.07 | 7.62 | 20.50 | 19.29 | 12.80 | 15.16 | 1.19 |
Dec 23, 2025
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