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NAV as on Nov 7, 2025
Benchmark
Nifty Banking & PSU Debt Index A-II
Expense Ratio
0.28%
Fund Category
Debt - Banking & PSU
Fund Size
Rs 818 Crores
Exit Load
0.00%
Min. Investment
Rs 1,000
Nav Chart
Sector Allocation
UTI Banking & PSU Fund - Direct Plan - IDCW Fund Details
Investment Objective - The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Fund House
Return Since Launch
4.63%
Launch Date
Jan 27, 2014
Type
Open Ended
Riskometer
Moderate
Ratio Analysis
Standard Deviation
1.51
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 6.79 | Non Convertible Debentures | ||
| 5.00 | Non Convertible Debentures | ||
| 4.33 | Non Convertible Debentures | ||
| 3.74 | Non Convertible Debentures | ||
| 3.05 | Non Convertible Debentures | ||
| 3.03 | Non Convertible Debentures | ||
| 1.86 | Non Convertible Debentures |
Nov 7, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.10 | 0.46 | 1.49 | 3.49 | 8.24 | 7.88 | 6.30 | 4.55 | 4.63 |
| Category Average (%) | 0.16 | 0.54 | 1.42 | 3.04 | 8.03 | 7.32 | 5.17 | NA | 7.36 |
| Rank within Category | 151 | 96 | 28 | 11 | 23 | 19 | 15 | 41 | 68 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(IDCW Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 13.63 | 13,055 | 0.16 | 0.48 | 1.41 | 3.01 | 7.92 | 7.62 | 4.12 | 2.53 | 2.47 | 0.36 | |
| 109.86 | 9,176 | 0.17 | 0.60 | 1.48 | 3.10 | 1.79 | 0.77 | -7.16 | -1.22 | 0.73 | 0.39 | |
| 10.04 | 5,885 | 0.01 | 0.02 | 0.24 | 0.11 | 0.05 | -0.01 | -0.05 | -0.10 | 0.03 | 0.39 | |
| 22.07 | 5,499 | 0.19 | 0.60 | 1.39 | 3.06 | 8.40 | 8.04 | 6.33 | 7.73 | 7.84 | 0.38 | |
| 10.74 | 4,273 | 0.12 | 0.44 | 1.26 | 2.42 | -0.32 | 1.32 | -0.96 | 0.00 | 0.59 | 0.33 | |
| 17.02 | 818 | 0.10 | 0.46 | 1.49 | 3.49 | 8.28 | 7.88 | 6.30 | 4.55 | 4.63 | 0.28 | |
| 11.58 | 499 | 0.19 | 0.64 | 0.25 | 0.82 | 2.73 | 2.68 | 0.52 | 0.87 | 1.28 | 0.19 | |
| 11.80 | 302 | 0.21 | 0.65 | 1.42 | 3.27 | 8.60 | NA | NA | NA | 8.73 | 0.34 | |
| 18.99 | 284 | 0.15 | 0.55 | -0.29 | -0.26 | 3.11 | 1.82 | 0.21 | 5.06 | 5.91 | 0.39 | |
| 10.97 | 195 | 0.15 | 0.53 | 1.53 | 0.31 | 2.22 | 2.98 | NA | NA | 2.93 | 0.38 |
Nov 7, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,414 (+8.28%)
Fund Manager
Mr. Anurag Mittal is a Chartered Accountant affiliated with Institute of Chartered Accountants of India, He holds a Master Degree in Accounting & Finance with specialization in Finance from London School of Economics & Political Science and a Bachelors Degree in Commerce. Prior to joining IDFC AMC, he was associated with HDFC Asset Management Company Ltd as Senior Manager - Investments, responsible for Dealing & Research (September 2012 - October 2015). Prior to the same he was associated with Axis Asset Management Company Limited as Fund Manager - Investments, responsible for Fund Management, Dealing & Research (July 2009 - September 2012). Prior to the same he was associated with ICICI Prudential Life Insurance as Manager - Investments, responsible for Dealing & Research (June 2008 June 2009). Prior to the same he was also associated with Bank of America as Analyst - Corporate Debt Products, involved in research (November 2006 - June 2008).
View MoreHere is the list of funds managed by Anurag Mittal
Scheme Name(IDCW Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Short Duration | 19.56 | 3,392 | 8.33 | 7.52 | |
| Hybrid - Dynamic Asset Allocation/Balanced Advantage | 13.26 | 3,067 | 7.88 | NA | |
| Debt - Banking & PSU | 17.02 | 818 | 8.28 | 6.30 |
Nov 7, 2025
Top Performing Related Funds
Scheme Name(IDCW Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 232.76 | 25,187 | -1.01 | -0.43 | 1.68 | 4.90 | 3.20 | 11.15 | 13.41 | 11.04 | 27.74 | 1.00 | |
| 89.73 | 24,336 | -0.86 | 1.65 | 3.88 | 5.31 | 6.45 | 12.92 | 16.88 | 13.32 | 18.61 | 0.17 | |
| 64.84 | 12,947 | -0.75 | -1.37 | 1.05 | 2.46 | 3.00 | 10.45 | 13.44 | 6.62 | 15.65 | 0.92 | |
| 167.05 | 11,666 | -0.86 | 0.70 | 2.72 | 10.27 | 0.13 | 16.96 | 21.47 | 12.74 | 24.49 | 0.92 | |
| 61.09 | 9,727 | -0.79 | 0.63 | 3.23 | 7.05 | 3.12 | 18.42 | 21.41 | 12.34 | 15.12 | 1.17 | |
| 22.29 | 9,167 | 0.20 | 0.60 | 1.55 | 3.16 | 7.12 | 7.74 | 5.65 | 3.41 | 6.50 | 0.30 |
Nov 7, 2025
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