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NAV as on Dec 23, 2025
Benchmark
Nifty Credit Risk Bond Index B-II
Expense Ratio
1.64%
Fund Category
Debt - Credit Risk
Fund Size
Rs 522 Crores
Exit Load
1.00%
Min. Investment
Rs 5,000
Nav Chart
Sector Allocation
HSBC Credit Risk Fund - Regular Plan Fund Details
Investment Objective - The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.
Fund House
Return Since Launch
0.79%
Launch Date
Sep 29, 2009
Type
Open Ended
Riskometer
Moderately High
Ratio Analysis
Standard Deviation
1.42
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 4.61 | Certificate of Deposits | ||
| 4.55 | Certificate of Deposits | ||
| 3.10 | Bonds | ||
| 2.00 | Bonds |
Dec 23, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.03 | -0.34 | -0.59 | -1.15 | 4.95 | 3.81 | 1.91 | 0.59 | 0.79 |
| Category Average (%) | -0.01 | 0.21 | 1.48 | 3.12 | 10.25 | 8.89 | 9.14 | NA | 7.13 |
| Rank within Category | 37 | 121 | 128 | 118 | 12 | 68 | 78 | 77 | 113 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(IDCW Regular) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 22.82 | 6,978 | -0.05 | 0.11 | 1.40 | 2.97 | 7.69 | 7.51 | 6.66 | 7.58 | 7.72 | 1.61 | |
| 21.24 | 2,176 | 0.08 | 0.21 | 1.30 | 2.95 | 7.82 | 8.06 | 6.67 | 4.90 | 3.58 | 1.55 | |
| 12.90 | 1,096 | -0.09 | 0.05 | 1.80 | 4.04 | 5.78 | 4.60 | 3.34 | 2.00 | 2.42 | 1.54 | |
| 19.86 | 1,016 | 0.00 | 0.21 | 1.49 | 3.46 | 8.77 | 8.25 | 8.44 | 6.03 | 6.34 | 1.46 | |
| 11.36 | 522 | 0.03 | -0.34 | -0.59 | -1.15 | 11.58 | 3.81 | 1.91 | 0.59 | 0.79 | 1.64 | |
| 12.47 | 260 | -0.04 | 0.20 | 1.28 | 2.80 | 7.19 | 7.17 | 9.24 | 1.01 | 1.70 | 1.65 | |
| 12.18 | 208 | -0.00 | 0.20 | 1.04 | 2.09 | -0.09 | -0.62 | 0.80 | 0.28 | 0.87 | 1.22 | |
| 1,978.53 | 155 | -0.04 | 0.29 | 1.23 | 2.41 | 9.16 | 9.32 | 6.55 | 5.77 | 6.23 | 1.45 | |
| 11.32 | 91 | -1.05 | -1.19 | -0.38 | -1.40 | -3.08 | 0.08 | 0.72 | NA | 1.70 | 1.57 |
Dec 23, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,579 (+11.58%)
Fund Manager
Mr. Shriram is a Chartered Financial Analyst and holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur and an engineering degree from the University of Mumbai. He worked in FIL Fund Management Private Limited as Portfolio Manager - Fixed Income from December 2009 to June 2012. ING Investment Management Asia Pacific (Hong Kong) as Senior Investment Manager - Global Emerging Market Debt (Asia) from September 2005 to October 2009. ING Investment Management (India) Private Limited as Portfolio Manager - Fixed Income from June 2003 to September 2005. Zurich (India) Asset Management Company as Dealer / Research - Fixed Income from September 2001 to June 2003. ICICI Limited Mumbai as Treasury from June 2000 to September 2001. Larsen & Toubro Limited in Design Department, Switchgear Group from August 1997 to May 1998.
View MoreHere is the list of funds managed by Shriram Ramanathan
Scheme Name(IDCW Regular) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Hybrid - Aggressive | 28.29 | 5,650 | -6.53 | 5.20 | |
| Debt - Low Duration | 10.37 | 1,206 | -0.17 | -0.51 | |
| Debt - Medium Duration | 10.56 | 778 | -0.09 | -1.16 | |
| Debt - Credit Risk | 11.36 | 522 | 11.58 | 1.91 | |
| Debt - Dynamic Bond | 10.61 | 170 | -1.07 | -1.61 | |
| Debt - Medium to Long Duration | 10.62 | 49 | -2.04 | -1.72 |
Dec 23, 2025
Top Performing Related Funds
Scheme Name(IDCW Regular) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 39.05 | 16,203 | 2.42 | -0.52 | -4.30 | -3.94 | -18.70 | 10.09 | 15.92 | 9.70 | 12.44 | 1.67 | |
| 54.36 | 14,553 | 2.00 | 1.34 | 3.39 | 4.76 | -3.73 | 13.38 | 13.93 | 9.61 | 11.19 | 1.71 | |
| 76.22 | 12,549 | 3.37 | 0.29 | 1.67 | -3.36 | -8.34 | 15.64 | 11.72 | 7.54 | 9.97 | 1.71 | |
| 28.29 | 5,650 | 1.38 | -1.24 | -2.93 | -0.73 | -6.53 | 7.63 | 5.20 | 4.86 | 7.24 | 1.86 | |
| 17.26 | 5,341 | 2.02 | 0.58 | 0.96 | 3.94 | -8.17 | NA | NA | NA | 20.79 | 1.83 | |
| 45.68 | 5,248 | 2.05 | 0.33 | 0.28 | 2.32 | -7.35 | 10.38 | 11.46 | 8.18 | 7.21 | 1.92 |
Dec 23, 2025
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