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NAV as on Dec 23, 2025
Benchmark
Nifty Credit Risk Bond Index B-II
Expense Ratio
1.64%
Fund Category
Debt - Credit Risk
Fund Size
Rs 522 Crores
Exit Load
1.00%
Min. Investment
Rs 5,000
Nav Chart
Sector Allocation
HSBC Credit Risk Fund - Regular Plan Fund Details
Investment Objective - The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.
Fund House
Return Since Launch
7.67%
Launch Date
Sep 29, 2009
Type
Open Ended
Riskometer
Moderately High
Ratio Analysis
Standard Deviation
1.42
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 4.61 | Certificate of Deposits | ||
| 4.55 | Certificate of Deposits | ||
| 3.10 | Bonds | ||
| 2.00 | Bonds |
Dec 23, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.03 | 0.28 | 1.26 | 2.56 | 13.50 | 11.10 | 8.39 | 7.18 | 7.67 |
| Category Average (%) | -0.01 | 0.21 | 1.48 | 3.12 | 10.25 | 8.89 | 9.14 | NA | 7.13 |
| Rank within Category | 33 | 42 | 67 | 59 | 5 | 7 | 28 | 20 | 25 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Regular) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 24.78 | 6,978 | -0.05 | 0.11 | 1.40 | 2.97 | 7.69 | 7.51 | 6.66 | 7.58 | 8.03 | 1.61 | |
| 33.08 | 5,930 | -0.03 | 0.26 | 1.97 | 3.97 | 9.33 | 8.30 | 7.24 | 7.85 | 8.27 | 1.40 | |
| 46.99 | 2,176 | 0.08 | 0.21 | 1.30 | 2.95 | 7.82 | 8.06 | 6.67 | 7.32 | 7.48 | 1.55 | |
| 23.21 | 1,096 | -0.09 | 0.05 | 1.80 | 4.04 | 13.17 | 10.65 | 9.06 | 8.16 | 8.20 | 1.54 | |
| 37.79 | 1,016 | 0.01 | 0.19 | 1.51 | 3.45 | 8.87 | 8.29 | 8.54 | 6.21 | 8.41 | 1.36 | |
| 36.21 | 1,016 | 0.00 | 0.21 | 1.49 | 3.46 | 8.78 | 8.25 | 8.44 | 6.03 | 6.46 | 1.46 | |
| 30.49 | 719 | -0.12 | 0.05 | 1.50 | 3.47 | 8.77 | 7.47 | 5.71 | 6.73 | 7.39 | 1.71 | |
| 33.13 | 522 | 0.03 | 0.28 | 1.26 | 2.56 | 20.23 | 11.10 | 8.39 | 7.18 | 7.67 | 1.64 | |
| 22.20 | 366 | 0.00 | 0.36 | 1.82 | 3.57 | 8.62 | 7.88 | 6.73 | 6.83 | 7.23 | 1.57 | |
| 17.55 | 260 | -0.04 | 0.19 | 1.28 | 2.80 | 7.19 | 7.17 | 9.24 | 2.91 | 4.39 | 1.65 |
Dec 23, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹6,012 (+20.23%)
Fund Manager
Mr. Shriram is a Chartered Financial Analyst and holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur and an engineering degree from the University of Mumbai. He worked in FIL Fund Management Private Limited as Portfolio Manager - Fixed Income from December 2009 to June 2012. ING Investment Management Asia Pacific (Hong Kong) as Senior Investment Manager - Global Emerging Market Debt (Asia) from September 2005 to October 2009. ING Investment Management (India) Private Limited as Portfolio Manager - Fixed Income from June 2003 to September 2005. Zurich (India) Asset Management Company as Dealer / Research - Fixed Income from September 2001 to June 2003. ICICI Limited Mumbai as Treasury from June 2000 to September 2001. Larsen & Toubro Limited in Design Department, Switchgear Group from August 1997 to May 1998.
View MoreHere is the list of funds managed by Shriram Ramanathan
Scheme Name(Growth Regular) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Corporate Bond | 75.18 | 6,254 | 7.81 | 5.70 | |
| Hybrid - Aggressive | 56.70 | 5,650 | 1.57 | 13.37 | |
| Debt - Low Duration | 29.50 | 1,206 | 8.48 | 6.05 | |
| Debt - Medium Duration | 20.95 | 778 | 7.62 | 6.01 | |
| Debt - Credit Risk | 33.13 | 522 | 20.23 | 8.39 | |
| Debt - Gilt | 65.54 | 271 | 2.93 | 3.84 | |
| Debt - Dynamic Bond | 29.84 | 170 | 5.38 | 4.86 | |
| Debt - Medium to Long Duration | 42.45 | 49 | 5.13 | 4.08 |
Dec 23, 2025
Top Performing Related Funds
Scheme Name(Growth Regular) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 3,859.46 | 16,732 | 0.10 | 0.45 | 1.42 | 2.85 | 6.53 | 6.96 | 5.44 | 5.51 | 6.03 | 0.14 | |
| 2,674.97 | 16,732 | 0.10 | 0.45 | 1.42 | 2.85 | 6.53 | 6.96 | 5.76 | 6.12 | 4.67 | 0.22 | |
| 78.52 | 16,203 | 2.42 | -0.52 | -4.30 | -3.94 | -11.46 | 20.48 | 25.04 | 17.63 | 19.41 | 1.67 | |
| 114.32 | 14,553 | 2.00 | 1.34 | 3.39 | 4.76 | 6.11 | 24.73 | 23.18 | 16.32 | 16.49 | 1.71 | |
| 406.01 | 12,549 | 3.37 | 0.29 | 1.67 | 5.27 | -0.15 | 26.20 | 20.99 | 16.36 | 18.92 | 1.71 | |
| 75.18 | 6,254 | -0.01 | 0.03 | 1.22 | 2.63 | 7.81 | 7.44 | 5.70 | 7.25 | 7.32 | 0.63 |
Dec 23, 2025
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