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NAV as on Sep 22, 2025
Benchmark
Nifty Credit Risk Bond Index B-II
Expense Ratio
0.96%
Fund Category
Debt - Credit Risk
Fund Size
Rs 582 Crores
Exit Load
1.00%
Min. Investment
Rs 5,000
Nav Chart
Sector Allocation
HSBC Credit Risk Fund - Direct Plan - IDCW Fund Details
Investment Objective - The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.
Fund House
Return Since Launch
1.73%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
Moderately High
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 4.43 | Bonds | ||
| 4.17 | Certificate of Deposits | ||
| 4.07 | Certificate of Deposits | ||
| 2.72 | Bonds | ||
| 1.74 | Bonds |
Sep 22, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.13 | -0.05 | -0.38 | 11.44 | 5.66 | 4.90 | 3.00 | 1.49 | 1.73 |
| Category Average (%) | 0.14 | 0.63 | 1.66 | 5.26 | 10.57 | 8.94 | 9.34 | NA | 7.15 |
| Rank within Category | 91 | 128 | 116 | 9 | 14 | 62 | 74 | 54 | 82 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(IDCW Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 23.18 | 6,967 | 0.13 | 0.62 | 1.83 | 4.63 | 8.55 | 8.19 | 7.79 | 8.40 | 8.06 | 1.01 | |
| 23.33 | 2,210 | 0.19 | 0.70 | 1.83 | 4.75 | 9.08 | 8.83 | 7.68 | 5.47 | 6.89 | 0.89 | |
| 13.93 | 1,044 | 0.13 | 0.73 | 2.47 | -0.86 | 9.45 | 5.01 | 4.24 | 2.97 | 3.23 | 0.67 | |
| 21.28 | 995 | 0.19 | 0.58 | 2.19 | 5.38 | 10.11 | 9.14 | 9.53 | 6.90 | 7.16 | 0.70 | |
| NA | 995 | NA | NA | NA | NA | NA | NA | NA | NA | NA | 0.70 | |
| 12.45 | 582 | 0.13 | -0.05 | -0.38 | 11.44 | 11.97 | 4.90 | 3.00 | 1.49 | 1.73 | 0.96 | |
| 13.84 | 274 | 0.20 | 0.73 | 1.75 | 4.29 | 8.25 | 8.15 | 10.24 | 1.95 | 2.59 | 0.89 | |
| 12.14 | 208 | 0.13 | 0.57 | 1.26 | -14.18 | 0.59 | -0.44 | 0.83 | 0.46 | 1.54 | 0.40 | |
| 12.47 | 113 | -0.65 | -0.21 | -0.60 | 2.09 | -1.83 | 2.30 | 2.46 | NA | 3.17 | 0.39 | |
| 1.19 | 0 | NA | 259.06 | 267.25 | 280.39 | 309.14 | NA | NA | NA | -75.32 | 0.57 |
Sep 22, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,599 (+11.97%)
Fund Manager
Mr. Shriram is a Chartered Financial Analyst and holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur and an engineering degree from the University of Mumbai. He worked in FIL Fund Management Private Limited as Portfolio Manager - Fixed Income from December 2009 to June 2012. ING Investment Management Asia Pacific (Hong Kong) as Senior Investment Manager - Global Emerging Market Debt (Asia) from September 2005 to October 2009. ING Investment Management (India) Private Limited as Portfolio Manager - Fixed Income from June 2003 to September 2005. Zurich (India) Asset Management Company as Dealer / Research - Fixed Income from September 2001 to June 2003. ICICI Limited Mumbai as Treasury from June 2000 to September 2001. Larsen & Toubro Limited in Design Department, Switchgear Group from August 1997 to May 1998.
View MoreHere is the list of funds managed by Shriram Ramanathan
Scheme Name(IDCW Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Hybrid - Aggressive | 34.77 | 5,475 | -4.81 | 9.98 | |
| Debt - Low Duration | 11.10 | 851 | -0.08 | -0.10 | |
| Debt - Medium Duration | 11.70 | 762 | 0.84 | 0.34 | |
| Debt - Credit Risk | 12.45 | 582 | 11.97 | 3.00 | |
| Debt - Dynamic Bond | 12.61 | 170 | -1.84 | -1.24 | |
| Debt - Medium to Long Duration | 10.81 | 48 | -0.75 | -1.27 |
Sep 22, 2025
Top Performing Related Funds
Scheme Name(IDCW Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 47.51 | 15,886 | -0.08 | 2.07 | 2.34 | 4.25 | -14.04 | 9.24 | 23.05 | 12.53 | 14.70 | 0.65 | |
| 66.73 | 13,532 | 0.43 | 0.57 | 1.61 | 13.72 | -7.48 | 15.15 | 19.25 | 12.09 | 16.08 | 0.76 | |
| 86.60 | 11,749 | -0.16 | -5.63 | -3.22 | 9.89 | -8.28 | 15.26 | 16.43 | 9.01 | 18.48 | 0.65 | |
| 34.77 | 5,475 | 0.34 | 1.86 | 3.28 | 12.10 | -4.81 | 8.30 | 9.98 | 6.54 | 10.29 | 0.84 | |
| 49.46 | 4,975 | 0.10 | 1.62 | 2.39 | 13.68 | -10.03 | 16.38 | 16.30 | 7.64 | 13.39 | 1.18 | |
| 19.65 | 4,943 | 0.14 | 1.73 | 3.75 | 14.40 | -0.66 | NA | NA | NA | 29.21 | 0.84 |
Sep 22, 2025
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