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NAV as on Dec 23, 2025
Benchmark
Nifty Credit Risk Bond Index B-II
Expense Ratio
0.96%
Fund Category
Debt - Credit Risk
Fund Size
Rs 522 Crores
Exit Load
1.00%
Min. Investment
Rs 5,000
Nav Chart
Sector Allocation
HSBC Credit Risk Fund - Direct Plan - IDCW Fund Details
Investment Objective - The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.
Fund House
Return Since Launch
1.67%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
Moderately High
Ratio Analysis
Standard Deviation
1.42
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 4.61 | Certificate of Deposits | ||
| 4.55 | Certificate of Deposits | ||
| 3.10 | Bonds | ||
| 2.00 | Bonds |
Dec 23, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | 0.04 | -0.27 | -0.39 | -0.75 | 5.75 | 4.49 | 2.75 | 1.42 | 1.67 |
| Category Average (%) | -0.01 | 0.21 | 1.48 | 3.12 | 10.25 | 8.89 | 9.14 | NA | 7.13 |
| Rank within Category | 29 | 116 | 118 | 106 | 10 | 65 | 70 | 54 | 83 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(IDCW Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 23.54 | 6,978 | -0.04 | 0.16 | 1.55 | 3.28 | 8.32 | 8.16 | 7.30 | 8.29 | 8.02 | 1.02 | |
| 23.68 | 2,176 | 0.09 | 0.27 | 1.46 | 3.28 | 8.52 | 8.76 | 7.36 | 5.71 | 6.87 | 0.89 | |
| 14.21 | 1,096 | -0.07 | 0.13 | 2.02 | 4.50 | 6.65 | 5.52 | 4.24 | 2.93 | 3.35 | 0.67 | |
| 21.65 | 1,016 | 0.02 | 0.27 | 1.68 | 3.85 | 9.60 | 9.06 | 9.20 | 6.83 | 7.15 | 0.70 | |
| 12.40 | 522 | 0.04 | -0.27 | -0.39 | -0.75 | 12.08 | 4.49 | 2.75 | 1.42 | 1.67 | 0.96 | |
| 14.04 | 260 | -0.03 | 0.26 | 1.47 | 3.18 | 7.87 | 7.94 | 10.04 | 1.98 | 2.66 | 0.88 | |
| 12.30 | 208 | 0.01 | 0.28 | 1.26 | 2.51 | -0.04 | -0.58 | 0.82 | 0.33 | 1.61 | 0.40 | |
| 12.48 | 91 | -0.95 | -1.01 | -0.01 | -0.58 | -1.23 | 1.71 | 2.15 | NA | 3.06 | 0.39 |
Dec 23, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,604 (+12.08%)
Fund Manager
Mr. Shriram is a Chartered Financial Analyst and holds a Post Graduate Diploma in Business Management from XLRI Jamshedpur and an engineering degree from the University of Mumbai. He worked in FIL Fund Management Private Limited as Portfolio Manager - Fixed Income from December 2009 to June 2012. ING Investment Management Asia Pacific (Hong Kong) as Senior Investment Manager - Global Emerging Market Debt (Asia) from September 2005 to October 2009. ING Investment Management (India) Private Limited as Portfolio Manager - Fixed Income from June 2003 to September 2005. Zurich (India) Asset Management Company as Dealer / Research - Fixed Income from September 2001 to June 2003. ICICI Limited Mumbai as Treasury from June 2000 to September 2001. Larsen & Toubro Limited in Design Department, Switchgear Group from August 1997 to May 1998.
View MoreHere is the list of funds managed by Shriram Ramanathan
Scheme Name(IDCW Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Hybrid - Aggressive | 33.81 | 5,650 | -5.17 | 6.42 | |
| Debt - Low Duration | 11.08 | 1,206 | -0.17 | -0.15 | |
| Debt - Medium Duration | 11.64 | 778 | 0.59 | -0.17 | |
| Debt - Credit Risk | 12.40 | 522 | 12.08 | 2.75 | |
| Debt - Dynamic Bond | 12.65 | 170 | -1.04 | -1.34 | |
| Debt - Medium to Long Duration | 10.67 | 49 | -1.37 | -1.76 |
Dec 23, 2025
Top Performing Related Funds
Scheme Name(IDCW Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 45.35 | 16,203 | 2.44 | -0.43 | -4.05 | -3.44 | -17.45 | 12.15 | 17.68 | 11.23 | 13.90 | 0.64 | |
| 68.99 | 14,553 | 2.01 | 1.42 | 3.64 | 5.26 | -0.93 | 16.41 | 16.23 | 11.99 | 16.04 | 0.76 | |
| 87.98 | 12,549 | 3.39 | 0.38 | 1.94 | -2.34 | -6.88 | 17.50 | 13.27 | 8.84 | 18.24 | 0.64 | |
| 33.81 | 5,650 | 1.39 | -1.11 | -2.41 | 0.08 | -5.17 | 9.00 | 6.42 | 6.14 | 9.84 | 0.83 | |
| 19.83 | 5,341 | 2.04 | 0.69 | 1.32 | 4.60 | 2.89 | NA | NA | NA | 26.75 | 0.57 | |
| 49.60 | 5,248 | 2.07 | 0.39 | 0.47 | 2.70 | -6.34 | 17.39 | 12.07 | 8.23 | 13.14 | 1.17 |
Dec 23, 2025
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