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NAV as on Dec 22, 2025
Benchmark
CRISIL Credit Risk Debt B-II Index
Expense Ratio
0.88%
Fund Category
Debt - Credit Risk
Fund Size
Rs 260 Crores
Exit Load
1.00%
Min. Investment
Rs 1,000
Nav Chart
Sector Allocation
UTI Credit Risk Fund - Direct Plan - Growth Fund Details
Investment Objective - To generate reasonable income and capital appreciation by investing in debt & money market instruments across different maturities and credit ratings.
Fund House
Return Since Launch
5.44%
Launch Date
Jan 1, 2013
Type
Open Ended
Riskometer
Moderately High
Ratio Analysis
Standard Deviation
1.42
Category Avg
Top Holdings
Name | Assets (%) | Sector | Instrument |
|---|---|---|---|
| 7.73 | Non Convertible Debentures | ||
| 1.86 | Others |
Dec 22, 2025
Performance Analysis
1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | SI | |
|---|---|---|---|---|---|---|---|---|---|
| Fund Returns (%) | -0.03 | 0.24 | 1.45 | 3.23 | 8.27 | 7.93 | 10.04 | 3.82 | 5.44 |
| Category Average (%) | -0.03 | 0.21 | 1.50 | 3.19 | 10.34 | 8.89 | 9.15 | NA | 7.13 |
| Rank within Category | 64 | 51 | 49 | 36 | 53 | 38 | 8 | 37 | 42 |
* Returns over 1 year are CAGR
Peer Comparision
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 26.85 | 6,978 | -0.07 | 0.14 | 1.53 | 3.38 | 8.42 | 8.15 | 7.30 | 8.29 | 8.77 | 1.02 | |
| 36.58 | 5,930 | -0.08 | 0.34 | 2.19 | 4.48 | 10.20 | 9.01 | 7.93 | 8.64 | 10.51 | 0.76 | |
| 50.90 | 2,176 | 0.10 | 0.27 | 1.51 | 3.37 | 8.59 | 8.76 | 7.36 | 8.05 | 13.36 | 0.89 | |
| 25.53 | 1,096 | -0.15 | 0.08 | 1.98 | 4.49 | 14.25 | 11.59 | 10.03 | 9.14 | 9.18 | 0.67 | |
| 40.00 | 1,016 | 0.08 | 0.32 | 1.77 | 4.00 | 9.72 | 9.10 | 9.22 | 6.83 | 11.27 | 0.70 | |
| 34.44 | 719 | -0.18 | 0.11 | 1.67 | 4.07 | 9.89 | 8.43 | 6.74 | 7.78 | 10.00 | 0.81 | |
| 36.03 | 522 | 0.03 | 0.31 | 1.47 | 2.93 | 21.17 | 11.97 | 9.26 | 7.98 | 10.38 | 0.96 | |
| 24.92 | 366 | 0.00 | 0.41 | 2.03 | 4.06 | 9.56 | 8.71 | 7.62 | 7.93 | 8.31 | 0.80 | |
| 19.89 | 260 | -0.03 | 0.24 | 1.45 | 3.23 | 7.91 | 7.93 | 10.04 | 3.82 | 5.44 | 0.88 | |
| 18.25 | 249 | -0.01 | 0.18 | 1.23 | 2.48 | 7.23 | 7.45 | 6.31 | NA | 7.08 | 0.67 |
Dec 22, 2025
Return Calculator
Over the past
Invested
₹5000
- Invested Amount
- Estimated Return
Total investment of ₹5000
Would have become ₹5,396 (+7.91%)
Fund Manager
Mr. Abhishek Sonthalia has done B. Com, Management Programme from NITIE and CFA Charter holder. Prior to joining UTI Mutual Fund, he has worked with Tata Mutual Fund, CRISIL Ltd. and TCS.
View MoreHere is the list of funds managed by Abhishek Sonthalia
Scheme Name(Growth Direct) | Category | NAV(Rs) | AUM(Rs Cr) | 1Y(%) | 5Y(%) |
|---|---|---|---|---|---|
| Debt - Liquid | 4,278.72 | 22,790 | 6.66 | 5.85 | |
| Debt - Ultra Short Duration | 15.36 | 6,104 | 7.53 | 6.29 | |
| Debt - Ultra Short Duration | 4,686.35 | 4,926 | 7.35 | 6.76 | |
| Debt - Corporate Bond | 12.95 | 4,303 | 7.57 | NA | |
| Debt - Low Duration | 4,165.99 | 3,935 | 7.57 | 6.14 | |
| Debt - Short Duration | 54.31 | 3,369 | 7.57 | 6.12 | |
| Debt - Short Duration | 34.68 | 3,357 | 7.78 | 7.42 | |
| Others - Fund of Funds | 10.29 | 323 | NA | NA | |
| Debt - Credit Risk | 19.89 | 260 | 7.91 | 10.04 | |
| Debt - Medium Duration | 20.01 | 40 | 7.07 | 6.49 |
Dec 22, 2025
Top Performing Related Funds
Scheme Name(Growth Direct) | NAV (Rs) | AUM (Rs Cr) | 1W(%) | 1M(%) | 3M(%) | 6M(%) | 1Y(%) | 3Y(%) | 5Y(%) | 10Y(%) | SI(%) | ER(%) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 182.86 | 26,492 | 1.20 | 0.40 | 3.96 | 4.84 | 12.13 | 14.08 | 15.32 | 13.98 | 25.10 | 0.19 | |
| 348.70 | 25,575 | 0.52 | -0.94 | -2.18 | 0.77 | 2.71 | 12.40 | 11.92 | 13.40 | 31.48 | 1.03 | |
| 3,219.98 | 21,999 | 0.09 | 0.46 | 1.50 | 3.10 | 7.62 | 7.64 | 6.32 | 6.84 | 9.43 | 0.13 | |
| 4,443.10 | 21,769 | 0.10 | 0.47 | 1.45 | 2.93 | 6.63 | 7.06 | 5.87 | 6.23 | 12.17 | 0.16 | |
| 313.06 | 13,399 | 1.01 | 0.88 | 2.74 | 4.13 | 10.23 | 14.47 | 15.13 | 13.67 | 30.39 | 0.93 | |
| 340.61 | 12,050 | 1.34 | 0.33 | -0.09 | 2.15 | 1.54 | 18.32 | 20.19 | 15.46 | 31.24 | 0.91 |
Dec 22, 2025
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