UTI Credit Risk Fund - Direct Plan - Growth

Debt

Credit Risk

Moderately High Risk

Rs 19.81

0.06

NAV as on Nov 6, 2025

Benchmark

CRISIL Credit Risk Debt B-II Index

Expense Ratio

0.89%

Fund Category

Debt - Credit Risk

Fund Size

Rs 262 Crores

Exit Load

1.00%

Min. Investment

Rs 1,000

Nav Chart

Sector Allocation

UTI Credit Risk Fund - Direct Plan - Growth Fund Details

Investment Objective - To generate reasonable income and capital appreciation by investing in debt & money market instruments across different maturities and credit ratings.

Fund House

UTI Mutual Fund

Return Since Launch

5.46%

Launch Date

Jan 1, 2013

Type

Open Ended

Riskometer

Moderately High

Ratio Analysis

Standard Deviation

1.51

Category Avg

Top Holdings

Name	Assets (%)	Sector	Instrument
Vedanta Ltd.	7.71	Mining	Non Convertible Debentures
Indus Infra Trust	1.85	Finance	Others

Nov 6, 2025

Performance Analysis

	1W	1M	3M	6M	1Y	3Y	5Y	10Y	SI
Fund Returns (%)	0.18	0.66	1.86	3.77	8.59	8.28	10.14	3.85	5.46
Category Average (%)	0.16	0.56	1.81	3.74	10.62	9.12	9.25	NA	7.17
Rank within Category	15	47	47	52	54	32	9	37	42

* Returns over 1 year are CAGR

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Peer Comparision

Scheme Name(Growth Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
HDFC Credit Risk Debt Fund	26.74	7,036	0.16	0.62	1.92	4.00	8.64	8.42	7.50	8.33	8.83	1.01
ICICI Prudential Credit Risk Fund	36.27	5,976	0.16	0.69	2.39	4.85	9.77	9.17	8.02	8.63	10.55	0.76
SBI Credit Risk Fund	50.64	2,196	0.24	0.62	1.77	4.01	9.16	8.95	7.46	8.07	13.46	0.89
Aditya Birla Sun Life Credit Risk Fund	25.39	1,066	0.23	0.77	2.49	5.37	14.48	11.80	10.27	9.16	9.23	0.67
Nippon India Credit Risk Fund	39.76	992	0.16	0.71	1.97	4.62	10.16	9.30	9.36	6.86	11.34	0.70
Kotak Credit Risk Fund	34.34	727	0.21	0.67	2.52	5.15	10.00	8.72	6.88	7.90	10.08	0.81
HSBC Credit Risk Fund	35.84	535	0.15	0.58	1.59	3.32	21.56	12.17	9.26	7.99	10.44	0.96
Axis Credit Risk Fund	24.73	367	0.16	0.72	2.33	4.49	9.64	8.85	7.68	7.93	8.34	0.80
UTI Credit Risk Fund	19.81	262	0.18	0.66	1.86	3.77	8.31	8.28	10.14	3.85	5.46	0.89
Bandhan Credit Risk Fund	18.19	257	0.19	0.49	1.47	2.77	7.73	7.74	6.45	NA	7.14	0.68

View All

Nov 6, 2025

Return Calculator

₹ One-Time

Over the past

Invested

₹5000

Invested Amount
Estimated Return

Total investment of ₹5000

Would have become ₹5,416 (+8.31%)

Fund Manager

Sunil Patil

Mr. Sunil Patil is an M.Com, MFM and is a certified CA LLB-I. Mr. Patil has total experience of 16 years with UTI in primary market investment and dealing and 7 years experience in fund management.

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Here is the list of funds managed by Sunil Patil

Scheme Name(Growth Direct)	Category	NAV(Rs)	AUM(Rs Cr)	1Y(%)	5Y(%)
UTI Aggressive Hybrid Fund	Hybrid - Aggressive	440.84	6,379	3.34	19.93
UTI Retirement Fund	Solution Oriented - Retirement	54.31	4,659	4.93	13.96
UTI Childrens Hybrid Fund	Solution Oriented - Children	41.66	4,508	4.36	10.96
UTI Equity Savings Fund	Hybrid - Equity Savings	19.86	733	7.10	12.49
UTI Fixed Term Income Fund Series XXXV - Plan I	Debt - FMP	12.41	335	7.25	NA
UTI CRISIL SDL Maturity April 2033 Index Fund	Others - Index Funds/ETFs	12.60	329	7.27	NA
UTI Medium to Long Duration Fund	Debt - Medium to Long Duration	81.03	319	6.96	8.43
UTI Credit Risk Fund	Debt - Credit Risk	19.81	262	8.31	10.14
UTI Fixed Term Income Fund Series XXXV - Plan II	Debt - FMP	12.29	187	7.26	NA
UTI NIFTY SDL Plus AAA PSU Bond Apr 2026 75 25 Index Fund	Others - Index Funds/ETFs	12.21	171	7.29	NA

View All

Nov 6, 2025

Top Performing Related Funds

Scheme Name(Growth Direct)	NAV (Rs)	AUM (Rs Cr)	1W(%)	1M(%)	3M(%)	6M(%)	1Y(%)	3Y(%)	5Y(%)	10Y(%)	SI(%)	ER(%)
UTI Liquid Fund	4,411.13	30,785	0.10	0.48	1.46	3.04	6.77	7.09	5.79	6.25	12.24	0.15
UTI Flexi Cap Fund	350.57	25,187	-0.78	0.14	2.32	5.72	2.47	11.33	14.63	13.30	31.89	1.00
UTI Nifty 50 Index Fund	178.16	24,336	-0.83	1.81	4.01	5.50	5.25	13.11	16.89	13.44	25.12	0.17
UTI Money Market Fund	3,196.80	20,360	0.10	0.48	1.49	3.39	7.73	7.71	6.26	6.86	9.46	0.14
UTI Large Cap Fund	305.57	12,947	-0.59	1.11	3.68	5.30	4.51	13.14	16.80	13.19	30.48	0.92
UTI Mid Cap Fund	339.42	11,666	-0.88	1.10	3.13	11.61	-0.34	17.13	22.69	15.55	31.55	0.92